SB Management & Consulting
ActiveSB Management & Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €9k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 76% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency100▲+19
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.94 against 2.28 in 2024; short-term debt: 20.3% and cash: 46.3% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
27.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
36 d early
2024
30 d early
2023
23 d early
2022
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 53.4%
2024 · €17k
2022: €934
2023: €9k
2024: €17k
2022 → 2025
Total assets
€32k▲ 7.8%
2024 · €29k
2022: €4k
2023: €21k
2024: €29k
2022 → 2025
Net result
€9k▲ 24.6%
2024 · €7k
2022: €-3k
2023: €9k
2024: €7k
2022 → 2025
Working capital
€25k▲ 53.3%
2024 · €17k
2022: €934
2023: €9k
2024: €17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€934-€9k▲ 911%€17k▲ 75.1%€25k▲ 53.4%
Operating result€-3k-€10k€10k▼ 6.8%€12k▲ 22.7%
Net result€-3k-€9k€7k▼ 16.6%€9k▲ 24.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€25k▲ 53.4%
Debt
€6k▼ 50.3%
The debt ratio falls from 44.0% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
79.7%▲
2024 · 56.0%
Current ratio
4.94▲
2024 · 2.28
Quick ratio
4.94▲
2024 · 2.28
Debt / equity
0.25▼
2024 · 0.78
ROE
34.8%▼
2024 · 42.9%
ROA
27.8%▲
2024 · 24.0%
Debt
€6k▼
2024 · €13k
Debt ≤ 1 year
€6k▼
2024 · €13k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€32k▲
Current assets29/58€29k€32k▲
Amounts receivable within one year40/41€9k€16k▲
Trade receivables40€7k€15k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€20k€15k▼
Deferred charges and accrued income490/1€906€948▲
Equity and liabilities
Total equity and liabilities10/49€29k€32k▲
Equity10/15€17k€25k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€13k€22k▲
Amounts payable17/49€13k€6k▼
Amounts payable within one year42/48€13k€6k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€4k€4k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€4k€366▼
Accrued charges and deferred income492/3€12-
Income statement
Code20242025
Other operating charges640/8€387€520▲
Gross operating margin9900€10k€12k▲
Operating profit (loss)9901€10k€12k▲
Financial charges65/66B€161€180▲
Recurring financial charges65€161€180▲
Profit (loss) for the period before taxes9903€10k€12k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€7k€9k▲
Profit (loss) for the period to be appropriated9905€7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€22k▲
Profit (loss) brought forward from the previous period14P€6k€13k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €9k ▲24.6%
Operating result €12k, net result €9k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.94
Current ratio from 2.28 to 4.94; short-term debt falls from €13k to €6k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenlei 12650 EdegemGround area
1,286 m²
Building footprint
11 m²
Volume, LiDAR
5 m³
Parcel 11472B0041/00A016, Flanders · tallest building 1.8 m. Linked by address, not a title deed.
1 establishment unit
SB Management & Consulting
since 20222.340.404.221
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0041/00A016 | Flanders | 1,286 m² | 1 · 11 m² | 1.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GROUKS
BE 0787.518.551
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ELACSI
BE 0776.595.361
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B&J FACILITY
BE 0568.496.016
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ELLIMOO
BE 1006.419.540
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 33,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.