SB Floor
ActiveThe computed 12-month bankruptcy probability of SB Floor is 2.2% (moderate). The 2025 annual accounts show equity of €20k and a net result of €10k. Its solvency ranks better than 51% of 7376 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-4
Solvency70▲+16
Growth78
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 1.64 in 2024; short-term debt: 30.3% and cash: 26.4% of total assets), but 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
22%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 96.6%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€46k▲ 28.8%
2024 · €35k
2024: €35k
2024 → 2025
Net result
€10k▲ 35.9%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€12k▲ 87.7%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€20k▲ 96.6%
Operating result€10k-€17k▲ 66.4%
Net result€7k-€10k▲ 35.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 66% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€20k▲ 4.9%
Current assets
€26k▲ 55.6%
Equity and liabilities €46k
Equity
€20k▲ 96.6%
Debt
€25k▲ 0.7%
The debt ratio falls from 70.6% to 55.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €10k
Cash flow
€15k▲
2024 · €7k
Solvency
44.8%▲
2024 · 29.4%
Current ratio
1.88▲
2024 · 1.64
Quick ratio
1.88▲
2024 · 1.64
Debt / equity
1.23▼
2024 · 2.41
ROE
49.1%▼
2024 · 71.1%
ROA
22.0%▲
2024 · 20.9%
Interest coverage
5.35▼
2024 · 7.16
Debt
€25k▲
2024 · €25k
Debt ≤ 1 year
€14k▲
2024 · €10k
Debt > 1 year
€11k▼
2024 · €15k
Income taxes
€4k▲
2024 · €2k
Staff costs
€119▼
2024 · €185
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€46k▲
Fixed assets21/28€19k€20k▲
Tangible fixed assets22/27€19k€20k▲
Furniture and vehicles24€19k€20k▲
Current assets29/58€17k€26k▲
Amounts receivable within one year40/41€16k€14k▼
Trade receivables40€54€4k▲
Other amounts receivable41€16k€10k▼
Cash at bank and in hand54/58€813€12k▲
Equity and liabilities
Total equity and liabilities10/49€35k€46k▲
Equity10/15€10k€20k▲
Contributions10/11€3k€3k=
Reserves13-€17k
Distributable reserves133-€17k
Profit (loss) carried forward14€7k-
Amounts payable17/49€25k€25k▲
Amounts payable after more than one year17€15k€11k▼
Financial debts170/4€15k€11k▼
Amounts payable within one year42/48€10k€14k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€1k€403▼
Suppliers440/4€1k€403▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€185€119▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123€5k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€12k€25k▲
Operating profit (loss)9901€10k€17k▲
Financial income75/76B€732€572▼
Recurring financial income75€732€572▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€10k€14k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€17k▲
Profit (loss) brought forward from the previous period14P-€7k
Transfer to equity691/2-€17k
To other reserves6921-€17k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stadionlaan 163582 BeringenGround area
308 m²
Building footprint
94 m²
Volume, LiDAR
470 m³
Parcel 71522C0003/00E015, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SB Floor
since 20242.360.037.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522C0003/00E015 | Flanders | 308 m² | 1 · 94 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BDM OUTDOOR DESIGN
BE 0698.810.764
Puurs-Sint-Amands · Eq €20k
Bouwwerken THYS
BE 0454.977.510
Oudsbergen · Eq €20k
COOL BOUWONDERNEMING
BE 0893.989.711
Roeselare · Eq €20k
SCHRIJNWERKERIJ DE WILG
BE 0892.420.091
Lille · Eq €20k
PAVLOV
BE 0673.671.433
Herk-de-Stad · Eq €20k
Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 11,570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.