SAYSOUK CREATION GRAPHIQUE
ActiveSAYSOUK CREATION GRAPHIQUE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €130k and a net result of €50k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 201 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
83
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency59▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.48 in 2023), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
61 d late
2022
31 d late
2021
78 d late
2020
74 d late
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€50k▲ 36.8%
2023 · €36k
2018: €32k
2019: €24k
2020: €39k
2021: €52k
2022: €38k
2023: €36k
2018 → 2024
Working capital
€76k▼ 5.2%
2023 · €80k
2018: €37k
2019: €57k
2020: €82k
2021: €99k
2022: €97k
2023: €80k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€113k-€137k▲ 21.0%€153k▲ 12.4%€137k▼ 10.8%€130k▼ 5.3%
Operating result€52k-€73k▲ 41.5%€55k▼ 25.2%€53k▼ 2.2%€71k▲ 32.5%
Net result€39k-€52k▲ 34.2%€38k▼ 26.5%€36k▼ 5.2%€50k▲ 36.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 33% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €413k
Fixed assets
€165k▼ 10.9%
Current assets
€248k▲ 0.5%
Equity and liabilities €413k
Equity
€130k▼ 5.3%
Debt
€283k▼ 3.9%
The debt ratio rises from 68.3% to 68.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€99k▲
2023 · €79k
Cash flow
€78k▲
2023 · €62k
Solvency
31.4%▼
2023 · 31.7%
Current ratio
1.44▼
2023 · 1.48
Quick ratio
1.44▼
2023 · 1.48
Debt / equity
2.18▲
2023 · 2.15
ROE
38.5%▲
2023 · 26.6%
ROA
12.1%▲
2023 · 8.4%
Interest coverage
18.57▲
2023 · 14.19
Debt
€283k▼
2023 · €295k
Debt ≤ 1 year
€172k▲
2023 · €166k
Debt > 1 year
€111k▼
2023 · €128k
Income taxes
€16k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€432k€413k▼
Fixed assets21/28€185k€165k▼
Tangible fixed assets22/27€185k€165k▼
Land and buildings22€176k€156k▼
Furniture and vehicles24€8k€8k▲
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€250€250=
Current assets29/58€246k€248k▲
Amounts receivable within one year40/41€190k€155k▼
Trade receivables40€190k€155k▼
Cash at bank and in hand54/58€56k€92k▲
Deferred charges and accrued income490/1€411-
Equity and liabilities
Total equity and liabilities10/49€432k€413k▼
Equity10/15€137k€130k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Profit (loss) carried forward14€131k€123k▼
Amounts payable17/49€295k€283k▼
Amounts payable after more than one year17€128k€111k▼
Financial debts170/4€128k€111k▼
Amounts payable within one year42/48€166k€172k▲
Current portion of amounts payable after more than one year42€27k€25k▼
Trade debts44€59k€51k▼
Suppliers440/4€59k€51k▼
Taxes, remuneration and social security45€38k€46k▲
Taxes450/3€38k€46k▲
Other amounts payable47/48€42k€50k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€82k€100k▲
Operating profit (loss)9901€53k€71k▲
Financial income75/76B€215€470▲
Recurring financial income75€215€470▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€48k€66k▲
Income taxes67/77€12k€16k▲
Profit (loss) for the period9904€36k€50k▲
Profit (loss) for the period to be appropriated9905€36k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€184k€181k▼
Profit (loss) brought forward from the previous period14P€147k€131k▼
Profit to be distributed694/7€53k€57k▲
Return on contributions (dividend)694€53k€57k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €153k ▲12.4%
5 profitable years in a row build equity to €153k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 78 days late
2021
31-12
Financial
Highest result since 2018net €52k ▲34.2%
Operating result €73k, net result €52k, both a record.
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 74 days late
2020
31-12
Financial
Equity above €100kEq €113k ▲39.1%
3 profitable years in a row build equity to €113k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 56 days late
2019
31-12
Financial
Weakest financial yearnet €24k ▼24.7%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 3341150 Sint-Pieters-WoluweGround area
126 m²
Building footprint
76 m²
Volume, LiDAR
676 m³
Parcel 21683D0347/00M003, Brussels · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SAYSOUK création graphique
since 20042.137.546.735
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0347/00M003 | Brussels | 126 m² | 1 · 76 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CANJOTTO COMMUNICATION
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CLUSTER
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PRINTYPE NETWORK
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ADN CONCEPT
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Of 2,853 companies in sector 18130 we hold annual accounts for 828. 673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-05-2004
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22240
22250
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02.851.66.73