SAXUM
ActiveSAXUM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-51k) and a net result of €9k. Equity is shrinking by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
16
/ 100
Critical▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-19
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.17 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-122.9%
Return on assets
20.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
62 d late
2023
70 d late
2022
29 d late
2021
31 d late
2020
26 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-51k▲ 14.5%
2024 · €-60k
2018: €9k
2019: €-13k
2020: €-30k
2021: €-44k
2022: €-48k
2023: €-58k
2024: €-60k
2018 → 2025
Total assets
€42k▼ 31.7%
2024 · €61k
2018: €173k
2019: €124k
2020: €92k
2021: €76k
2022: €73k
2023: €63k
2024: €61k
2018 → 2025
Net result
€9k
2024 · €-2k
2018: €12k
2019: €-22k
2020: €-18k
2021: €-13k
2022: €-4k
2023: €-10k
2024: €-2k
2018 → 2025
Working capital
€-61k▲ 12.0%
2024 · €-69k
2018: €3k
2019: €-15k
2020: €-32k
2021: €-45k
2022: €-53k
2023: €-69k
2024: €-69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-44k-€-48k▼ 9.2%€-58k▼ 21.4%€-60k▼ 4.0%€-51k▲ 14.5%
Operating result€-10k-€-1k▲ 87.0%€-7k▼ 451%€3k€9k▲ 247%
Net result€-13k-€-4k▲ 69.4%€-10k▼ 154%€-2k▲ 77.3%€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 247% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€36k▼ 23.3%
Current assets
€6k▼ 58.4%
Key figures and ratios
EBITDA
€20k▲
2024 · €13k
Cash flow
€19k▲
2024 · €8k
Solvency
-122.9%▼
2024 · -98.2%
Current ratio
0.09▼
2024 · 0.17
Quick ratio
0.09▼
2024 · 0.17
Debt / equity
-1.81▲
2024 · -2.02
ROE
-17.0%▼
2024 · 3.9%
ROA
20.9%▲
2024 · -3.8%
Interest coverage
42.75▲
2024 · 2.59
Debt
€93k▼
2024 · €121k
Debt ≤ 1 year
€67k▼
2024 · €84k
Debt > 1 year
€25k▼
2024 · €36k
Income taxes
€0▲
2024 · €-86
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€42k▼
Fixed assets21/28€47k€36k▼
Tangible fixed assets22/27€47k€36k▼
Land and buildings22€38k€29k▼
Plant, machinery and equipment23€360€180▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€5k€5k▼
Current assets29/58€15k€6k▼
Amounts receivable within one year40/41€11k€4k▼
Trade receivables40€11k€4k▼
Other amounts receivable41€17€0▼
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€1k€889▼
Equity and liabilities
Total equity and liabilities10/49€61k€42k▼
Equity10/15€-60k€-51k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-74k€-66k▲
Amounts payable17/49€121k€93k▼
Amounts payable after more than one year17€36k€25k▼
Financial debts170/4€36k€25k▼
Amounts payable within one year42/48€84k€67k▼
Current portion of amounts payable after more than one year42€10k€10k▼
Trade debts44€11k€3k▼
Suppliers440/4€11k€3k▼
Advances received on contracts in progress46€9k€0▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€52k€54k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A-€124
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€15k€22k▲
Operating profit (loss)9901€3k€9k▲
Financial charges65/66B€5k€462▼
Recurring financial charges65€5k€462▼
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77€-86€0▲
Profit (loss) for the period9904€-2k€9k▲
Profit (loss) for the period to be appropriated9905€-2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-74k€-66k▲
Profit (loss) brought forward from the previous period14P€-72k€-74k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 6 loss-making years.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Weakest financial yearnet €-22k ▼274%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kegelslei 72861 Sint-Katelijne-WaverGround area
2,809 m²
Building footprint
293 m²
Volume, LiDAR
1,575 m³
Parcel 12027C0185/00R000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Saxum
since 20062.153.144.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027C0185/00R000 | Flanders | 2,809 m² | 1 · 293 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 21,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.