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SAVVY

Active
Private limited companyfounded 2015active for 11 yearsAmbachtenstraat 33, 8870 Izegem, BelgiumKBO/BCE: BE 0589.999.827
Summary

SAVVY has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,119 and a net result of €152. Equity has been growing by about 7.1% per year since 2019. Its solvency ranks better than 54% of 2,479 sector peers (NACE 90, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-02-2015 Normal situation
Registered office
37 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Literary creation NACE 90111and 3 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-06-2025
Establishment unit
2.340.499.934 8870 Izegem, since 07-03-2022
Financial year end
30 June
Peppol
Reachable since 07-07-2025

Board and ownership

Board
  • VANHECKE LESLIEDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€73,077
▲ 16.0%
Turnover
≈ €220,000
estimated
Profit
€152
Equity
€45,119
▲ 0.3%
Total assets
€83,049
▼ 7.4%
Employees on 30-06-2025
1
▼ 50.0%
Filed on 23-12-2025, 39 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 1.96, cash €33,360Sector: Arts creation and performing arts activities (NACE 90)Equity €45,119 (54.3% of total assets)Size: total assets €83,049Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in creative and performing arts (NACE 90)
Financial strength · tick: 2024
Strong
Solvency 79+4
equity 54.3% of total assets
Liquidity 78+2
short-term debt 45.7% · cash 40.2%
Profitability 69=
return on assets 0.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,429 companies, NACE 90, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.96 (1.8 in 2024), above the usual 1.5. Short-term debt is 45.7% and cash 40.2% of total assets. 45.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 90, micro). It does better than 56% of them on solvency, 66% on liquidity, 44% on profitability and 45% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.96, cash €33,360
NBB · annual accounts
lowers risk · Sector: Arts creation and performing arts activities (NACE 90)
KBO
lowers risk · Equity €45,119 (54.3% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €83,049
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
7 days early
2023
6 days early
2022
48 days early
2021
40 days early
2020
45 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 90), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 23 December (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as SAVVY: literary creation (NACE 90111). They are comparable in size and age: total assets between €55,800 and €76,300, founded between 2012 and 2018.

CompanyTotal assetsGross margin
SAVVY Izegem€83,049€73,077
IKA INVEST Brussel€72,939€69,791
LMC Art - Care Colfontaine€71,156€99,304
Thinx Studio Beersel€76,349€46,989
Alles komt wel goed Asse€55,810€53,983
Adito Volo Boutersem€60,638€44,531
Zonen en dochters Gent€57,501€47,509
Full comparison

Key facts about SAVVY

What is the company number of SAVVY?
The company number of SAVVY is 0589.999.827. The VAT number is the same number with BE in front: BE 0589.999.827.
Where is SAVVY based?
The registered office is at Ambachtenstraat 33, 8870 Izegem.Company details
What does SAVVY do?
According to the KBO register, the main activity is literary creation (NACE 90111).
What is the legal form of SAVVY?
The legal form of SAVVY is Private limited company (BV).
When was SAVVY founded?
SAVVY was founded on 02-02-2015.
Is SAVVY still active?
Yes, SAVVY is an active enterprise in the KBO register.
How many employees does SAVVY have?
SAVVY had an average of 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SAVVY fall under?
In its 30-06-2025 annual accounts, SAVVY states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of SAVVY?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €73,077 and 2,678 comparable companies of the same size. It probably lies between €140,000 and €380,000. It is a rough estimate.
Is SAVVY profitable?
In financial year 2025, SAVVY made a profit of €152.
Where can I find the annual accounts of SAVVY?
SAVVY filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SAVVY due?
SAVVY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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