SAVIGEST
Open bankruptcyA bankruptcy procedure is open for SAVIGEST according to publications in the Belgian State Gazette; curator: LUC MINGUET.
Summary
The 2019 annual accounts show negative equity (-€58,777) and a net result of -€59,097.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 24 January 2022
- Supervising judge
- Delphine Rouhard
- Official Gazette
- 01-02-2022 (pdf) ↗search the document for 2022/103136
Deadlines
- Appeal or third-party opposition until
- passed on 16 February 2022Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 23 February 2022art. XX.104 and XX.155 CEL
- First verification report
- passed on 10 March 2022Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 24 January 2023Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Luc MinguetChemin Du Vieux Thier 5A, 4190 Ferrieresl.minguet@a-lm.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Business and other management consultancy sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2019, micro schema
Equity
-€58,777
2018 · €320
Total assets
€11,875▼ 71.2%
2018 · €41,200
Net result
-€59,097▼ 618,717%
2018 · -€10
Working capital
-€61,490▼ 28,755%
2018 · -€213
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019
Operating result€2,232--€52,863
Net result-€10--€59,097▼ 618,717%
Equity€320--€58,777
Total assets€41,200-€11,875▼ 71.2%
Debt€40,880-€70,652▲ 72.8%
Working capital-€213--€61,490▼ 28,755%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2019: a loss of €52,863 after €2,232 in 2018.
Balance-sheet composition
2019 in colour, 2018 as the grey bar beneath
Assets €11,875
Fixed assets
€2,713 ▲ 409%
Current assets
€9,162 ▼ 77.5%
Key figures and ratios
EBITDA
-€51,985▼
2018 · €2,498
Cash flow
-€58,219▼
2018 · €257
Solvency
-495.0%▼
2018 · 0.8%
Current ratio
0.13▼
2018 · 0.99
ROA
-497.7%▼
2018 · 0.0%
Debt ≤ 1 year
€70,652▲
2018 · €40,880
Income taxes
€596▼
2018 · €649
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €266 | €878 | ▲ 230% |
| Gross operating margin9900 | €3,312 | -€48,575 | ▼ 1,567% |
| Operating profit (loss)9901 | €2,232 | -€52,863 | ▼ 2,469% |
| Recurring financial income75 | - | €184 | - |
| Recurring financial charges65 | €1,592 | €5,822 | ▲ 266% |
| Profit (loss) for the period before taxes9903 | €640 | -€58,501 | ▼ 9,242% |
| Income taxes67/77 | €649 | €596 | ▼ 8.2% |
| Profit (loss) for the period9904 | -€10 | -€59,097 | ▼ 618,717% |
| Profit (loss) for the period to be appropriated9905 | -€10 | -€59,097 | ▼ 618,717% |
| Line | 2018 | 2019 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €41,200 | €11,875 | ▼ 71.2% |
| Fixed assets21/28 | €533 | €2,713 | ▲ 409% |
| Tangible fixed assets22/27 | €533 | €2,713 | ▲ 409% |
| Current assets29/58 | €40,667 | €9,162 | ▼ 77.5% |
| Amounts receivable within one year40/41 | €39,862 | €7,130 | ▼ 82.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €41,200 | €11,875 | ▼ 71.2% |
| Equity10/15 | €320 | -€58,777 | ▼ 18,477% |
| Contributions10/11 | €18,600 | €18,600 | = |
| Reserves13 | €420 | €420 | = |
| Profit (loss) carried forward14 | -€18,701 | -€77,798 | ▼ 316% |
| Amounts payable17/49 | €40,880 | €70,652 | ▲ 72.8% |
| Amounts payable within one year42/48 | €40,880 | €70,652 | ▲ 72.8% |
| Trade debts44 | €10,330 | €19,566 | ▲ 89.4% |
| Line | 2018 | 2019 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€10 | -€59,097 | ▼ 618,717% |
| + Depreciation and write-downs630 | €266 | €878 | ▲ 230% |
| Operating cash flow (approximation) | €257 | -€58,219 | ▼ 22,764% |
| Investment in fixed assets (approximation) | - | -€3,058 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2022
01-02
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 24-01-2022
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 131 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 27 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
13-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
30-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
19-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
2012
17-07
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
2011
20-09
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 51 days late
SignalNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berloz · 1 establishment unit since 2009
Ground area
3,532 m²
Building footprint
82 m²
Volume, LiDAR
537 m³
Parcel 64064A0445/00L000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
SAVIGEST
since 20092.177.845.483
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64064A0445/00L000 | Wallonia | 3,532 m² | 1 · 82 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LUC MINGUET CHEMIN DU VIEUX THIER 5A,
4190 FERRIERES |
24-01-2022 → present |
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 2,013 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809029686
Registered
14-09-2026
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.