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Savertens

Active
Zwanebloemstraat 15 ·9032 Gent, Belgium
KBO/BCE: BE 1002.632.283
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Age2 yrs
Real estate1 parcel · 1,660 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Savertens is 0.6% (low). The 2025 annual accounts show equity of €61k and a net result of €59k. Its solvency ranks better than 72% of 37 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€59k
Working capital€60k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 10-02-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 63 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 70.9% 45.3%
better than 72% of 37 sector peers
Net result €59k €47k
better than 59% of 37 sector peers
Equity €61k €175k
better than 30% of 37 sector peers
Gross operating margin €84k €80k
better than 53% of 36 sector peers
Total assets €86k €544k
better than 19% of 37 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€83k
Net profit€59k
Cash flow€60k
Staff costs-
Income taxes€23k
Dividends-
Total assets€86k
Equity€61k
Debt€25k
of which ≤ 1y€25k
of which > 1y-
Working capital€60k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.39
Quick ratio3.39
Working capital ratio69.7%
Solvency70.9%
Debt / equity0.41
Long-term debt ratio-
Interest coverage187.67
Gross margin-
Net margin-
ROA68.6%
ROE96.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€86k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€967
Financial fixed assets 28€74
Current assets 29/58€85k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€83k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€86k
Equity 10/15€61k
Contributions / capital 10/11€2k
Reserves 13€59k
Amounts payable 17/49€25k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€84k
Operating result 9901€82k
Financial charges 65€442
Result before taxes 9903€82k
Income taxes 67/77€23k
Net result for the period 9904€59k
Result to be appropriated 9905€59k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Zwanebloemstraat 15, 9032 Gent
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20232.352.556.638
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,660 m²
Buildings1
Building footprint165 m²
Volume (LiDAR)895 m³
Tallest building8.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44074C0248/00S002 Flanders 1,660 m² 1 · 165 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth50Stability67
82 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Savertens
Registered office
Zwanebloemstraat 15
9032 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.