SAVERBO
InactiveInactive since 13-05-2026; last annual accounts for fiscal year 2025. Dissolved and wound up in a single deed; books and records kept in Lommel (5 years).
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
114 d early
2024
6 d early
2023
40 d late
2022
38 d late
2021
78 d late
2020
81 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
What became of the directors' other companies?Supplier due diligence Who ran this company, and where was it based, on a date before the end?Company as of a date How is the Retail sale of hardware, building materials, paint and glass (general range) sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€76,522▲ 5.1%
2024 · €72,822
Total assets
€87,066▲ 13.1%
2024 · €77,006
Net result
€3,699▼ 58.2%
2024 · €8,841
Working capital
€76,522▲ 8.4%
2024 · €70,567
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,627▼ 1.6%€10,830▲ 25.5%€10,634▼ 1.8%€12,605▲ 18.5%€4,562▼ 63.8%
Net result€6,072below the sector's middle half▲ 2.9%€7,517within the sector's middle half▲ 23.8%€7,337within the sector's middle half▼ 2.4%€8,841within the sector's middle half▲ 20.5%€3,699within the sector's middle half▼ 58.2%
Equity€59,957below the sector's middle half▲ 11.3%€67,474below the sector's middle half▲ 12.5%€63,981below the sector's middle half▼ 5.2%€72,822below the sector's middle half▲ 13.8%€76,522within the sector's middle half▲ 5.1%
Total assets€64,209below the sector's middle half▲ 8.7%€71,077below the sector's middle half▲ 10.7%€67,093below the sector's middle half▼ 5.6%€77,006below the sector's middle half▲ 14.8%€87,066below the sector's middle half▲ 13.1%
Debt€4,252▼ 18.2%€3,603▼ 15.3%€3,112▼ 13.6%€4,183▲ 34.4%€10,544▲ 152%
Working capital€53,900within the sector's middle half▲ 14.8%€61,495within the sector's middle half▲ 14.1%€60,310within the sector's middle half▼ 1.9%€70,567within the sector's middle half▲ 17.0%€76,522within the sector's middle half▲ 8.4%
Solvency93.4%above the sector's middle half▲ 2.2pp94.9%above the sector's middle half▲ 1.6pp95.4%above the sector's middle half▲ 0.4pp94.6%above the sector's middle half▼ 0.8pp87.9%above the sector's middle half▼ 6.7pp
Current ratio13.68above the sector's middle half▲ 3.6418.07above the sector's middle half▲ 4.3920.38above the sector's middle half▲ 2.3117.87above the sector's middle half▼ 2.518.26above the sector's middle half▼ 9.61
Return on assets (ROA)9.5%within the sector's middle half▼ 0.5pp10.6%within the sector's middle half▲ 1.1pp10.9%above the sector's middle half▲ 0.4pp11.5%above the sector's middle half▲ 0.5pp4.2%within the sector's middle half▼ 7.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €87,066
Equity
€76,522 ▲ 5.1%
Debt
€10,544 ▲ 152%
Debt's share of the balance-sheet total rises from 5.4% to 12.1%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.14▲
2024 · 0.06
ROE
4.8%▼
2024 · 12.1%
Debt ≤ 1 year
€10,544▲
2024 · €4,183
Income taxes
€1,332▼
2024 · €4,109
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €13,162 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,247 | €4,054 | €2,420 | €1,845 | - | - |
| Other operating charges640/8 | €410 | €410 | €446 | €449 | €653 | ▲ 45.3% |
| Non-recurring operating charges66A | - | - | - | - | €657 | - |
| Gross operating margin9900 | €14,283 | €15,293 | €13,500 | €14,900 | €5,872 | ▼ 60.6% |
| Operating profit (loss)9901 | €8,627 | €10,830 | €10,634 | €12,605 | €4,562 | ▼ 63.8% |
| Financial income75/76B | €14 | €14 | €261 | €507 | €530 | ▲ 4.6% |
| Recurring financial income75 | €14 | €14 | €261 | €507 | €530 | ▲ 4.6% |
| Financial charges65/66B | €77 | €80 | €137 | €162 | €61 | ▼ 62.5% |
| Recurring financial charges65 | €77 | €80 | €137 | €162 | €61 | ▼ 62.5% |
| Profit (loss) for the period before taxes9903 | €8,563 | €10,764 | €10,757 | €12,950 | €5,031 | ▼ 61.1% |
| Income taxes67/77 | €2,492 | €3,246 | €3,420 | €4,109 | €1,332 | ▼ 67.6% |
| Profit (loss) for the period9904 | €6,072 | €7,517 | €7,337 | €8,841 | €3,699 | ▼ 58.2% |
| Profit (loss) for the period to be appropriated9905 | €6,072 | €7,517 | €7,337 | €8,841 | €3,699 | ▼ 58.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €64,209 | €71,077 | €67,093 | €77,006 | €87,066 | ▲ 13.1% |
| Fixed assets21/28 | €6,057 | €5,980 | €3,672 | €2,255 | - | - |
| Tangible fixed assets22/27 | €6,057 | €5,980 | €3,672 | €2,255 | - | - |
| Furniture and vehicles24 | €74 | €63 | €53 | €42 | - | - |
| Other tangible fixed assets26 | €5,984 | €5,917 | €3,619 | €2,213 | - | - |
| Current assets29/58 | €58,152 | €65,097 | €63,421 | €74,750 | €87,066 | ▲ 16.5% |
| Amounts receivable within one year40/41 | €6,320 | €12,519 | €6,225 | €2,346 | €6,838 | ▲ 191% |
| Trade receivables40 | €5,953 | €12,161 | €6,225 | €2,346 | €6,838 | ▲ 191% |
| Other amounts receivable41 | €366 | €358 | - | - | - | - |
| Cash at bank and in hand54/58 | €51,832 | €52,579 | €57,196 | €72,404 | €80,228 | ▲ 10.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €64,209 | €71,077 | €67,093 | €77,006 | €87,066 | ▲ 13.1% |
| Equity10/15 | €59,957 | €67,474 | €63,981 | €72,822 | €76,522 | ▲ 5.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €29,490 | €37,005 | €33,505 | €42,305 | €42,305 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €27,630 | €35,145 | €33,505 | €42,305 | €42,305 | = |
| Profit (loss) carried forward14 | €11,867 | €11,869 | €11,876 | €11,917 | €15,617 | ▲ 31.0% |
| Amounts payable17/49 | €4,252 | €3,603 | €3,112 | €4,183 | €10,544 | ▲ 152% |
| Amounts payable within one year42/48 | €4,252 | €3,603 | €3,112 | €4,183 | €10,544 | ▲ 152% |
| Financial debts43 | - | - | €764 | €764 | - | - |
| Credit institutions430/8 | - | - | €764 | €764 | - | - |
| Trade debts44 | €1,777 | €927 | €887 | €1,022 | €8,000 | ▲ 683% |
| Suppliers440/4 | €1,777 | €927 | €887 | €1,022 | €8,000 | ▲ 683% |
| Taxes, remuneration and social security45 | €1,580 | €1,780 | €566 | €1,502 | €1,691 | ▲ 12.6% |
| Taxes450/3 | €1,580 | €1,780 | €566 | €1,502 | €1,691 | ▲ 12.6% |
| Other amounts payable47/48 | €895 | €895 | €895 | €895 | €853 | ▼ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,072 | €7,517 | €7,337 | €8,841 | €3,699 | ▼ 58.2% |
| + Depreciation and write-downs630 | €5,247 | €4,054 | €2,420 | €1,845 | - | - |
| Operating cash flow (approximation) | €11,318 | €11,572 | €9,757 | €10,686 | €3,699 | ▼ 65.4% |
| Investment in fixed assets (approximation) | - | -€3,977 | -€112 | -€429 | - | - |
| Change in cash | - | €746 | €4,618 | €15,208 | €7,824 | ▼ 48.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
State Gazette act
End & cessationResignation: PLESSERS Nele (sole director) · Net-asset statement · Liquidation closure22 facts ▸
State Gazette act
End & cessation
Resignation: PLESSERS Nele (sole director) · Net-asset statement · Liquidation closure22 facts ▸
- General meeting, 31-03-2026
- Net-asset statement, 31-12-2025
- Liquidation closure, toepassing en onmiddellijke afsluiting ontbinding en vereffening, uitdrukkelijk akkoord
- Other statement, te vereffenen passiva en consignatie
- Other statement, kennis rekeningen van de vereffening, vergadering
- Approval, rekeningen van de vereffening
- Liquidation distribution, staat van actief en passief, alle activa, rechten en verplichtingen
- Director resignation, PLESSERS Nele (sole director)
- Director discharge, PLESSERS Nele (sole director)
- Liquidation distribution, vorderingen vermeld op de staat per 2025-12-31, alle nodige handelingen, verklaringen, vorderingen instellen, betwistingen voeren, documenten ontvangen en onder…
- Asset distribution, alle activa in de toekomst nog blijkend na sluiting, al dan niet op heden bekend, in te vorderen of te gelde te maken voor rekening van alsdan vereffende vennoo…
- Power of attorney, PLESSERS Nele (gewezen bestuurder)
- +10 further facts in this act
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €3,699 ▼58.2%
Net result drops to €3,699, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €8,841 ▲20.5%
Operating result €12,605, net result €8,841, both a record.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 40 days late
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 38 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 78 days late
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 81 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 54 days late
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 41 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lommel
Ground area
363 m²
Building footprint
261 m²
Volume, LiDAR
1,258 m³
Parcel 72344D0279/00L005, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72344D0279/00L005 | Flanders | 363 m² | 1 · 261 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| PLESSERS Nele |
|
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Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 773 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-10-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464263576
Also
9925:BE0464263576
Registered
04-09-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.