Skip to content

SAVED HOLDING

Active
Public limited companyfounded 20232 yrs activeRue de Genval 30, 1301 Wavre, BelgiumKBO/BCE: BE 1003.947.129
Summary

The computed 12-month bankruptcy probability of SAVED HOLDING is 3.3% (moderate). The 2024 annual accounts show equity of €58,767 and a net result of -€2,733. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability26
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
short-term debt: 0.7% and cash: 83.1% of total assets, and 0.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
99.3%
Return on assets
-4.6%
Age of the figures
21 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 December 2023, SAVED HOLDING was incorporated as a Public limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€58,767
Total assets
€59,155
Net result
-€2,733
Working capital
€58,767

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €59,155
Equity €58,767
Debt €388
Debt finances 0.7% of the balance-sheet total.
Key figures and ratios
2024 value
Debt to equity
0.01
ROE
-4.7%
ROA
-4.6%
Debt ≤ 1 year
€388
A ratio outside any meaningful range has been withheld (balance sheet total €59,155, equity €58,767).

Peer companies

Historical observation

Of the 2,148 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.8% stopped otherwise
92% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,148 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 24 lines
Balance sheet Code2024
Assets
Total assets20/58€59,155
Current assets29/58€59,155
Amounts receivable within one year40/41€10,000
Other amounts receivable41€10,000
Cash at bank and in hand54/58€49,155
Equity and liabilities
Total equity and liabilities10/49€59,155
Equity10/15€58,767
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Profit (loss) carried forward14-€2,733
Amounts payable17/49€388
Amounts payable within one year42/48€388
Trade debts44€388
Suppliers440/4€388
Income statement Code2024
Other operating charges640/8€80
Gross operating margin9900-€2,557
Operating profit (loss)9901-€2,637
Financial charges65/66B€96
Recurring financial charges65€96
Profit (loss) for the period before taxes9903-€2,733
Profit (loss) for the period9904-€2,733
Profit (loss) for the period to be appropriated9905-€2,733
Appropriation of the result
Profit (loss) to be appropriated9906-€2,733
Line2024
Other operating charges640/8€80
Gross operating margin9900-€2,557
Operating profit (loss)9901-€2,637
Financial charges65/66B€96
Recurring financial charges65€96
Profit (loss) for the period before taxes9903-€2,733
Profit (loss) for the period9904-€2,733
Profit (loss) for the period to be appropriated9905-€2,733
Line2024
Assets
Total assets20/58€59,155
Current assets29/58€59,155
Amounts receivable within one year40/41€10,000
Other amounts receivable41€10,000
Cash at bank and in hand54/58€49,155
Equity and liabilities
Total equity and liabilities10/49€59,155
Equity10/15€58,767
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Profit (loss) carried forward14-€2,733
Amounts payable17/49€388
Amounts payable within one year42/48€388
Trade debts44€388
Suppliers440/4€388
Line2024
Profit (loss) for the period9904-€2,733
Operating cash flow (approximation)-€2,733

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
2,582 m²
Building footprint
167 m²
Volume, LiDAR
1,039 m³
Parcel 25006B0093/00G000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAVED HOLDING
Rue de Genval 30, 1301 WavreRenting and operating of own or leased residential real estate, excluding social housing
since 20232.373.961.370
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25006B0093/00G000 Wallonia 2,582 m² 1 · 167 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded27-12-2023
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.