Turnover
≈ €98,000 estimated
The micro format states no turnover.
SAVE TIME
Lifetime
1 annual account with figurespeak €28,138 (2025)
€28,138
peak €18,971 (2025)
€18,971
peak €19,471 (2025)
€19,471
€5,419
Board1 name since 2024
1 directorFELLAKI Kamal
Documentsfilings and deeds
28-08-202628 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€500 100 shares
Position in the sector
78.2%
Higher solvency than 85% of companies in land transport. Sector median 37.7% · 5,946 companies.
2025 accounts filed 28 days after the deadline
Checked score
52
Fair
Financially stronger than 76% of micro companies in land transport (NACE 49)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 9,097 companies (NACE 49, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 3.6%
11-2025: 3.7%▲ +0.1 percentage points vs 10-2025
12-2025: 3.8%▲ +0.1 percentage points vs 11-2025
01-2026: 4.2%▲ +0.4 percentage points vs 12-2025
02-2026: 4.2%● unchanged vs 01-2026
03-2026: 4.6%▲ +0.4 percentage points vs 02-2026
04-2026: 5.0%▲ +0.4 percentage points vs 03-2026
05-2026: 5.0%● unchanged vs 04-2026
06-2026: 4.8%▼ -0.2 percentage points vs 05-2026
07-2026: 4.8%● unchanged vs 06-2026
08-2026: 5.1%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 3.3%▼ -1.8 percentage points vs 08-2026
10-2026: 3.2%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 3.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €24,890
Sector: Land transport and transport via pipelines (NACE 49)
lowers risk
Equity €19,471 (78.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 92% of them on solvency, 42% on liquidity and 94% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SAVE TIME has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAVE TIME itself is higher: 3.2% within 12 months. It rests on far more data about SAVE TIME than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SAVE TIME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.99, above the usual 1.5. Short-term debt is 21.8% and cash 0.6% of total assets. 21.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013457879
Incorporation
Founding capital of €500, 100 shares · Founder: FELLAKI Kamal · Appointment: FELLAKI Kamal (director) · published on 13-09-2024 · Gazette deed
First establishment
Jagersdal 134, Sint-Pieters-Leeuw
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAVE TIME Sint-Pieters-Leeuw | €24,890 | €28,138 | 78.2% | - |
| FEJO TRANS Bekkevoort | €27,679 | €23,598 | 42.7% | - |
| BASRHA Group Chaudfontaine | €29,532 | €30,992 | 18.1% | - |
| MBK Transport Sint-Pieters-Leeuw | €33,482 | €31,610 | 32.5% | - |
| MELYAK Grimbergen | €30,960 | €20,169 | 75.2% | - |
| MED DELIVERY Zaventem | €22,105 | €21,681 | 14.0% | - |
| BEJ LOG Vilvoorde | €28,535 | €18,112 | 58.2% | - |
These companies have the same main activity as SAVE TIME: freight transport by road (NACE 49410). They are comparable in size and age: total assets between €22,100 and €33,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 11-09-2024Normal situation
- Activity
- Freight transport by roadNACE 49410and 3 others
- Establishment unit
- 2.365.737.1561600 Sint-Pieters-Leeuw, since 11-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 25-09-2025
Insights on SAVE TIME
The computed 12-month bankruptcy probability of SAVE TIME is 3.2% (moderate). The 2025 annual accounts show equity of €19,471 and a net result of €18,971.
Its solvency ranks better than 86% of 5,946 sector peers (NACE 49, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAVE TIME
- What is the company number of SAVE TIME?
- The company number of SAVE TIME is 1013.457.879. The VAT number is the same number with BE in front: BE 1013.457.879.
- Where is SAVE TIME based?
- The registered office is at Jagersdal 134, 1600 Sint-Pieters-Leeuw.Company details
- What does SAVE TIME do?
- According to the KBO register, the main activity is freight transport by road (NACE 49410).
- What is the legal form of SAVE TIME?
- SAVE TIME is a private limited company (BV).
- When was SAVE TIME founded?
- SAVE TIME was founded on 11-09-2024.
- Is SAVE TIME still active?
- Yes, SAVE TIME is an active enterprise in the KBO register.
- What is the turnover of SAVE TIME?
- The turnover in financial year 2025 is ≈ €98,000. This figure is estimated from the gross margin of €28,138 and 57 comparable companies (NACE 49410). It probably lies between €73,000 and €150,000.Financials
- Is SAVE TIME profitable?
- In financial year 2025, SAVE TIME made a profit of €18,971.
- Where can I find the annual accounts of SAVE TIME?
- SAVE TIME filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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