SAVE CONSEILS
ActiveSummary
SAVE CONSEILS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5,000 and a net result of €10,682. Its solvency ranks better than 6% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes
Profitability78
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.5%
Return on assets
7.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 15369 sector peers (2024).
NBB · sector comparisonPosition among 15369 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€5,000
Total assets
€142,744
Net result
€10,682
Working capital
€12,760
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €142,744
Fixed assets
€102,267
Current assets
€40,477
Equity and liabilities €142,744
Equity
€5,000
Debt
€137,744
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€21,844
Cash flow
€19,964
Current ratio
1.46
Debt to equity
27.55
ROE
213.6%
ROA
7.5%
Interest coverage
18.93
Debt ≤ 1 year
€27,717
Debt > 1 year
€106,540
Income taxes
€726
Staff costs
€4,488
Annual accounts
| Line | 2024 |
|---|---|
| Remuneration, social security and pensions62 | €4,488 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,282 |
| Other operating charges640/8 | €387 |
| Gross operating margin9900 | €26,720 |
| Operating profit (loss)9901 | €12,562 |
| Financial charges65/66B | €1,154 |
| Recurring financial charges65 | €1,154 |
| Profit (loss) for the period before taxes9903 | €11,408 |
| Income taxes67/77 | €726 |
| Profit (loss) for the period9904 | €10,682 |
| Profit (loss) for the period to be appropriated9905 | €10,682 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €142,744 | |
| Fixed assets21/28 | €102,267 | |
| Intangible fixed assets21 | €100,756 | |
| Tangible fixed assets22/27 | €1,511 | |
| Furniture and vehicles24 | €1,511 | |
| Current assets29/58 | €40,477 | |
| Amounts receivable within one year40/41 | €37,906 | |
| Trade receivables40 | €36,579 | |
| Other amounts receivable41 | €1,327 | |
| Cash at bank and in hand54/58 | €171 | |
| Deferred charges and accrued income490/1 | €2,401 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €142,744 | |
| Equity10/15 | €5,000 | |
| Contributions10/11 | €5,000 | |
| Amounts payable17/49 | €137,744 | |
| Amounts payable after more than one year17 | €106,540 | |
| Financial debts170/4 | €106,540 | |
| Amounts payable within one year42/48 | €27,717 | |
| Trade debts44 | €9,378 | |
| Suppliers440/4 | €8,058 | |
| Bills of exchange payable441 | €1,320 | |
| Taxes, remuneration and social security45 | €10,862 | |
| Taxes450/3 | €10,236 | |
| Remuneration and social security454/9 | €626 | |
| Other amounts payable47/48 | €7,477 | |
| Accrued charges and deferred income492/3 | €3,487 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €10,682 |
| + Depreciation and write-downs630 | €9,282 |
| Operating cash flow (approximation) | €19,964 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-09
State Gazette act
Incorporation · Founding capital
First fiscal year · Corporate purpose
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brits Tweede Legerlaan 26B1190 Vorst1 establishment unit
Save Conseils
since 20242.360.996.331
Similar companies · same sector, comparable size
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ISACON'TA
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 2,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
info@saveconseils.beVorst
Phone
02/259.53.39Vorst
Scores and ratios are computed by Checked and are not a credit decision.