Financials
- Fiscal year
- 2025
- Total assets
- €48,154
- Profit
- €25,832
- Solvency
- 57.8%
SAVAD Consulting
ActiveSummary
SAVAD Consulting has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,832 and a net result of €25,832. Its solvency ranks better than 56% of 980 sector peers (NACE 78, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Employment placement agencies
NACE 78100
1 site
Size
€48,154total assets 2025
- Equity
- €27,832
- Profit
- €25,832
Turnover not published (abridged schema)
Structure
Accounts filed 61 days late0 of 1 deed read
Why 88- Latest accounts 61 days late; 1 of the last 3 late- Size: total assets €48,154+ Liquidity: current ratio 1.90, cash €38,654+ Sector Employment activities (NACE 78)Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 78, micro)
Financial strength
Strong
Solvency
83
equity 57.8% of total assets
Liquidity
80
short-term debt 42.2% · cash 80.3%
Profitability
100
return on assets 53.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.0%
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.1%▲ +0.1 percentage points vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.2%▲ +0.1 percentage points vs 01-2026
03-2026: 1.3%▲ +0.1 percentage points vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.5%▲ +0.2 percentage points vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.4%▼ -0.1 percentage points vs 06-2026
08-2026: 1.6%▲ +0.2 percentage points vs 07-2026
09-2026: 1.7%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.3%▼ -1.4 percentage points vs 09-2026lowest value
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.9; short-term debt: 42.2% and cash: 80.3% of total assets), and 42.2% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 60% on solvency, 71% on liquidity and 87% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Employment placement agenciesNACE 78100
- Founded
- 26-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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