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SAVAAN

Active
Public limited companyfounded 201016 yrs activeKortrijksesteenweg 23, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0827.430.388
Summary

SAVAAN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €183,921 and a net result of €143,409. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 10% of 2204 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Site preparation
NACE 43120
#8 company by total assets in Sint-Martens-Latem, Construction sector1 site
How big
€3.1mtotal assets 2025
Equity
€183,921
Profit
€143,409
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Parent
BRUMMO · 100%
Accounts 2 d early0 of 9 deeds read
Why 90- Equity €183,921 (6.0% of total assets)- Sector Specialised construction activities (NACE 43)+ Size: total assets €3.1m+ Figures for FY 2025 (filed 29-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 31+5
equity 6.0% of total assets
Liquidity 56-11
short-term debt 8.0% · cash 4.8%
Profitability 63+5
return on assets 4.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,627 companies)
  • Size: total assets €3.1m lowers the probability for this profile
  • Equity €183,921 (6.0% of total assets) raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Figures for FY 2025 (filed 29-07-2026) lowers the probability
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.69 against 1.68 in 2024; short-term debt: 8% and cash: 4.8% of total assets), but 94% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 7%, liquidity 70%, profitability 32%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €183,921 (6.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 29-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2204 sector peers (2025).
NBB · sector comparison
Position among 2204 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
30 d late
2022
21 d early
2021
31 d late
2020
11 d early
2019
56 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Highest result since 2018net €143,409 ▲20.6%
  3. Equity above €150,000Eq €183,921 ▲354%

Key points

  • Positive: Equity rose in 2025from €40,512 to €183,921 ▲ 354% View
  • Caution: Among the weakest 10% on solvencysector median 42.4% · 2,204 companies 6.0% View
  • Controlled by BRUMMO 100% View
  • Positive: 6 profitable years in a rowprofit 2025: €143,409 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€3.1m
Profit
€143,409
Solvency
6.0%
Total assets▲ 4.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 29-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Site preparationNACE 43120
Founded
01-07-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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