Result
-€135,020 -€135,020
From profit to loss in 2024, after a profit of €10,147 in 2023.
SAUVIMMO
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1998peak €250,294 (2022)
€47,765▼ 60.5%
lowest -€135,020 (2024)
-€135,020▼ €145,167
peak €787,951 (2023)
€652,932▼ 17.1%
€1.3m▲ 9.4%
Board1 name since 2021
1 directorde SAUVAGE Yves
Documentsfilings and deeds
21-05-2026294 days late
2024micro format
Gross margin from €121,074 to €47,765Loss of €135,020Resignation: de SAUVAGE Yves (manager) 09-08Equity from €787,951 to €652,932
Key points
from the 2024 annual accountsFilings
27 annual accounts 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
-€135,020
Lower net result than 95% of companies in real estate. Sector median €4,579 · 19,142 companies.
Checked score
35
Weak
Financially stronger than 44% of micro companies in real estate (NACE 68)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
7.7% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 0.9%▼ -0.1 percentage points vs 03-2025lowest value
05-2025: 1.0%▲ +0.1 percentage points vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.1%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.4 percentage points vs 07-2025
09-2025: 1.7%▲ +0.2 percentage points vs 08-2025
10-2025: 2.4%▲ +0.7 percentage points vs 09-2025
11-2025: 2.5%▲ +0.1 percentage points vs 10-2025
12-2025: 3.0%▲ +0.5 percentage points vs 11-2025
01-2026: 4.8%▲ +1.8 percentage points vs 12-2025
02-2026: 6.2%▲ +1.4 percentage points vs 01-2026
03-2026: 6.2%● unchanged vs 02-2026
04-2026: 5.7%▼ -0.5 percentage points vs 03-2026
05-2026: 5.7%● unchanged vs 04-2026
06-2026: 4.4%▼ -1.3 percentage points vs 05-2026
07-2026: 4.3%▼ -0.1 percentage points vs 06-2026
08-2026: 5.0%▲ +0.7 percentage points vs 07-2026
09-2026: 5.8%▲ +0.8 percentage points vs 08-2026
10-2026: 7.7%▲ +1.9 percentage points vs 09-2026highest value
11-2026: 7.7%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 294 days late; 2 of the last 3 accounts late
Liquidity: current ratio 0.58
Figures for financial year 2024 (filed on 23-05-2026)
1 change of registered office in 24 months
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 51% of them on solvency, 87% on liquidity, 17% on profitability and 23% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as SAUVIMMO has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAUVIMMO itself is higher: 7.7% within 12 months. It rests on far more data about SAUVIMMO than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for SAUVIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.58 (0.81 in 2023), below 1. Short-term debt is 24.4% of total assets. 67.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 294 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2026, 294 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
294 days late
2023
114 days late
2022
22 days late
2021
30 days late
2020
2 days late
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 76 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461355259
Registered office moved from Uccle to Watermael- Boisfort
New registered office: avenue des Gerfauts 10 boite 34 à 1170 Watermael- Boisfort · Previous registered office: RUE EDITH CAVELL 3/5 1180 UCCLE · General meeting of 02-12-2025 · Gazette deed
Resignation: de SAUVAGE Yves (manager)
Reappointment: de SAUVAGE Yves (director) · Gazette deed
Registered office moved from Uccle - Chaussée d'Alsemberg to Uccle - Rue Edith Cavell
New registered office: 3 boite 5, 1180 Uccle - Rue Edith Cavell · Previous registered office: 965, 1180 Uccle - Chaussée d'Alsemberg · Board meeting of 15-01-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAUVIMMO Watermael-Boitsfort | €2.0m | €47,765 | 32.8% | - |
| HUART HAMOIR IMMOBILIERE Brussels | €2.1m | €57,618 | 93.6% | - |
| LOGI Ghent | €1.6m | €43,357 | 50.2% | - |
| APPELMANS VASTGOED Haaltert | €2.4m | €56,768 | 74.6% | - |
| GRATEFUL COWBOY Woluwe-Saint-Pierre | €1.7m | €56,278 | -2.0% | - |
| B DOT A Brussels | €1.7m | €50,989 | 44.0% | - |
| VALECO Anderlecht | €2.0m | €109,432 | 96.5% | - |
These companies have the same main activity as SAUVIMMO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.6m and €2.4m, founded between 1996 and 2003.
Official details
Source: KBO- Status
- Active since 03-09-1997Normal situation
- Registered office
- 330 active companies are registered at this address70 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 1 other
- Establishment unit
- 2.083.322.2501640 Sint-Genesius-Rode, since 31-05-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2026
Insights on SAUVIMMO
SAUVIMMO files the micro format. That format states no turnover. The gross margin rose from €7,972 in 2006 to €47,765 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAUVIMMO
- What is the company number of SAUVIMMO?
- The company number of SAUVIMMO is 0461.355.259. The VAT number is the same number with BE in front: BE 0461.355.259.
- Where is SAUVIMMO based?
- The registered office is at Giervalkenlaan 10, 1170 Watermael-Boitsfort.Company details
- What does SAUVIMMO do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of SAUVIMMO?
- SAUVIMMO is a private limited company (BV).
- When was SAUVIMMO founded?
- SAUVIMMO was founded on 03-09-1997.
- Is SAUVIMMO still active?
- Yes, SAUVIMMO is an active enterprise in the KBO register.
- What is the turnover of SAUVIMMO?
- The turnover in financial year 2024 is ≈ €130,000. This figure is estimated from the gross margin of €47,765 and 32 comparable companies (NACE 681). It probably lies between €72,000 and €270,000.Financials
- Is SAUVIMMO profitable?
- In financial year 2024, SAUVIMMO made a loss of €135,020.
- Where can I find the annual accounts of SAUVIMMO?
- SAUVIMMO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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