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SAUVIMMO

Active
Public limited companyfounded 199531 yrs activeRue de Charleroi(Y-G) 98, 5650 Walcourt, BelgiumKBO/BCE: BE 0455.405.991
Summary

SAUVIMMO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €719,906 and a net result of -€8,804. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67=
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days only on tighter terms
Liquidity ample (current ratio 17.77 against 17.77 in 2024; short-term debt: 4.2% and cash: 51% of total assets), and 4.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-06-2026, 235 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
235 d late
2024
600 d late
2023
6 d late
2022
2 d late
2021
4 d early
2020
3 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 118 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 June 1995, SAUVIMMO was incorporated.1 Total assets went from EUR 806,255 in 2019 to EUR 751,773 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€8,804▲ 28.2%
2024 · -€12,267
Working capital
€534,443▲ 2.2%
2024 · €523,163
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€723▲ 91.7%-€8,748▼ 1,110%-€7,520▲ 14.0%-€8,850▼ 17.7%-€4,832▲ 45.4%
Net result-€5,659▲ 54.3%-€11,874▼ 110%-€10,633▲ 10.5%-€12,267▼ 15.4%-€8,804▲ 28.2%
Equity€763,485▼ 0.7%€751,610▼ 1.6%€740,977▼ 1.4%€728,711▼ 1.7%€719,906▼ 1.2%
Total assets€785,467▼ 1.1%€779,900▼ 0.7%€772,717▼ 0.9%€759,908▼ 1.7%€751,773▼ 1.1%
Debt€21,982▼ 11.9%€28,290▲ 28.7%€31,740▲ 12.2%€31,197▼ 1.7%€31,867▲ 2.1%
Working capital€497,685▲ 2.8%€505,895▲ 1.6%€515,346▲ 1.9%€523,163▲ 1.5%€534,443▲ 2.2%
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€723-€723Net result 2021: -€5,659-€5,659Operating result 2022: -€8,748-€8,748Net result 2022: -€11,874-€11,874Operating result 2023: -€7,520-€7,520Net result 2023: -€10,633-€10,633Operating result 2024: -€8,850-€8,850Net result 2024: -€12,267-€12,267Operating result 2025: -€4,832-€4,832Net result 2025: -€8,804-€8,80420212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€7,520-€7,520Net result 2023: -€10,633-€10,600Operating result 2024: -€8,850-€8,850Net result 2024: -€12,267-€12,300Operating result 2025: -€4,832-€4,830Net result 2025: -€8,804-€8,800202320242025
The operating result stays negative: a loss of €4,832 in 2025 against €8,850 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €751,773
Fixed assets €185,463 ▼ 9.8%
Current assets €566,310 ▲ 2.2%
Equity and liabilities €751,773
Equity €719,906 ▼ 1.2%
Debt €31,867 ▲ 2.1%
Debt's share of the balance-sheet total rises from 4.1% to 4.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,252▲
2024 · €11,234
Cash flow
€11,280▲
2024 · €7,818
Current ratio
17.77=
2024 · 17.77
Debt to equity
0.04▲
2024 · 0.04
ROE
-1.2%▲
2024 · -1.7%
ROA
-1.2%▲
2024 · -1.6%
Interest coverage
115.13▼
2024 · 120.26
Debt ≤ 1 year
€31,867▲
2024 · €31,197
Income taxes
€3,840▲
2024 · €3,323
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€759,908€751,773▼
Fixed assets21/28€205,547€185,463▼
Tangible fixed assets22/27€205,547€185,463▼
Land and buildings22€205,547€185,463▼
Current assets29/58€554,361€566,310▲
Amounts receivable within one year40/41€183,024€183,024=
Other amounts receivable41€183,024€183,024=
Cash at bank and in hand54/58€371,337€383,287▲
Equity and liabilities
Total equity and liabilities10/49€759,908€751,773▼
Equity10/15€728,711€719,906▼
Contributions10/11€307,388€307,388=
Capital10€307,388€307,388=
Issued capital100€307,388€307,388=
Revaluation surpluses12€401,685€401,685=
Reserves13€3,900€3,900=
Non-distributable reserves130/1€3,900€3,900=
Legal reserve130€3,900-
Reserves not available under the articles1311-€3,900
Profit (loss) carried forward14€15,738€6,934▼
Amounts payable17/49€31,197€31,867▲
Amounts payable within one year42/48€31,197€31,867▲
Trade debts44€15,705€16,035▲
Suppliers440/4€15,705€16,035▲
Taxes, remuneration and social security45-€340
Taxes450/3-€340
Other amounts payable47/48€15,492€15,492=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,084€20,084=
Other operating charges640/8€812€471▼
Gross operating margin9900€12,046€15,724▲
Operating profit (loss)9901-€8,850-€4,832▲
Financial charges65/66B€93€132▲
Recurring financial charges65€93€132▲
Profit (loss) for the period before taxes9903-€8,944-€4,964▲
Income taxes67/77€3,323€3,840▲
Profit (loss) for the period9904-€12,267-€8,804▲
Profit (loss) for the period to be appropriated9905-€12,267-€8,804▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,738€6,934▼
Profit (loss) brought forward from the previous period14P€28,005€15,738▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,084€20,084€20,084€20,084€20,084=
Other operating charges640/8-€926€948€812€471▼ 41.9%
Gross operating margin9900€20,229€12,262€13,512€12,046€15,724▲ 30.5%
Operating profit (loss)9901-€723-€8,748-€7,520-€8,850-€4,832▲ 45.4%
Financial charges65/66B-€138€113€93€132▲ 41.8%
Recurring financial charges65€94€138€113€93€132▲ 41.8%
Profit (loss) for the period before taxes9903-€817-€8,886-€7,633-€8,944-€4,964▲ 44.5%
Income taxes67/77€4,842€2,989€3,000€3,323€3,840▲ 15.6%
Profit (loss) for the period9904-€5,659-€11,874-€10,633-€12,267-€8,804▲ 28.2%
Profit (loss) for the period to be appropriated9905-€5,659-€11,874-€10,633-€12,267-€8,804▲ 28.2%
Line20212022202320242025Change
Assets
Total assets20/58€785,467€779,900€772,717€759,908€751,773▼ 1.1%
Fixed assets21/28€265,800€245,716€225,632€205,547€185,463▼ 9.8%
Tangible fixed assets22/27€265,800€245,716€225,632€205,547€185,463▼ 9.8%
Land and buildings22-€245,716€225,632€205,547€185,463▼ 9.8%
Current assets29/58€519,667€534,184€547,086€554,361€566,310▲ 2.2%
Amounts receivable within one year40/41€183,371€183,371€183,371€183,024€183,024=
Other amounts receivable41-€183,371€183,371€183,024€183,024=
Cash at bank and in hand54/58€336,296€350,813€363,715€371,337€383,287▲ 3.2%
Equity and liabilities
Total equity and liabilities10/49€785,467€779,900€772,717€759,908€751,773▼ 1.1%
Equity10/15€763,485€751,610€740,977€728,711€719,906▼ 1.2%
Contributions10/11€307,388€307,388€307,388€307,388€307,388=
Capital10-€307,388€307,388€307,388€307,388=
Issued capital100-€307,388€307,388€307,388€307,388=
Revaluation surpluses12-€401,685€401,685€401,685€401,685=
Reserves13€3,900€3,900€3,900€3,900€3,900=
Non-distributable reserves130/1-€3,900€3,900€3,900€3,900=
Legal reserve130-€3,900€3,900€3,900--
Reserves not available under the articles1311----€3,900-
Profit (loss) carried forward14€50,512€38,638€28,005€15,738€6,934▼ 55.9%
Amounts payable17/49€21,982€28,290€31,740€31,197€31,867▲ 2.1%
Amounts payable within one year42/48€21,982€28,290€31,740€31,197€31,867▲ 2.1%
Trade debts44€5,648€9,809€13,248€15,705€16,035▲ 2.1%
Suppliers440/4-€9,809€13,248€15,705€16,035▲ 2.1%
Taxes, remuneration and social security45-€2,989€3,000-€340-
Taxes450/3-€2,989€3,000-€340-
Other amounts payable47/48-€15,492€15,492€15,492€15,492=
Line20212022202320242025Change
Profit (loss) for the period9904-€5,659-€11,874-€10,633-€12,267-€8,804▲ 28.2%
+ Depreciation and write-downs630€20,084€20,084€20,084€20,084€20,084=
Operating cash flow (approximation)€14,425€8,210€9,451€7,818€11,280▲ 44.3%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€14,518€12,901€7,622€11,950▲ 56.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 235 days late
23-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 600 days late
2023
06-11
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 6 days late
2022
02-11
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2021
27-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2020
28-10
NBB filing Annual accounts filed
fiscal year 2020 · full schema
31-03
Financial Weakest financial yearnet -€12,374
Net result drops to -€12,374, the lowest in the series; recovery starts the following year.
2019
24-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
22-10
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
30-10
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
25-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt
approximate (street level) On OpenStreetMap
Ground area
3,794 m²
Building footprint
6 m²
Parcel 93089B0356/00P000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93089B0356/00P000 Wallonia 3,794 m² 1 · 6 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. DOMITRIX 61.51%
  2. SAUVIMMO

Highest known parent: DOMITRIX. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded22-06-1995
Fiscal year end31-03
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.