SAUVAGE

Active

Private limited companyfounded 198937 yrs activeTurnhoutsebaan 322, 2970 Schilde, BelgiumKBO/BCE: BE 0436.345.986

Summary

SAUVAGE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

76 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency59▲+35

Growth58▲+26

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.29 against 0.61 in 2023; short-term debt: 65.6% and cash: 55% of total assets), and 65.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

34.1%

Return on assets

35%

Age of the figures

21 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

42 d early

2023

42 d early

2022

39 d early

2021

37 d early

2020

58 d early

2019

19 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€27k

2023 · €-654

2018: €46k 2019: €50k 2020: €71k 2021: €50k 2022: €23k 2023: €-654

2018 → 2024

Total assets

€78k▲ 40.4%

2023 · €55k

2018: €56k 2019: €62k 2020: €130k 2021: €108k 2022: €80k 2023: €55k

2018 → 2024

Net result

€27k

2023 · €-24k

2018: €960 2019: €3k 2020: €21k 2021: €-20k 2022: €-27k 2023: €-24k

2018 → 2024

Working capital

€15k

2023 · €-21k

2018: €44k 2019: €48k 2020: €21k 2021: €10k 2022: €-7k 2023: €-21k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€71k-€50k▼ 29.0%€23k▼ 53.2%€-654€27k

Operating result€21k-€-20k€-26k▼ 30.2%€-23k▲ 11.5%€26k

Net result€21k-€-20k€-27k▼ 30.6%€-24k▲ 9.7%€27k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €26k after a loss of €23k in 2023, the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €78k

15.3%

84.7%

Fixed assets €12k ▼ 48.4%

Current assets €66k ▲ 104%

Equity and liabilities €78k

34.1%

65.9%

Equity €27k

Debt €51k

Debt finances 65.9% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€26k▲

2023 · €-8k

Cash flow

€27k▲

2023 · €-9k

Current ratio

1.29▲

2023 · 0.61

Quick ratio

0.91▲

2023 · 0.27

Debt to equity

1.93

ROE

102.5%

ROA

35.0%▲

2023 · -43.5%

Interest coverage

72.02▲

2023 · -16.00

Debt ≤ 1 year

€51k▼

2023 · €53k

Income taxes

€163▼

2023 · €854

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines

Balance sheet Code20232024

Assets

Total assets20/58€55k€78k▲

Fixed assets21/28€23k€12k▼

Tangible fixed assets22/27€21k€1k▼

Furniture and vehicles24€21k-

Other tangible fixed assets26-€1k

Financial fixed assets28€2k€10k▲

Current assets29/58€32k€66k▲

Stocks and contracts in progress3€18k€20k▲

Stocks30/36€18k€20k▲

Amounts receivable within one year40/41-€15

Other amounts receivable41-€15

Cash at bank and in hand54/58€14k€43k▲

Deferred charges and accrued income490/1€699€3k▲

Equity and liabilities

Total equity and liabilities10/49€55k€78k▲

Equity10/15€-654€27k▲

Contributions10/11€30k€30k=

Profit (loss) carried forward14€-31k€-3k▲

Amounts payable17/49€56k€51k▼

Amounts payable after more than one year17€3k-

Financial debts170/4€3k-

Amounts payable within one year42/48€53k€51k▼

Current portion of amounts payable after more than one year42€5k€3k▼

Trade debts44€7k€9k▲

Suppliers440/4€7k€9k▲

Taxes, remuneration and social security45€6k€5k▼

Taxes450/3€6k€5k▼

Other amounts payable47/48€35k€34k▼

Accrued charges and deferred income492/3-€222

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€42▼

Other operating charges640/8€2k€881▼

Gross operating margin9900€-6k€27k▲

Operating profit (loss)9901€-23k€26k▲

Financial income75/76B€571€2k▲

Recurring financial income75€571€2k▲

Financial charges65/66B€509€364▼

Recurring financial charges65€509€364▼

Profit (loss) for the period before taxes9903€-23k€27k▲

Income taxes67/77€854€163▼

Profit (loss) for the period9904€-24k€27k▲

Profit (loss) for the period to be appropriated9905€-24k€27k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-31k€-3k▲

Profit (loss) brought forward from the previous period14P€-7k€-31k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2025

19-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €27k

Net result €27k after 3 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 1.29

Current ratio from 0.61 to 1.29; short-term debt falls from €53k to €51k.

19-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

22-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €-27k

Net result drops to €-27k, the lowest in the series; recovery starts the following year.

24-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

03-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

19-08

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 19 days late

2019

27-08

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema · 27 days late

2018

29-08

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema · 29 days late

2017

21-08

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 21 days late

2016

29-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schilde · 1 establishment unit since 1989

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Turnhoutsebaan 3222970 Schilde

Ground area

2,008 m²

Building footprint

477 m²

Volume, LiDAR

3,902 m³

Parcel 11922B0550/00R003, Flanders · tallest building 32.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

SAUVAGE

Turnhoutsebaan 322, 2970 SchildeNACE 52410

since 19892.041.759.928

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11922B0550/00R003	Flanders	2,008 m²	1 · 477 m²	32.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Anderlecht · Eq €26,494

Of 2,210 companies in sector 47711 we hold annual accounts for 888. 650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-01-1989

Fiscal year end31-12

Activities, NACEBEL 2025

47711Retail sale of women's outerwear

Sources

Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.