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Sattua

Active
Private limited companyfounded 201213 yrs activeIndustrielaan(Heu) 4, 8501 Kortrijk, BelgiumKBO/BCE: BE 0849.581.230
Summary

Sattua has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34.3m and a net result of €596,504. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
SattuaActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46820Wholesale of motor vehicle parts and accessories NACE 46720
#7 company by equity in Kortrijk, Wholesale and retail trade sector1 site
Size
€3.3mturnover 2025
Staff
12.8 FTE
Equity
€34.3m
Profit
€596,504
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Parent
MCB International BV
Holdings
2
Accounts filed 26 d late0 of 14 deeds read
Why 92- Liquidity: current ratio 12.08+ Founded in 2012+ Size: turnover €3.3m, 12.8 FTE, total assets €35.3m+ Equity €34.3m (97.2% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 76% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 97.2% of total assets
Liquidity 100=
short-term debt 2.7%
Profitability 76-3
return on assets 1.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,367 companies)
Last 19 months 04-2025: 0.2% 05-2025: 0.2%▲ +2.6% vs 04-2025 06-2025: 0.2%▲ +8.4% vs 05-2025 07-2025: 0.2%▲ +23.8% vs 06-2025 08-2025: 0.4%▲ +76.4% vs 07-2025highest value 09-2025: 0.1%▼ -67.6% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%▲ +4.2% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +1.6% vs 02-2026 04-2026: 0.1%▲ +8.7% vs 03-2026 05-2026: 0.1%▲ +2.9% vs 04-2026 06-2026: 0.1%▲ +2.8% vs 05-2026 07-2026: 0.1%▲ +3.4% vs 06-2026 08-2026: 0.3%▲ +124% vs 07-2026 09-2026: 0.2%▼ -44.3% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 12.08 raises the probability
  • Founded in 2012 lowers the probability for this profile
  • Size: turnover €3.3m, 12.8 FTE, total assets €35.3m lowers the probability for this profile
  • Equity €34.3m (97.2% of total assets) lowers the probability
Credit up to €320,000 at 30 days acceptable
Liquidity ample (current ratio 12.08 against 34.79 in 2024; short-term debt: 2.7% of total assets), and 2.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 92%, liquidity 99%, profitability 74%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 12.08
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: turnover €3.3m, 12.8 FTE, total assets €35.3m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €34.3m (97.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
26 d late
2024
27 d late
2023
54 d early
2022
90 d early
2021
38 d early
2020
44 d early
2019
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (4 of the last 5 filed years within 64 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet €596,504 ▼81.6%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Result fell in 2025from €3.2m to €596,504 ▼ 81.6% View
  • Positive: Among the best 5% on solvencysector median 45.7% · 5,451 companies 97.2% View
  • Positive: 8 profitable years in a rowprofit 2025: €596,504 8 years View
  • Controlled by MCB International BVitself parent of 2 companies parent View

By topic

Financials

Fiscal year
2025
Turnover
€3.3m
Profit
€596,504
Solvency
97.2%
Turnover▲ 2.6%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2020
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 27-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46820
Founded
13-10-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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