Summary
SATRA HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €657k and a net result of €889. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 52% of 5527 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
51 d early
2023
14 d late
2022
8 d early
2021
46 d early
2020
3 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€657k▲ 0.1%
2024 · €656k
2019: €658k
2020: €666k
2021: €668k
2022: €664k
2023: €651k
2024: €656k
2019 → 2025
Net result
€889▼ 82.5%
2024 · €5k
2019: €8k
2020: €7k
2021: €3k
2022: €-4k
2023: €-13k
2024: €5k
2019 → 2025
Total assets
€1.22M▲ 2.9%
2024 · €1.18M
2019: €1.20M
2020: €1.21M
2021: €1.21M
2022: €1.22M
2023: €1.23M
2024: €1.18M
2019 → 2025
Solvency
53.9%▼ 1.5pp
2024 · 55.4%
2019: 54.7%
2020: 55.2%
2021: 55.0%
2022: 54.5%
2023: 53.1%
2024: 55.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€668k-€664k▼ 0.7%€651k▼ 2.0%€656k▲ 0.8%€657k▲ 0.1%
Operating result€-5k-€-13k▼ 176%€-22k▼ 69.6%€-5k▲ 77.7%€-8k▼ 62.4%
Net result€3k-€-4k€-13k▼ 208%€5k€889▼ 82.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€1.01M ▲ 1.7%
Current assets
€211k ▲ 9.4%
Equity and liabilities €1.22M
Equity
€657k ▲ 0.1%
Debt
€562k ▲ 6.4%
Debt's share of the balance-sheet total rises from 44.6% to 46.1%. Equity and debt are higher.
Key figures and ratios
ROE
0.1%▼
2024 · 0.8%
ROA
0.1%▼
2024 · 0.4%
Debt ≤ 1 year
€559k▲
2024 · €527k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.22M▲
Fixed assets21/28€992k€1.01M▲
Tangible fixed assets22/27-€10k
Furniture and vehicles24-€10k
Financial fixed assets28€992k€998k▲
Current assets29/58€193k€211k▲
Amounts receivable within one year40/41€190k€206k▲
Trade receivables40-€4k
Other amounts receivable41€190k€202k▲
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€141€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.22M▲
Equity10/15€656k€657k▲
Contributions10/11€315k€315k=
Capital10€315k€315k=
Issued capital100€315k€315k=
Reserves13€341k€342k▲
Non-distributable reserves130/1€32k€32k=
Legal reserve130€32k€32k=
Distributable reserves133€309k€310k▲
Amounts payable17/49€529k€562k▲
Amounts payable within one year42/48€527k€559k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45-€1k
Remuneration and social security454/9-€1k
Other amounts payable47/48€525k€557k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€55
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-4k€-7k▼
Operating profit (loss)9901€-5k€-8k▼
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€5k€889▼
Profit (loss) for the period9904€5k€889▼
Profit (loss) for the period to be appropriated9905€5k€889▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€889▼
Transfer from equity791/2€0-
Transfer to equity691/2€5k€889▼
To other reserves6921€5k€889▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
30-06
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mercatorstraat 779100 Sint-NiklaasGround area
1,360 m²
Building footprint
1,270 m²
Volume, LiDAR
8,216 m³
Parcel 46443E0218/00Z004, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SATRA HOLDING
since 19952.047.198.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0218/00Z004 | Flanders | 1,360 m² | 1 · 1,270 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-12-1989
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.