SATEL DIGITAL
ActiveSATEL DIGITAL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €4k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
72
/ 100
Healthy▼ -14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-36
Solvency73▲+2
Growth62=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 1.61 in 2023), but 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.5%
Return on assets
4.2%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-04-2026, 257 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
257 d late
2023
131 d late
2022
64 d late
2021
100 d late
2020
116 d late
2019
104 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€39k▼ 0.9%
2018 · €40k
2018: €40k
2018 → 2020
EBIT margin
38.7%▲ 35.6pp
2018 · 3.2%
2018: 3.2%
2018 → 2020
Net result
€4k▼ 66.1%
2023 · €11k
2018: €635
2019: €815
2020: €15k
2021: €2k
2022: €3k
2023: €11k
2018 → 2024
Working capital
€58k▲ 53.7%
2023 · €38k
2018: €3k
2019: €4k
2020: €21k
2021: €23k
2022: €26k
2023: €38k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€39k-
Equity€21k-€23k▲ 8.4%€26k▲ 14.1%€38k▲ 42.3%€30k▼ 21.6%
Operating result€15k-€2k▼ 87.3%€4k▲ 125%€15k▲ 252%€5k▼ 69.1%
Net result€15k-€2k▼ 88.2%€3k▲ 81.9%€11k▲ 242%€4k▼ 66.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 69% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €91k
Fixed assets
€2k=
Current assets
€89k▼ 10.5%
Equity and liabilities €91k
Equity
€30k▼ 21.6%
Debt
€61k▼ 3.5%
The debt ratio rises from 62.8% to 67.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
32.5%▼
2023 · 37.2%
Current ratio
2.86▲
2023 · 1.61
Quick ratio
2.86▲
2023 · 1.61
Debt / equity
2.07▲
2023 · 1.69
ROE
12.9%▼
2023 · 29.7%
ROA
4.2%▼
2023 · 11.1%
Debt
€61k▼
2023 · €63k
Debt ≤ 1 year
€31k▼
2023 · €62k
Income taxes
€859▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€91k▼
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€99k€89k▼
Amounts receivable within one year40/41€99k€89k▼
Trade receivables40€82k€88k▲
Other amounts receivable41€17k€1k▼
Equity and liabilities
Total equity and liabilities10/49€101k€91k▼
Equity10/15€38k€30k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€19k€11k▼
Amounts payable17/49€63k€61k▼
Amounts payable within one year42/48€62k€31k▼
Financial debts43€27k-
Credit institutions430/8€27k-
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€14k€12k▼
Accrued charges and deferred income492/3€2k€30k▲
Income statement
Code20232024
Other operating charges640/8€41€11▼
Gross operating margin9900€15k€5k▼
Operating profit (loss)9901€15k€5k▼
Financial charges65/66B€113€99▼
Recurring financial charges65€113€99▼
Profit (loss) for the period before taxes9903€15k€5k▼
Income taxes67/77€4k€859▼
Profit (loss) for the period9904€11k€4k▼
Profit (loss) for the period to be appropriated9905€11k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€11k▼
Profit (loss) brought forward from the previous period14P€8k€7k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 257 days late
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 131 days late
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
31-12
Financial
Highest result since 2018net €15k ▲1766%
Net result €15k, the highest in the series.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 104 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 218 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 122 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Waterloo 376000 CharleroiGround area
201 m²
Building footprint
76 m²
Volume, LiDAR
1,033 m³
Parcel 52011B0239/00L147, Wallonia · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Waterloo 37, 6000 Charleroi
since 20122.210.641.480
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0239/00L147 | Wallonia | 201 m² | 1 · 76 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,731 companies in sector 43211 we hold annual accounts for 10,271. 7,904 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-06-2012
Fiscal year end31-12
Trade name FR
SPRL
Activities, NACEBEL
43211General electrical installation work
46140Agents in the wholesale of industrial machinery, ships and aircraft
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.