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SATED

Active
Private limited companyfounded 20188 yrs activeFrançois Joseph Navezstraat 68, 1000 Brussel, BelgiumKBO/BCE: BE 0699.497.286

SATED has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €19k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 3369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
83 / 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+46
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.37 in 2024), but 56.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.8%
Return on assets
26.3%
Age of the figures
14 mo
raises risk · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filings
Deviation from the deadline
2025
2 d late
2024
3 d early
2023
2 d early
2022
5 d early
2021
15 d late
2020
3 d early
2019
6 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close05-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€31k▼ 0.9%
2024 · €31k
2022: €46k 2023: €50k 2024: €31k
2022 → 2025
Total assets
€70k▼ 46.1%
2024 · €131k
2022: €95k 2023: €101k 2024: €131k
2022 → 2025
Net result
€19k▼ 20.5%
2024 · €23k
2022: €946 2023: €3k 2024: €23k
2022 → 2025
Working capital
€34k▼ 0.7%
2024 · €34k
2022: €42k 2023: €50k 2024: €34k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€46k-€50k▲ 7.5%€31k▼ 37.2%€31k▼ 0.9%
Operating result€2k-€6k▲ 128%€31k▲ 450%€25k▼ 19.2%
Net result€946-€3k▲ 264%€23k▲ 575%€19k▼ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2022: €2k€2kNet result 2022: €946€946Operating result 2023: €6k€6kNet result 2023: €3k€3kOperating result 2024: €31k€31kNet result 2024: €23k€23kOperating result 2025: €25k€25kNet result 2025: €19k€19k2022202320242025
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets €3k▼ 4.6%
Current assets €67k▼ 47.3%
Equity and liabilities €70k
Equity €31k▼ 0.9%
Debt €40k▼ 60.2%
The debt ratio falls from 76.2% to 56.2%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28k
2024 · €34k
Cash flow
€21k
2024 · €26k
Solvency
43.8%
2024 · 23.8%
Current ratio
2.02
2024 · 1.37
Quick ratio
2.02
2024 · 1.37
Debt / equity
1.29
2024 · 3.20
ROE
60.0%
2024 · 74.8%
ROA
26.3%
2024 · 17.8%
Interest coverage
18.17
2024 · 20.60
Debt
€40k
2024 · €100k
Debt ≤ 1 year
€33k
2024 · €93k
Income taxes
€5k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€131k€70k
Fixed assets 21/28€3k€3k
Tangible fixed assets 22/27€3k€3k
Current assets 29/58€127k€67k
Amounts receivable within one year 40/41€12k€13k
Cash & bank 54/58€115k€54k
Total equity & liabilities 10/49€131k€70k
Equity 10/15€31k€31k
Contributions / capital 10/11€19k€19k=
Reserves 13€12k€12k=
Accumulated profits (losses) 14€273-
Amounts payable 17/49€100k€40k
Amounts payable within one year 42/48€93k€33k
Trade debts payable within one year 44€27€67
Income statement Code20242025
Gross operating margin 9900€34k€28k
Operating result 9901€31k€25k
Financial income 75€0€0=
Financial charges 65€2k€2k
Result before taxes 9903€29k€23k
Income taxes 67/77€6k€5k
Net result for the period 9904€23k€19k
Result to be appropriated 9905€23k€19k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
28-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Highest result since 2022net €23k ▲575%
Operating result €31k, net result €23k, both a record.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
15-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
28-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
06-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 6,344 companies in sector 74120 we hold annual accounts for 961. 839 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end30-06
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filings

Data from official sources, last processed on 05-09-2026. Scores and ratios are computed by Checked and are not a credit decision.