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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age2 yrs
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SATE is 0.7% (low). The 2025 annual accounts show equity of €286k and a net result of €79k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 13-03-2026 | 140 d early | 2026-00053528 |
| 31-12-2024 | 31-07-2025 | 23-06-2025 | 38 d early | 2025-00166670 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€79k-34.5%
Working capital€187k-12.2%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 13-03-2026 with the NBB · fiscal year 2025 · ander
€106k
-11.5%
24-25
€79k
-34.5%
24-25
€126k
-30.1%
24-25
€817k
-45.7%
24-25
€286k
-41.5%
24-25
€187k
-12.2%
24-25
€26k
-34.9%
24-25
€280k
-70.2%
24-25
€530k
-47.8%
24-25
€356k
-64.6%
24-25
€160k
-
24-25
1.52
+25.9%
24-25
1.52
+25.9%
24-25
35.1%
+7.8%
24-25
1.85
-10.7%
24-25
27.6%
+11.9%
24-25
9.7%
+20.6%
24-25
17.04
-
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | ander |
| Revenue | - |
| EBITDA | €106k |
| Net profit | €79k |
| Cash flow | €126k |
| Staff costs | - |
| Income taxes | €26k |
| Dividends | €280k |
| Total assets | €817k |
| Equity | €286k |
| Debt | €530k |
| of which ≤ 1y | €356k |
| of which > 1y | €160k |
| Working capital | €187k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.52 |
| Quick ratio | 1.52 |
| Working capital ratio | 22.9% |
| Solvency | 35.1% |
| Debt / equity | 1.85 |
| Long-term debt ratio | 0.56 |
| Interest coverage | 17.04 |
| Gross margin | - |
| Net margin | - |
| ROA | 9.7% |
| ROE | 27.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €817k |
| Fixed assets | 21/28 | €273k |
| Formation expenses | 20 | €0 |
| Tangible fixed assets | 22/27 | €273k |
| Current assets | 29/58 | €544k |
| Amounts receivable within one year | 40/41 | €1k |
| Investments | 50/53 | €487k |
| Cash & bank | 54/58 | €56k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €817k |
| Equity | 10/15 | €286k |
| Contributions / capital | 10/11 | €18k |
| Reserves | 13 | €100k |
| Accumulated profits (losses) | 14 | €164k |
| Amounts payable | 17/49 | €530k |
| Amounts payable after one year | 17 | €160k |
| Amounts payable within one year | 42/48 | €356k |
| Income statement | ||
| Gross operating margin | 9900 | €106k |
| Operating result | 9901 | €59k |
| Financial income | 75 | €52k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €105k |
| Income taxes | 67/77 | €26k |
| Net result for the period | 9904 | €79k |
| Result to be appropriated | 9905 | €219k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2025 · computed83
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Textilstrasse 74700 EupenEstablishment units
1 locationSATE
since 20242.357.715.454
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2024
20-03-2024 Incorporation of a new BV
Notary:
Renaud LILIEN · Eupen
Analysis
Snowflake analysis
financial profile on 5 axes73
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
83
Profitability
100
Solvency
66
Growth
32
Stability
82
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Company registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameDE | SATE |
Registered office
Textilstrasse 7
4700 Eupen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.