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SAT - TEL

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 199531 yrs activeRue Pont-d'Avroy 57, 4000 Liège, BelgiumKBO/BCE: BE 0455.193.086
Summary

The computed 12-month bankruptcy probability of SAT - TEL is 7.0% (elevated). The 2024 annual accounts show equity of €362,050 and a net result of €1,511. Equity is growing by ~2.9% per year across the filed fiscal years. The company has been active since 1995 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Activity not known1 site
Size
€779,788total assets 2024
Equity
€362,050
Profit
€1,511
Financial health
35 Weak Checked score 2024
Bankruptcy chance 12 m
7.0%
Structure
Accounts 64 d overdue0 of 4 deeds read
Why 35- Liquidity: current ratio 0.00, cash €86- Figures for FY 2024 (filed 31-12-2025)- Ex-officio strike-off in the KBO+ Size: total assets €779,788Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 36% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2020
Average
Solvency 71+9
equity 46.4% of total assets
Liquidity 32-20
short-term debt 39.5% · cash 0.0%
Profitability 69+28
return on assets 0.2%
Bankruptcy probability, 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 7.8% 12-2024: 7.8%● 0.0% vs 11-2024 01-2025: 7.8%● 0.0% vs 12-2024 02-2025: 7.8%● 0.0% vs 01-2025 03-2025: 7.8%● 0.0% vs 02-2025 04-2025: 7.8%● 0.0% vs 03-2025 05-2025: 8.7%▲ +11.5% vs 04-2025 06-2025: 8.7%● 0.0% vs 05-2025 07-2025: 8.7%● 0.0% vs 06-2025 08-2025: 8.7%● 0.0% vs 07-2025 09-2025: 8.7%● 0.0% vs 08-2025 10-2025: 15.3%▲ +75.8% vs 09-2025highest value 11-2025: 15.3%● 0.0% vs 10-2025highest value 12-2025: 15.3%● 0.0% vs 11-2025highest value 01-2026: 3.1%▼ -79.8% vs 12-2025 02-2026: 3.1%● 0.0% vs 01-2026 03-2026: 3.1%▲ +0.4% vs 02-2026 04-2026: 3.1%● 0.0% vs 03-2026 05-2026: 3.1%● -0.0% vs 04-2026 06-2026: 3.1%▼ -0.7% vs 05-2026 07-2026: 3.0%▼ -2.8% vs 06-2026lowest value 08-2026: 4.7%▲ +58.5% vs 07-2026 09-2026: 5.2%▲ +8.6% vs 08-2026 10-2026: 7.0%▲ +35.8% vs 09-2026
  • Liquidity: current ratio 0.00, cash €86 raises the probability
  • Figures for FY 2024 (filed 31-12-2025) raises the probability
  • Size: total assets €779,788 lowers the probability for this profile
  • Ex-officio strike-off in the KBO raises the probability
Credit up to €12,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.0 against 0.15 in 2020; short-term debt: 39.5% and cash: 0% of total assets), and 53.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 42%, liquidity 17%, profitability 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Liquidity: current ratio 0.00, cash €86
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 31-12-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €779,788
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
153 d late
2020
153 d late
2019
153 d late
2018
153 d late
2017
90 d late
2015
151 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 142 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Late accounts filing
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Late accounts filingKBO administration
  3. Annual accounts filedfiscal year 2020 · full…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Active since 1995founded 10-05-1995 31 years View
  • Total assets 20244 fiscal years filed €779,788 View

By topic

Financials

Fiscal year
2024
Total assets
€779,788
Profit
€1,511
Solvency
46.4%
Total assets▼ 13.5%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2012
  1. 31-12-2025Annual accounts filed
  2. 08-09-2025Late accounts filing
  3. 31-12-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Founded
10-05-1995
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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