SASTAS-TAPASMAR
ActiveSummary
The computed 12-month bankruptcy probability of SASTAS-TAPASMAR is 2.2% (moderate). The 2025 annual accounts show equity of €9,276 and a net result of €3,214. Equity is shrinking by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 11508 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability39▲+2
Solvency27▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.02 against 1.01 in 2024; short-term debt: 97.9% and cash: 13.4% of total assets), and 97.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
0.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11508 sector peers (2025).
NBB · sector comparisonPosition among 11508 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €9,276
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
29 d late
2023
19 d late
2022
27 d early
2021
31 d early
2020
32 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€9,276▲ 53.0%
2024 · €6,061
Total assets
€446,769▲ 5.7%
2024 · €422,739
Net result
€3,214
2024 · -€422
Working capital
€9,276▲ 53.0%
2024 · €6,061
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€48,968▲ 324%€82,104▲ 67.7%€133,817▲ 63.0%€607▼ 99.5%€5,609▲ 825%
Net result€36,173above the sector's middle half▲ 344%€59,584above the sector's middle half▲ 64.7%€98,916above the sector's middle half▲ 66.0%-€422within the sector's middle half€3,214within the sector's middle half
Equity€21,899within the sector's middle half▼ 7.7%€6,483below the sector's middle half▼ 70.4%€6,483within the sector's middle half=€6,061within the sector's middle half▼ 6.5%€9,276within the sector's middle half▲ 53.0%
Total assets€315,579within the sector's middle half▲ 56.2%€375,595within the sector's middle half▲ 19.0%€433,251above the sector's middle half▲ 15.4%€422,739above the sector's middle half▼ 2.4%€446,769above the sector's middle half▲ 5.7%
Debt€293,680▲ 64.7%€369,111▲ 25.7%€426,768▲ 15.6%€416,678▼ 2.4%€437,493▲ 5.0%
Working capital€21,899within the sector's middle half▼ 7.7%€6,483within the sector's middle half▼ 70.4%€6,483within the sector's middle half=€6,061within the sector's middle half▼ 6.5%€9,276within the sector's middle half▲ 53.0%
Solvency6.9%below the sector's middle half▼ 4.8pp1.7%below the sector's middle half▼ 5.2pp1.5%below the sector's middle half▼ 0.2pp1.4%below the sector's middle half▼ 0.1pp2.1%below the sector's middle half▲ 0.6pp
Current ratio1.07within the sector's middle half▼ 0.061.02within the sector's middle half▼ 0.061.02within the sector's middle half=1.01within the sector's middle half=1.02within the sector's middle half▲ 0.01
Return on assets (ROA)11.5%within the sector's middle half▲ 7.4pp15.9%above the sector's middle half▲ 4.4pp22.8%above the sector's middle half▲ 7.0pp-0.1%within the sector's middle half▼ 22.9pp0.7%within the sector's middle half▲ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 825% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €446,769
Equity
€9,276 ▲ 53.0%
Debt
€437,493 ▲ 5.0%
Debt's share of the balance-sheet total falls from 98.6% to 97.9%. Equity and debt are higher.
Key figures and ratios
Debt to equity
47.17▼
2024 · 68.74
ROE
34.7%▲
2024 · -7.0%
Debt ≤ 1 year
€437,493▲
2024 · €416,678
Income taxes
€1,543▲
2024 · €422
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.6%
went bankrupt
2.7%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €723 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €49,691 | €82,452 | €134,201 | €994 | €6,009 | ▲ 505% |
| Operating profit (loss)9901 | €48,968 | €82,104 | €133,817 | €607 | €5,609 | ▲ 825% |
| Financial income75/76B | €47 | €0 | €18 | €111 | - | - |
| Recurring financial income75 | €47 | €0 | €18 | €111 | - | - |
| Financial charges65/66B | €452 | €705 | €594 | €718 | €852 | ▲ 18.7% |
| Recurring financial charges65 | €452 | €705 | €594 | €718 | €852 | ▲ 18.7% |
| Profit (loss) for the period before taxes9903 | €48,563 | €81,399 | €133,241 | - | €4,758 | - |
| Income taxes67/77 | €12,390 | €21,815 | €34,325 | €422 | €1,543 | ▲ 266% |
| Profit (loss) for the period9904 | €36,173 | €59,584 | €98,916 | -€422 | €3,214 | ▲ 861% |
| Profit (loss) for the period to be appropriated9905 | €36,173 | €59,584 | €98,916 | -€422 | €3,214 | ▲ 861% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €315,579 | €375,595 | €433,251 | €422,739 | €446,769 | ▲ 5.7% |
| Current assets29/58 | €315,579 | €375,595 | €433,251 | €422,739 | €446,769 | ▲ 5.7% |
| Amounts receivable within one year40/41 | €230,237 | €202,048 | €248,415 | €306,764 | €386,716 | ▲ 26.1% |
| Trade receivables40 | €199,249 | €184,082 | €229,354 | €207,173 | €272,914 | ▲ 31.7% |
| Other amounts receivable41 | €30,988 | €17,966 | €19,061 | €99,591 | €113,802 | ▲ 14.3% |
| Cash at bank and in hand54/58 | €85,244 | €173,451 | €184,729 | €115,974 | €59,654 | ▼ 48.6% |
| Deferred charges and accrued income490/1 | €98 | €96 | €107 | - | €399 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €315,579 | €375,595 | €433,251 | €422,739 | €446,769 | ▲ 5.7% |
| Equity10/15 | €21,899 | €6,483 | €6,483 | €6,061 | €9,276 | ▲ 53.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €15,699 | €283 | €283 | -€139 | €3,076 | ▲ 2,317% |
| Amounts payable17/49 | €293,680 | €369,111 | €426,768 | €416,678 | €437,493 | ▲ 5.0% |
| Amounts payable within one year42/48 | €293,680 | €369,111 | €426,768 | €416,678 | €437,493 | ▲ 5.0% |
| Trade debts44 | €243,129 | €263,595 | €307,892 | €416,192 | €435,782 | ▲ 4.7% |
| Suppliers440/4 | €243,129 | €263,595 | €307,892 | €416,192 | €435,782 | ▲ 4.7% |
| Taxes, remuneration and social security45 | €12,390 | €30,208 | €19,543 | - | €1,543 | - |
| Taxes450/3 | €12,390 | €30,208 | €19,543 | - | €1,543 | - |
| Other amounts payable47/48 | €38,161 | €75,308 | €99,333 | €486 | €168 | ▼ 65.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,173 | €59,584 | €98,916 | -€422 | €3,214 | ▲ 861% |
| Operating cash flow (approximation) | €36,173 | €59,584 | €98,916 | -€422 | €3,214 | ▲ 861% |
| Change in cash | - | €88,207 | €11,278 | -€68,755 | -€56,321 | ▲ 18.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3,214
Net result €3,214 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€422
Net result drops to -€422, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2019net €98,916 ▲66%
Operating result €133,817, net result €98,916, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Ground area
276 m²
Building footprint
122 m²
Volume, LiDAR
662 m³
Parcel 21308H0146/00P000, Brussels · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Scherdemaalstraat 120, 1070 Anderlecht
since 20182.282.666.257
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0146/00P000 | Brussels | 276 m² | 1 · 121 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.282.666.257
Similar companies · same sector, comparable size
Looius
BE 1012.962.585
Antwerpen · Eq €9,269
VRANCKEN - TRADING COMPANY
BE 0446.719.048
Tielt-Winge · Eq €9,454
BIAFOOD
BE 0720.628.440
Sint-Agatha-Berchem · Eq €9,047
Laatu Consult
BE 0842.850.024
Perwez · Eq €9,513
High Q International
BE 0758.603.544
Brasschaat · Eq €9,527
Of 1,638 companies in sector 46170 we hold annual accounts for 669. 336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46170Agents in the wholesale of food, beverages and tobacco
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715449333
Also
9925:BE0715449333
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.