SASJA VZW
ActiveThe annual accounts of SASJA VZW for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €199 and a net result of €-16k. Its solvency ranks better than 28% of 2268 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-92
Solvency26▼-43
Growth32
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.67 against 3.96 in 2024; short-term debt: 35.4% and cash: 15.4% of total assets), but 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-49.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 10-02-2026, 18 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
18 d early
2024
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close16-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199▼ 98.8%
2024 · €16k
2024: €16k
2024 → 2025
Total assets
€32k▼ 13.2%
2024 · €37k
2024: €37k
2024 → 2025
Net result
€-16k
2024 · €8k
2024: €8k
2024 → 2025
Working capital
€19k▼ 28.2%
2024 · €26k
2024: €26k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€16k-€199▼ 98.8%
Operating result€9k-€-15k
Net result€8k-€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€2k▲ 4.4%
Current assets
€30k▼ 14.1%
Equity and liabilities €32k
Equity
€199▼ 98.8%
Debt
€32k▲ 52.9%
The debt ratio rises from 56.4% to 99.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.6%▼
2024 · 43.6%
Current ratio
2.67▼
2024 · 3.96
Quick ratio
2.67▼
2024 · 3.96
ROA
-49.6%▼
2024 · 21.9%
Debt
€32k▲
2024 · €21k
Debt ≤ 1 year
€11k▲
2024 · €9k
Equity ratios withheld: equity of €199 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€32k▼
Fixed assets21/28€2k€2k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€35k€30k▼
Amounts receivable within one year40/41€15k€25k▲
Trade receivables40€15k€24k▲
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€20k€5k▼
Equity and liabilities
Total equity and liabilities10/49€37k€32k▼
Equity10/15€16k€199▼
Profit (loss) carried forward14€16k€199▼
Amounts payable17/49€21k€32k▲
Amounts payable within one year42/48€9k€11k▲
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€462€4k▲
Taxes450/3€462€4k▲
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3€12k€20k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€303▼
Remuneration, social security and pensions62€0-
Other operating charges640/8€738€0▼
Gross operating margin9900€10k€-15k▼
Operating profit (loss)9901€9k€-15k▼
Financial income75/76B€16€50▲
Recurring financial income75€16€50▲
Financial charges65/66B€802€559▼
Recurring financial charges65€802€559▼
Profit (loss) for the period before taxes9903€8k€-16k▼
Profit (loss) for the period9904€8k€-16k▼
Profit (loss) for the period to be appropriated9905€8k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€199▼
Profit (loss) brought forward from the previous period14P€8k€16k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-11-2025
Alex Jacobs: Resigned as Director
04-11-2025
Iny Hofstede: Resigned as Director
03-06-2024
Brouwers Jan: Resigned as Director
03-06-2024
Hamblok Evert: Resigned as Director
03-06-2024
Van Herie Tom: Resigned as Director
25-02-2021
Bernice Dehert: Resigned as Director
09-01-2020
Carl Bakx: Resigned as Director
09-01-2020
Jan De Meyer: Resigned as Director
14-12-2016
Alex Jacobs: Resigned as Director
10-11-2015
De Loose Paul: Resigned as Director
10-11-2015
Robert Peeters: Resigned as Director
10-11-2015
Rosseau Conelius: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijgsbaan 202660 AntwerpenGround area
1.5 ha
Building footprint
4,879 m²
Volume, LiDAR
44,535 m³
Parcel 11382C0693/00N000, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SASJA
since 20082.168.170.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382C0693/00N000 | Flanders | 1.5 ha | 1 · 4,879 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Of 636 companies in sector 93123 we hold annual accounts for 77. 1 is within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded05-09-1990
Fiscal year end31-07
Activities, NACEBEL
93123Sports, amusement and recreation activities
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56301Cafés and bars
79909Travel agency, tour operator and other reservation service and related activities
82400Office administrative, office support and other business support activities
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.