Financials
- Fiscal year
- 2025
- Total assets
- €2.9m
- Profit
- €32,201
- Solvency
- 28.5%
Total assets▼ 6.5%
Net result
20182025
SARVICO
ActiveSummary
SARVICO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €840,801 and a net result of €32,201. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 49% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€2.9mtotal assets 2025
- Equity
- €840,801
- Profit
- €32,201
Turnover not published (abridged schema)
Structure
- Parent
- LRK · 99.88%
Accounts 52 d early0 of 4 deeds read
Why 95- Liquidity: current ratio 7.87, cash €82,551+ Size: total assets €2.9m+ Figures for FY 2025 (filed 16-06-2026)+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
54+3
equity 28.5% of total assets
Liquidity
53-3
short-term debt 0.4% · cash 2.8%
Profitability
41+7
return on assets 1.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: < 0.1%lowest value
11-2025: < 0.1%▲ +2.4% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▲ +9.3% vs 02-2026
04-2026: 0.1%▲ +8.5% vs 03-2026
05-2026: 0.1%▲ +11.8% vs 04-2026
06-2026: 0.1%▲ +33.3% vs 05-2026highest value
07-2026: < 0.1%▼ -38.2% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Size: total assets €2.9m lowers the probability for this profile
- Figures for FY 2025 (filed 16-06-2026) lowers the probability
- Liquidity: current ratio 7.87, cash €82,551 raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 7.87 against 15.5 in 2024; short-term debt: 0.4% and cash: 2.8% of total assets), but 71.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 49%, liquidity 76%, profitability 40%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
44 d early
2023
43 d early
2022
46 d early
2021
45 d early
2020
46 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €32,201
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Parent
- LRK · 99.88%
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 09-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 25-06-1997
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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