SARRAZIJN BRUNO
ActiveSummary
SARRAZIJN BRUNO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €553k and a net result of €96k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 38.71 against 48.74 in 2024; short-term debt: 2.1% and cash: 79.1% of total assets), and 6.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
16.2%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 28-11-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
18 d late
2023
4 d late
2022
on the day
2021
on the day
2020
21 d early
2019
2 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close24-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€553k▲ 9.1%
2024 · €507k
2019: €464k
2020: €519k
2021: €545k
2022: €615k
2023: €697k
2024: €507k
2019 → 2025
Total assets
€593k▼ 3.6%
2024 · €615k
2019: €508k
2020: €566k
2021: €663k
2022: €712k
2023: €719k
2024: €615k
2019 → 2025
Net result
€96k▲ 21.7%
2024 · €79k
2019: €49k
2020: €56k
2021: €73k
2022: €71k
2023: €83k
2024: €79k
2019 → 2025
Working capital
€474k▼ 3.4%
2024 · €490k
2019: €410k
2020: €466k
2021: €539k
2022: €613k
2023: €585k
2024: €490k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€545k-€615k▲ 12.8%€697k▲ 13.3%€507k▼ 27.3%€553k▲ 9.1%
Operating result€103k-€100k▼ 3.5%€114k▲ 14.2%€114k▼ 0.2%€139k▲ 22.5%
Net result€73k-€71k▼ 2.5%€83k▲ 17.0%€79k▼ 4.7%€96k▲ 21.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €593k
Fixed assets
€106k ▼ 6.9%
Current assets
€486k ▼ 2.9%
Equity and liabilities €593k
Equity
€553k ▲ 9.1%
Debt
€40k ▼ 63.2%
Debt's share of the balance-sheet total falls from 17.6% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€147k▲
2024 · €122k
Cash flow
€104k▲
2024 · €87k
Current ratio
38.71▼
2024 · 48.74
Debt to equity
0.07▼
2024 · 0.21
ROE
17.4%▲
2024 · 15.6%
ROA
16.2%▲
2024 · 12.8%
Interest coverage
29.75▲
2024 · 21.57
Debt ≤ 1 year
€13k▲
2024 · €10k
Debt > 1 year
€18k▼
2024 · €88k
Income taxes
€40k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€615k€593k▼
Fixed assets21/28€114k€106k▼
Tangible fixed assets22/27€30k€22k▼
Furniture and vehicles24€30k€22k▼
Financial fixed assets28€85k€85k=
Current assets29/58€501k€486k▼
Amounts receivable within one year40/41€11k€12k▲
Other amounts receivable41€11k€12k▲
Cash at bank and in hand54/58€484k€469k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€615k€593k▼
Equity10/15€507k€553k▲
Contributions10/11€87k€87k=
Reserves13€420k€466k▲
Distributable reserves133€420k€466k▲
Amounts payable17/49€108k€40k▼
Amounts payable after more than one year17€88k€18k▼
Other amounts payable178/9€88k€18k▼
Amounts payable within one year42/48€10k€13k▲
Trade debts44€334€867▲
Suppliers440/4€334€867▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€833€833=
Accrued charges and deferred income492/3€10k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€424€448▲
Gross operating margin9900€122k€148k▲
Operating profit (loss)9901€114k€139k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€111k€136k▲
Income taxes67/77€32k€40k▲
Profit (loss) for the period9904€79k€96k▲
Profit (loss) for the period to be appropriated9905€79k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€96k▲
Transfer from equity791/2€269k€49k▼
Transfer to equity691/2€78k€95k▲
To other reserves6921€78k€95k▲
Profit to be distributed694/7€269k€50k▼
Return on contributions (dividend)694€269k€50k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-04
Financial
Highest result since 2019net €96k ▲21.7%
Operating result €139k, net result €96k, both a record.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 18 days late
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 4 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-04
Financial
Liquidity triplescurrent ratio 45.82
Current ratio from 14.80 to 45.82; short-term debt falls from €39k to €14k.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-04
Financial
Equity above €500kEq €519k ▲11.7%
2 profitable years in a row build equity to €519k.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 2 days late
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
02-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilskerkestraat 58431 MiddelkerkeGround area
1,371 m²
Building footprint
166 m²
Volume, LiDAR
862 m³
Parcel 35024B0620/00A000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sarrazijn Bruno
since 20102.193.234.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35024B0620/00A000 | Flanders | 1,371 m² | 1 · 166 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DERITO QUALITY
BE 0478.559.396
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GEUDENS KOEN
BE 0830.296.541
Meerhout · Eq €552,799
Menuiserie Cerfontaine
BE 0545.877.002
Ans · Eq €553,304
Pedro's Houtatelier
BE 0892.931.421
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DECO BEIRENS
BE 0896.742.630
De Haan · Eq €552,191
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 5,755 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2010
Fiscal year end30-04
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.