SAROS
ActiveSummary
The annual accounts of SAROS for fiscal year 2025 show a net loss of 54% of total assets and of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €1,270 and a net result of -€7,625. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 11425 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency34▼-42
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.11 against 2.06 in 2024; short-term debt: 89.9% of total assets), and 90.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.1%
Return on assets
-54.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,625
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
101 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1,270▼ 85.7%
2024 · €8,895
Total assets
€14,026▼ 18.9%
2024 · €17,290
Net result
-€7,625▼ 5.5%
2024 · -€7,228
Working capital
€1,352▼ 84.6%
2024 · €8,755
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€756▼ 95.8%€13,342▲ 1,665%-€3,927-€7,151▼ 82.1%-€7,528▼ 5.3%
Net result€540▼ 96.9%€13,196▲ 2,345%-€4,217-€7,228▼ 71.4%-€7,625▼ 5.5%
Equity€7,143▲ 8.2%€20,339▲ 185%€16,122▼ 20.7%€8,895▼ 44.8%€1,270▼ 85.7%
Total assets€28,635▼ 2.2%€34,443▲ 20.3%€20,741▼ 39.8%€17,290▼ 16.6%€14,026▼ 18.9%
Debt€21,492▼ 5.2%€14,104▼ 34.4%€4,619▼ 67.3%€8,395▲ 81.8%€12,756▲ 52.0%
Working capital€6,172▼ 65.8%€19,621▲ 218%€15,623▼ 20.4%€8,755▼ 44.0%€1,352▼ 84.6%
Staff (FTE)1.4▼ 6.7%1.6▲ 14.3%1.5▼ 6.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,528 in 2025 against €7,151 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14,026
Fixed assets
€62 ▼ 78.0%
Current assets
€13,964 ▼ 17.9%
Equity and liabilities €14,026
Equity
€1,270 ▼ 85.7%
Debt
€12,756 ▲ 52.0%
Debt's share of the balance-sheet total rises from 48.6% to 90.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€7,309▼
2024 · -€6,932
Cash flow
-€7,406▼
2024 · -€7,009
Current ratio
1.11▼
2024 · 2.06
Quick ratio
0.97▼
2024 · 1.85
Debt to equity
10.05▲
2024 · 0.94
ROE
-600.5%▼
2024 · -81.3%
ROA
-54.4%▼
2024 · -41.8%
Interest coverage
-71.77▲
2024 · -90.00
Debt ≤ 1 year
€12,612▲
2024 · €8,255
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €11,529 | €16,311 | €16,481 | €274 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €192 | €253 | €219 | €219 | €219 | = |
| Other operating charges640/8 | €468 | - | €1,328 | €750 | €610 | ▼ 18.7% |
| Gross operating margin9900 | €12,944 | €29,906 | €14,101 | -€5,908 | -€6,700 | ▼ 13.4% |
| Operating profit (loss)9901 | €756 | €13,342 | -€3,927 | -€7,151 | -€7,528 | ▼ 5.3% |
| Financial income75/76B | €27 | - | €0 | - | €5 | - |
| Recurring financial income75 | €27 | - | €0 | - | €5 | - |
| Financial charges65/66B | €243 | €146 | €290 | €77 | €102 | ▲ 32.2% |
| Recurring financial charges65 | €243 | €146 | €290 | €77 | €102 | ▲ 32.2% |
| Profit (loss) for the period before taxes9903 | €540 | €13,196 | -€4,217 | -€7,228 | -€7,625 | ▼ 5.5% |
| Profit (loss) for the period9904 | €540 | €13,196 | -€4,217 | -€7,228 | -€7,625 | ▼ 5.5% |
| Profit (loss) for the period to be appropriated9905 | €540 | €13,196 | -€4,217 | -€7,228 | -€7,625 | ▼ 5.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,635 | €34,443 | €20,741 | €17,290 | €14,026 | ▼ 18.9% |
| Fixed assets21/28 | €971 | €718 | €499 | €281 | €62 | ▼ 78.0% |
| Tangible fixed assets22/27 | €971 | €718 | €499 | €281 | €62 | ▼ 78.0% |
| Plant, machinery and equipment23 | €937 | €718 | €499 | €281 | €62 | ▼ 78.0% |
| Other tangible fixed assets26 | €35 | - | - | - | - | - |
| Current assets29/58 | €27,664 | €33,725 | €20,242 | €17,009 | €13,964 | ▼ 17.9% |
| Stocks and contracts in progress3 | €9,935 | €11,961 | €1,727 | €1,727 | €1,727 | = |
| Stocks30/36 | €9,935 | €11,961 | €1,727 | €1,727 | €1,727 | = |
| Amounts receivable within one year40/41 | €5,993 | €5,363 | €4,139 | €9,621 | €12,238 | ▲ 27.2% |
| Trade receivables40 | €5,993 | €5,363 | €3,905 | €9,425 | €10,983 | ▲ 16.5% |
| Other amounts receivable41 | - | - | €233 | €196 | €1,255 | ▲ 539% |
| Cash at bank and in hand54/58 | €11,278 | €15,894 | €14,377 | €5,661 | - | - |
| Deferred charges and accrued income490/1 | €458 | €508 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,635 | €34,443 | €20,741 | €17,290 | €14,026 | ▼ 18.9% |
| Equity10/15 | €7,143 | €20,339 | €16,122 | €8,895 | €1,270 | ▼ 85.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€11,457 | €1,739 | -€2,478 | -€9,705 | -€17,330 | ▼ 78.6% |
| Amounts payable17/49 | €21,492 | €14,104 | €4,619 | €8,395 | €12,756 | ▲ 52.0% |
| Amounts payable within one year42/48 | €21,492 | €14,104 | €4,619 | €8,255 | €12,612 | ▲ 52.8% |
| Financial debts43 | - | - | - | €349 | €182 | ▼ 47.8% |
| Credit institutions430/8 | - | - | - | €349 | €182 | ▼ 47.8% |
| Trade debts44 | €6,371 | €5,425 | €4,557 | €7,733 | €9,758 | ▲ 26.2% |
| Suppliers440/4 | €6,371 | €5,425 | €4,557 | €7,733 | €9,758 | ▲ 26.2% |
| Taxes, remuneration and social security45 | €3,785 | €7,779 | - | - | - | - |
| Taxes450/3 | €2,465 | €4,889 | - | - | - | - |
| Remuneration and social security454/9 | €1,319 | €2,890 | - | - | - | - |
| Other amounts payable47/48 | €11,337 | €901 | €62 | €173 | €2,672 | ▲ 1,446% |
| Accrued charges and deferred income492/3 | - | - | - | €141 | €144 | ▲ 2.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €540 | €13,196 | -€4,217 | -€7,228 | -€7,625 | ▼ 5.5% |
| + Depreciation and write-downs630 | €192 | €253 | €219 | €219 | €219 | = |
| Operating cash flow (approximation) | €731 | €13,450 | -€3,998 | -€7,009 | -€7,406 | ▼ 5.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €4,616 | -€1,517 | -€8,715 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€7,625
Net result drops to -€7,625, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €17,659 ▲71%
Operating result €17,932, net result €17,659, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.61
Current ratio from 1.00 to 2.61; short-term debt falls from €29,908 to €11,176.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Ground area
99 m²
Building footprint
98 m²
Volume, LiDAR
950 m³
Parcel 44804D0127/00L000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SAROS
since 20092.176.377.023
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0127/00L000 | Flanders | 99 m² | 1 · 98 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 57 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46499Wholesale of other household goods
Scores and ratios are computed by Checked and are not a credit decision.