Age4 yrs
Real estate2 parcels · 1,010 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SARNYS is 1.2% (low). The 2023 annual accounts show equity of €52k and a net result of €51k. Its solvency ranks better than 53% of 5769 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.2%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€51k
Working capital€51k
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 28-03-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 63.2% | 61.3% | |
| Net result | €51k | €27k | |
| Equity | €52k | €48k | |
| Gross operating margin | €68k | €45k | |
| Total assets | €82k | €88k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €65k |
| Net profit | €51k |
| Cash flow | €51k |
| Staff costs | - |
| Income taxes | €13k |
| Dividends | - |
| Total assets | €82k |
| Equity | €52k |
| Debt | €30k |
| of which ≤ 1y | €30k |
| of which > 1y | - |
| Working capital | €51k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 2.70 |
| Quick ratio | 2.70 |
| Working capital ratio | 62.4% |
| Solvency | 63.2% |
| Debt / equity | 0.58 |
| Long-term debt ratio | - |
| Interest coverage | 449.86 |
| Gross margin | - |
| Net margin | - |
| ROA | 62.6% |
| ROE | 99.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €82k |
| Fixed assets | 21/28 | €683 |
| Tangible fixed assets | 22/27 | €683 |
| Current assets | 29/58 | €81k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €71k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €82k |
| Equity | 10/15 | €52k |
| Contributions / capital | 10/11 | €500 |
| Accumulated profits (losses) | 14 | €51k |
| Amounts payable | 17/49 | €30k |
| Amounts payable within one year | 42/48 | €30k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €68k |
| Operating result | 9901 | €64k |
| Financial charges | 65 | €144 |
| Result before taxes | 9903 | €64k |
| Income taxes | 67/77 | €13k |
| Net result for the period | 9904 | €51k |
| Result to be appropriated | 9905 | €51k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed93
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationSARNYS
since 20212.323.790.990
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,010 m²
Buildings2
Building footprint737 m²
Volume (LiDAR)13,452 m³
Tallest building27.7 m · ±8 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 21392B0026/00P004 | Brussels | 340 m² | 1 · 249 m² | 18.3 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes84
/ 100
Exceptional profile, strong across almost every axis.
Health
93
Profitability
100
Solvency
99
Growth
50
Stability
79
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Primary activity highlighted.
Names & trade names
| Legal nameFR | SARNYS |
Registered office
Keizerslaan 10
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.