Financials
- Financial year
- 2025
- Total assets
- €54,352
- Loss
- -€3,652
- Solvency
- 11.7%
SARJA Consult
ActiveSummary
SARJA Consult has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,348 and a net result of -€3,652. Its solvency ranks better than 16% of 20,987 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€54,352total assets 2025
- Equity
- €6,348
- Loss
- -€3,652
Turnover not published (micro format)
Structure
Accounts 47 days early0 of 1 deed read
Why 82raises riskLiquidity: current ratio 0.34, cash €2,874Equity €6,348 (11.7% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €54,352Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 11% of its sector peers (NACE 62, micro)
Financial strength
Weak
Solvency
37
equity 11.7% of total assets
Liquidity
8
short-term debt 88.0% · cash 5.3%
Profitability
10
return on assets -6.7%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.3%lowest value
09-2026: 0.3%● unchanged vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.34; short-term debt: 88% and cash: 5.3% of total assets), and 88.3% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 17% on solvency, 4% on liquidity and 13% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 20987 sector peers (2025).
NBB · sector comparisonPosition among 20987 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-06-2026, 47 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
47 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 08-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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