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Sarivan

Active
Private limited companyfounded 201214 yrs activeLindestraat 15, 3891 Gingelom, BelgiumKBO/BCE: BE 0842.463.509
Summary

Sarivan has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60,739 and a net result of €6,230. Equity is growing by ~11.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability79▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 4.53 against 5.47 in 2023; short-term debt: 18.4% and cash: 0% of total assets), and 18.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
81.6%
Return on assets
8.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
32 d early
2023
31 d early
2022
29 d early
2021
32 d early
2020
33 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 31 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Sarivan was incorporated on 6 January 2012.1 Total assets went from EUR 82,410 in 2018 to EUR 74,469 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€60,739▼ 22.6%
2023 · €78,509
Total assets
€74,469▼ 28.0%
2023 · €103,407
Net result
€6,230▼ 35.7%
2023 · €9,695
Working capital
€48,402▼ 23.1%
2023 · €62,910
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€15,593▲ 18.5%€25,356▲ 62.6%€20,409▼ 19.5%€13,155▼ 35.5%€8,387▼ 36.2%
Net result€11,304▲ 44.4%€15,240▲ 34.8%€13,762▼ 9.7%€9,695▼ 29.6%€6,230▼ 35.7%
Equity€49,812▲ 29.4%€65,053▲ 30.6%€68,815▲ 5.8%€78,509▲ 14.1%€60,739▼ 22.6%
Total assets€107,650▲ 54.1%€112,153▲ 4.2%€106,477▼ 5.1%€103,407▼ 2.9%€74,469▼ 28.0%
Debt€57,838▲ 84.4%€47,100▼ 18.6%€37,662▼ 20.0%€24,898▼ 33.9%€13,729▼ 44.9%
Working capital€26,658▼ 5.3%€44,579▲ 67.2%€50,833▲ 14.0%€62,910▲ 23.8%€48,402▼ 23.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2020: €15,593€15,593Net result 2020: €11,304€11,304Operating result 2021: €25,356€25,356Net result 2021: €15,240€15,240Operating result 2022: €20,409€20,409Net result 2022: €13,762€13,762Operating result 2023: €13,155€13,155Net result 2023: €9,695€9,695Operating result 2024: €8,387€8,387Net result 2024: €6,230€6,23020202021202220232024€0€10,000€20,000Operating result 2022: €20,409€20,400Net result 2022: €13,762€13,800Operating result 2023: €13,155€13,200Net result 2023: €9,695€9,690Operating result 2024: €8,387€8,390Net result 2024: €6,230€6,230202220232024
The operating result has fallen three years in a row; 2024 is 36% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €74,469
Fixed assets €12,338 ▼ 53.3%
Current assets €62,131 ▼ 19.3%
Equity and liabilities €74,469
Equity €60,739 ▼ 22.6%
Debt €13,729 ▼ 44.9%
Debt's share of the balance-sheet total falls from 24.1% to 18.4%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€22,487▼
2023 · €27,255
Cash flow
€20,330▼
2023 · €23,795
Current ratio
4.53▼
2023 · 5.47
Debt to equity
0.23▼
2023 · 0.32
ROE
10.3%▼
2023 · 12.3%
ROA
8.4%▼
2023 · 9.4%
Interest coverage
47.51▲
2023 · 41.52
Debt ≤ 1 year
€13,729▼
2023 · €14,060
Income taxes
€4,013▼
2023 · €4,819
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€103,407€74,469▼
Fixed assets21/28€26,438€12,338▼
Tangible fixed assets22/27€26,438€12,338▼
Furniture and vehicles24€26,438€12,338▼
Current assets29/58€76,970€62,131▼
Amounts receivable within one year40/41€38,437€27,213▼
Other amounts receivable41€38,437€27,213▼
Current investments50/53-€25,261
Cash at bank and in hand54/58€27,387€0▼
Deferred charges and accrued income490/1€11,147€9,657▼
Equity and liabilities
Total equity and liabilities10/49€103,407€74,469▼
Equity10/15€78,509€60,739▼
Contributions10/11€8,060€3,060▼
Reserves13€70,449€57,679▼
Distributable reserves133€70,449€57,679▼
Amounts payable17/49€24,898€13,729▼
Amounts payable after more than one year17€10,838-
Financial debts170/4€10,838-
Amounts payable within one year42/48€14,060€13,729▼
Current portion of amounts payable after more than one year42€11,718€10,838▼
Financial debts43-€1,496
Credit institutions430/8-€1,496
Trade debts44€1,392€446▼
Suppliers440/4€1,392€446▼
Taxes, remuneration and social security45€950€950=
Taxes450/3€950€950=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,100€14,100=
Other operating charges640/8€509€534▲
Gross operating margin9900€27,764€23,022▼
Operating profit (loss)9901€13,155€8,387▼
Financial income75/76B€2,015€2,329▲
Recurring financial income75€2,015€2,329▲
Financial charges65/66B€656€473▼
Recurring financial charges65€656€473▼
Profit (loss) for the period before taxes9903€14,514€10,243▼
Income taxes67/77€4,819€4,013▼
Profit (loss) for the period9904€9,695€6,230▼
Profit (loss) for the period to be appropriated9905€9,695€6,230▼
Appropriation of the result
Profit (loss) to be appropriated9906€9,695€6,230▼
Transfer from equity791/2-€19,000
Transfer to equity691/2€9,695€6,230▼
To other reserves6921€9,695€6,230▼
Profit to be distributed694/7-€19,000
Return on contributions (dividend)694-€19,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,326€14,181€14,100€14,100€14,100=
Other operating charges640/8-€587€762€509€534▲ 4.9%
Gross operating margin9900€18,901€40,124€35,270€27,764€23,022▼ 17.1%
Operating profit (loss)9901€15,593€25,356€20,409€13,155€8,387▼ 36.2%
Financial income75/76B-€1,981€7€2,015€2,329▲ 15.6%
Recurring financial income75€2,224€1,981€7€2,015€2,329▲ 15.6%
Financial charges65/66B-€733€611€656€473▼ 27.9%
Recurring financial charges65€879€733€611€656€473▼ 27.9%
Profit (loss) for the period before taxes9903€16,938€26,605€19,804€14,514€10,243▼ 29.4%
Income taxes67/77€5,634€11,364€6,042€4,819€4,013▼ 16.7%
Profit (loss) for the period9904€11,304€15,240€13,762€9,695€6,230▼ 35.7%
Profit (loss) for the period to be appropriated9905€11,304€15,240€13,762€9,695€6,230▼ 35.7%
Line20202021202220232024Change
Assets
Total assets20/58€107,650€112,153€106,477€103,407€74,469▼ 28.0%
Fixed assets21/28€68,818€54,638€40,538€26,438€12,338▼ 53.3%
Tangible fixed assets22/27€68,818€54,638€40,538€26,438€12,338▼ 53.3%
Furniture and vehicles24-€54,638€40,538€26,438€12,338▼ 53.3%
Current assets29/58€38,832€57,516€65,939€76,970€62,131▼ 19.3%
Amounts receivable within one year40/41€24,986€27,365€33,427€38,437€27,213▼ 29.2%
Other amounts receivable41-€27,365€33,427€38,437€27,213▼ 29.2%
Current investments50/53----€25,261-
Cash at bank and in hand54/58€6,191€18,017€25,292€27,387€0▼ 100%
Deferred charges and accrued income490/1-€12,134€7,219€11,147€9,657▼ 13.4%
Equity and liabilities
Total equity and liabilities10/49€107,650€112,153€106,477€103,407€74,469▼ 28.0%
Equity10/15€49,812€65,053€68,815€78,509€60,739▼ 22.6%
Contributions10/11-€6,200€6,200€8,060€3,060▼ 62.0%
Reserves13€43,612€58,853€62,615€70,449€57,679▼ 18.1%
Non-distributable reserves130/1-€1,860€1,860---
Reserves not available under the articles1311-€1,860€1,860---
Distributable reserves133-€56,993€60,755€70,449€57,679▼ 18.1%
Amounts payable17/49€57,838€47,100€37,662€24,898€13,729▼ 44.9%
Amounts payable after more than one year17€45,664€34,164€22,556€10,838--
Financial debts170/4-€34,164€22,556€10,838--
Amounts payable within one year42/48€12,174€12,936€15,106€14,060€13,729▼ 2.3%
Current portion of amounts payable after more than one year42-€11,499€11,608€11,718€10,838▼ 7.5%
Financial debts43----€1,496-
Credit institutions430/8----€1,496-
Trade debts44€82€487€2,548€1,392€446▼ 68.0%
Suppliers440/4-€487€2,548€1,392€446▼ 68.0%
Taxes, remuneration and social security45-€950€950€950€950=
Taxes450/3-€950€950€950€950=
Line20202021202220232024Change
Profit (loss) for the period9904€11,304€15,240€13,762€9,695€6,230▼ 35.7%
+ Depreciation and write-downs630€2,326€14,181€14,100€14,100€14,100=
Operating cash flow (approximation)€13,629€29,421€27,862€23,795€20,330▼ 14.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€11,826€7,276€2,094-€27,387▼ 1,408%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €6,230 ▼35.7%
Net result drops to €6,230, the lowest in the series.
30-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
1,210 m²
Building footprint
148 m²
Volume, LiDAR
555 m³
Parcel 71039B0260/00H000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sarivan
Lindestraat 15, 3891 GingelomHuman health activities
since 20122.205.993.202
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71039B0260/00H000 Flanders 1,210 m² 1 · 148 m² 9.3 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded06-01-2012
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0842463509
Also 9925:BE0842463509
Registered 14-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.