SARIBI
ActiveSummary
SARIBI has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287k and a net result of €13k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+23
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.38 in 2024; short-term debt: 10.6% and cash: 12.2% of total assets), and 23.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
38 d early
2023
23 d early
2022
24 d early
2021
31 d late
2020
61 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€287k▲ 4.2%
2024 · €276k
2018: €233k
2019: €232k
2020: €236k
2021: €251k
2022: €259k
2023: €274k
2024: €276k
2018 → 2025
Total assets
€374k▼ 11.4%
2024 · €422k
2018: €460k
2019: €449k
2020: €452k
2021: €465k
2022: €451k
2023: €457k
2024: €422k
2018 → 2025
Net result
€13k▲ 272%
2024 · €4k
2018: €-18k
2019: €-2k
2020: €5k
2021: €16k
2022: €10k
2023: €17k
2024: €4k
2018 → 2025
Working capital
€33k▲ 7.7%
2024 · €31k
2018: €27k
2019: €20k
2020: €18k
2021: €23k
2022: €21k
2023: €33k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€259k▲ 3.3%€274k▲ 5.8%€276k▲ 0.7%€287k▲ 4.2%
Operating result€29k-€27k▼ 7.6%€30k▲ 10.3%€16k▼ 46.1%€26k▲ 62.3%
Net result€16k-€10k▼ 37.9%€17k▲ 70.7%€4k▼ 78.6%€13k▲ 272%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets
€301k ▼ 3.0%
Current assets
€72k ▼ 34.8%
Equity and liabilities €374k
Equity
€287k ▲ 4.2%
Debt
€87k ▼ 40.9%
Debt's share of the balance-sheet total falls from 34.7% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2024 · €26k
Cash flow
€23k▲
2024 · €13k
Current ratio
1.83▲
2024 · 1.38
Debt to equity
0.30▼
2024 · 0.53
ROE
4.6%▲
2024 · 1.3%
ROA
3.6%▲
2024 · 0.8%
Interest coverage
5.41▲
2024 · 3.08
Debt ≤ 1 year
€40k▼
2024 · €81k
Debt > 1 year
€45k▼
2024 · €59k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€422k€374k▼
Fixed assets21/28€311k€301k▼
Tangible fixed assets22/27€311k€301k▼
Land and buildings22€306k€298k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€349€0▼
Financial fixed assets28€227€227=
Current assets29/58€111k€72k▼
Amounts receivable within one year40/41€26k€25k▼
Trade receivables40€25k€24k▼
Other amounts receivable41€679€679=
Cash at bank and in hand54/58€84k€46k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€422k€374k▼
Equity10/15€276k€287k▲
Contributions10/11€19k€19k=
Reserves13€257k€269k▲
Distributable reserves133€257k€269k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€146k€87k▼
Amounts payable after more than one year17€59k€45k▼
Financial debts170/4€59k€45k▼
Amounts payable within one year42/48€81k€40k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€13k€9k▼
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€48k€4k▼
Accrued charges and deferred income492/3€7k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€126€0▼
Gross operating margin9900€29k€37k▲
Operating profit (loss)9901€16k€26k▲
Financial income75/76B€155€513▲
Recurring financial income75€155€513▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€8k€20k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€4k€13k▲
Profit (loss) for the period to be appropriated9905€4k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€13k▲
Transfer from equity791/2-€2k
Transfer to equity691/2€2k€13k▲
To other reserves6921€2k€13k▲
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17k ▲70.7%
Operating result €30k, net result €17k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1999
Ground area
3,753 m²
Building footprint
449 m²
Volume, LiDAR
2,322 m³
Parcel 34023B0241/00H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Papaversstraat 11, 8520 Kuurne
since 19992.090.280.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0241/00H000 | Flanders | 3,753 m² | 1 · 449 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,619 EUR awarded · 1,619 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,619 EUR | 1,619 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
8755000HNIX2W2CUR073
Similar companies · same sector, comparable size
BRIX & C°
BE 0878.044.295
Antwerpen · Eq €287,325
Goetgeluck
BE 0638.816.858
Gent · Eq €287,238
BRAND BUILDERS
BE 0459.182.063
Kontich · Eq €287,364
ENDES Engineering Services
BE 0688.665.950
Tielt · Eq €287,370
BUREAU M.B. EXPERT COMPTABLE
BE 0883.344.950
Beloeil · Eq €287,403
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 38,374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.