SARAHLEVY
ActiveThe computed 12-month bankruptcy probability of SARAHLEVY is 4.9% (elevated). The annual accounts of SARAHLEVY for fiscal year 2025 show a net loss of 123% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-20k. Its solvency ranks better than 62% of 41 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-71
Solvency76▼-13
Growth22
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.8 against 2.6 in 2024; short-term debt: 48.9% and cash: 66.4% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
-123.2%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 15
Relative position
BE, all sectors
reference
Sector 15
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-11-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€68k▼ 34.8%
2024 · €105k
2024: €105k
2024 → 2025
EBIT margin
-48.7%▼ 55.3pp
2024 · 6.6%
2024: 6.6%
2024 → 2025
Net result
€-20k
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€6k▼ 75.1%
2024 · €25k
2024: €25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€105k-€68k▼ 34.8%
Equity€28k-€8k▼ 70.7%
Operating result€7k-€-33k
Net result€5k-€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€2k▼ 30.1%
Current assets
€14k▼ 65.6%
Equity and liabilities €16k
Equity
€8k▼ 70.7%
Debt
€8k▼ 50.3%
The debt ratio rises from 36.1% to 48.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €8k
Cash flow
€-19k▼
2024 · €6k
Solvency
51.1%▼
2024 · 63.9%
Current ratio
1.80▼
2024 · 2.60
Quick ratio
1.80▼
2024 · 2.60
Debt / equity
0.96▲
2024 · 0.56
ROE
-241.0%▼
2024 · 17.1%
ROA
-123.2%▼
2024 · 10.9%
Interest coverage
-197.19▼
2024 · 68.43
Debt
€8k▼
2024 · €16k
Debt ≤ 1 year
€8k▼
2024 · €16k
Income taxes
€-114▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€16k▼
Formation expenses20€0€0=
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€2k€777▼
Furniture and vehicles24€2k€777▼
Financial fixed assets28€1k€1k=
Current assets29/58€41k€14k▼
Amounts receivable within one year40/41€19k€3k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€8k€1k▼
Cash at bank and in hand54/58€22k€11k▼
Deferred charges and accrued income490/1€216€216=
Equity and liabilities
Total equity and liabilities10/49€44k€16k▼
Equity10/15€28k€8k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€18k€-2k▼
Amounts payable17/49€16k€8k▼
Amounts payable within one year42/48€16k€8k▼
Trade debts44€914€948▲
Suppliers440/4€914€948▲
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€8k€0▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€5k€7k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Turnover70€105k€68k▼
Goods, raw materials, services and sundry goods60/61€149k€126k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€715€832▲
Other operating charges640/8-€0
Gross operating margin9900€8k€-33k▼
Operating profit (loss)9901€7k€-33k▼
Financial income75/76B€136€14k▲
Recurring financial income75€136€19▼
Non-recurring financial income76B-€14k
Financial charges65/66B€112€165▲
Recurring financial charges65€112€165▲
Profit (loss) for the period before taxes9903€7k€-20k▼
Income taxes67/77€2k€-114▼
Profit (loss) for the period9904€5k€-20k▼
Profit (loss) for the period to be appropriated9905€5k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-2k▼
Profit (loss) brought forward from the previous period14P€13k€18k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weigéliasdreef 341170 Watermaal-BosvoordeGround area
356 m²
Building footprint
83 m²
Volume, LiDAR
825 m³
Parcel 21017D0057/00Z015, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SARAHLEVY
since 20222.331.088.855
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0057/00Z015 | Brussels | 356 m² | 1 · 83 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2023 to 2025 · 3 entries · 21,000 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 10,000 EUR |
| 2024 | 1 | 10,000 EUR |
| 2023 | 1 | 1,000 EUR |
Budget allocations
Dotation à WBI dans le cadre de la promotion internationale de_x000D_
Bruxelles
Similar companies · same sector, comparable size
HVN BY ASHVINS
BE 1031.179.878
Yvoir · Eq €6k
S. FASHION
BE 0429.693.271
Maldegem · Eq €5k
EVALI
BE 0736.555.840
Antoing · Eq €18k
Lic
BE 0408.161.647
Oostende · Eq €22k
Lederwaren Looyens
BE 0466.286.324
Turnhout · Eq €29k
Of 246 companies in sector 15120 we hold annual accounts for 25. 12 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2022
Fiscal year end31-03
Activities, NACEBEL
15120Manufacture of leather and related products
46498Wholesale trade
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sarah.levy.mailbox@gmail.com