Sarah Car
ActiveSarah Car has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €7k. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency84▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.52 in 2024; short-term debt: 40.7% and cash: 74.8% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
19.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €20k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
22 d early
2023
16 d early
2022
14 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 50.0%
2024 · €13k
2018: €25k
2019: €15k
2020: €23k
2021: €19k
2022: €12k
2023: €6k
2024: €13k
2018 → 2025
Total assets
€33k▲ 56.3%
2024 · €21k
2018: €59k
2019: €33k
2020: €33k
2021: €31k
2022: €26k
2023: €16k
2024: €21k
2018 → 2025
Net result
€7k▼ 0.7%
2024 · €7k
2018: €3k
2019: €-10k
2020: €8k
2021: €-4k
2022: €-7k
2023: €-6k
2024: €7k
2018 → 2025
Working capital
€19k▲ 55.0%
2024 · €12k
2018: €11k
2019: €2k
2020: €12k
2021: €13k
2022: €12k
2023: €5k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€12k▼ 36.2%€6k▼ 46.2%€13k▲ 101%€20k▲ 50.0%
Operating result€-4k-€-6k▼ 79.0%€-5k▲ 20.0%€7k€9k▲ 22.1%
Net result€-4k-€-7k▼ 65.1%€-6k▲ 18.6%€7k€7k▼ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€555▼ 28.7%
Current assets
€32k▲ 59.6%
Equity and liabilities €33k
Equity
€20k▲ 50.0%
Debt
€13k▲ 66.6%
The debt ratio rises from 38.2% to 40.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k▲
2024 · €7k
Cash flow
€7k▼
2024 · €7k
Solvency
59.3%▼
2024 · 61.8%
Current ratio
2.42▼
2024 · 2.52
Quick ratio
1.84▲
2024 · 1.79
Debt / equity
0.69▲
2024 · 0.62
ROE
33.3%▼
2024 · 50.4%
ROA
19.8%▼
2024 · 31.1%
Interest coverage
45.64▲
2024 · 38.23
Debt
€13k▲
2024 · €8k
Debt ≤ 1 year
€13k▲
2024 · €8k
Income taxes
€2k▲
2024 · €409
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€33k▲
Fixed assets21/28€778€555▼
Tangible fixed assets22/27€778€555▼
Plant, machinery and equipment23€778€555▼
Current assets29/58€20k€32k▲
Stocks and contracts in progress3€6k€8k▲
Stocks30/36€6k€8k▲
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€14k€25k▲
Equity and liabilities
Total equity and liabilities10/49€21k€33k▲
Equity10/15€13k€20k▲
Contributions10/11€6k€6k=
Reserves13€2k€9k▲
Distributable reserves133€2k€9k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€8k€13k▲
Amounts payable within one year42/48€8k€13k▲
Trade debts44€442€805▲
Suppliers440/4€442€805▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€6k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223€223=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€10k€12k▲
Operating profit (loss)9901€7k€9k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€194€197▲
Recurring financial charges65€194€197▲
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€409€2k▲
Profit (loss) for the period9904€7k€7k▼
Profit (loss) for the period to be appropriated9905€7k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€11k▲
Profit (loss) brought forward from the previous period14P€-2k€5k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.37
Current ratio from 1.17 to 2.37; short-term debt falls from €14k to €9k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-10k ▼418%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ravesteinstraat 343191 BoortmeerbeekGround area
773 m²
Building footprint
97 m²
Volume, LiDAR
713 m³
Parcel 24039A0379/00M000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SARAH CAR
since 20012.116.196.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039A0379/00M000 | Flanders | 773 m² | 1 · 97 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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6C AUTOMOTIVE
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SD AUTOMOBILES
BE 0804.488.603
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 2,658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-1999
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.