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SARA’S CAFE

Active
Private limited companyfounded 2021active for 4 yearsOudstrijdersplein 1, 9400 Ninove, BelgiumKBO/BCE: BE 0777.917.333
Summary

The computed 12-month bankruptcy probability of SARA’S CAFE is 2.4% (moderate). The 2025 annual accounts show equity of €153,974 and a net result of €57,762. Equity is growing by about 51% per year across the filed financial years. Its solvency ranks better than 74% of 16,350 sector peers (NACE 56, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€264,600total assets 2025
Staff
4.7 FTE
Equity
€153,974
Profit
€57,762
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Structure
  • SANIDirector · permanent representative Nick Zelderloo
Accounts filed 55 days late1 of 2 deeds read
Why 54raises riskSector: Food and beverage service activities (NACE 56)Latest accounts 55 days late; 1 of the last 3 lateFounded in 2021Size: total assets €264,600Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 71% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 83+11
equity 58.2% of total assets
Liquidity 48-3
short-term debt 41.7% · cash 14.0%
Profitability 96+4
return on assets 21.8%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,715 companies, NACE 56, micro)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.0%▼ -0.1 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.1%● unchanged vs 04-2025 06-2025: 2.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.9%▼ -0.1 percentage points vs 06-2025 08-2025: 1.6%▼ -0.3 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026lowest value 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.7%▲ +0.1 percentage points vs 04-2026 06-2026: 1.8%▲ +0.1 percentage points vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.6 percentage points vs 07-2026 09-2026: 2.7%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 2.4%▼ -0.3 percentage points vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.55, compared with 1.29 in 2024, above the usual 1.5; short-term debt: 41.7% and cash: 14% of total assets), and 41.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 75% on solvency, 44% on liquidity, 83% on profitability and 83% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Latest accounts 55 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €264,600
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
55 days late
2024
35 days early
2023
23 days late
2022
77 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 30 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 September (3 of the last 4 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Appointment: SANI BV (director)Permanent representative: Nick Zelderloo
  3. Highest result from 2022 to 2025net €57,762 ▲48.4%

Key points

  • Positive: Among the best 10% on net resultsector median €4,981 · 16,327 companies €57,762 View
  • Positive: Equity rose in 2025from €97,878 to €153,974 ▲ 57.3% View
  • New directorlatest change 09-01-2026 · 1 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€264,600
Profit
€57,762
Solvency
58.2%
Total assets▲ 26.7%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €150,000
  2. 26-06-2025Annual accounts filed
  3. 23-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
01-12-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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