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SARA CAPPELLE

Active
Private limited companyfounded 2025active for 1 yearSavooistraat 161, 9600 Ronse, BelgiumKBO/BCE: BE 1024.957.824
Summary

SARA CAPPELLE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,043 and a net result of €19,043. Its solvency ranks better than 59% of 20,612 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Physiotherapy
NACE 86951
1 site
Size
€29,272total assets 2025
Equity
€21,043
Profit
€19,043
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 28 days late
Why 96lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.40, cash €27,972Figures for financial year 2025 (filed 28-08-2026)Equity €21,043 (71.9% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 97
equity 71.9% of total assets
Liquidity 89
short-term debt 28.1% · cash 95.6%
Profitability 100
return on assets 65.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,124 companies, NACE 86, micro)
Last 24 months 08-2026: 0.3%highest value 09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.4, above the usual 1.5; short-term debt: 28.1% and cash: 95.6% of total assets), and 28.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 60% on solvency, 72% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 3.40, cash €27,972
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
lowers risk · Equity €21,043 (71.9% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: CAPPELLE Sara (director) ·…

Key points

  • Caution: Among the weakest 20% on equitysector median €124,504 · 20,614 companies €21,043 View
  • Founded 15 months agofounded 01-07-2025 15 months View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€29,272
Profit
€19,043
Solvency
71.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
PhysiotherapyNACE 86951
Founded
01-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Who signs
Each director alone
Annual meeting
First Saturday of June at 10:00
Purpose
“De uitbating, de organisatie en de uitoefening van een kinesistenpraktijk; De uitoefening…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about SARA CAPPELLE

What is the company number of SARA CAPPELLE?
1024.957.824. In Belgium the VAT number is the company number with BE in front: BE 1024.957.824.
Where is SARA CAPPELLE based?
The registered office is at Savooistraat 161, 9600 Ronse.Company details
What does SARA CAPPELLE do?
According to the KBO register, the main activity is physiotherapy (NACE 86951).
What is the legal form of SARA CAPPELLE?
Private limited company (BV).
When was SARA CAPPELLE founded?
On 01-07-2025.
Is SARA CAPPELLE still active?
Yes, SARA CAPPELLE is an active enterprise in the KBO register.
What is the turnover of SARA CAPPELLE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SARA CAPPELLE profitable?
In financial year 2025, SARA CAPPELLE made a profit of €19,043.
Where can I find the annual accounts of SARA CAPPELLE?
SARA CAPPELLE filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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