SAPOLISTIC
ActiveSAPOLISTIC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €18k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 3.24 in 2024), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 10-09-2025, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
29 d early
2023
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 32.5%
2024 · €50k
2023: €37k
2024: €50k
2023 → 2025
Total assets
€86k▲ 22.8%
2024 · €70k
2023: €61k
2024: €70k
2023 → 2025
Net result
€18k▲ 22.5%
2024 · €15k
2023: €31k
2024: €15k
2023 → 2025
Working capital
€62k▲ 41.1%
2024 · €44k
2023: €31k
2024: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€37k-€50k▲ 35.3%€67k▲ 32.5%
Operating result€39k-€19k▼ 50.3%€23k▲ 20.1%
Net result€31k-€15k▼ 52.2%€18k▲ 22.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€5k▼ 28.1%
Current assets
€82k▲ 27.7%
Equity and liabilities €86k
Equity
€67k▲ 32.5%
Debt
€19k▼ 2.1%
The debt ratio falls from 28.2% to 22.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€25k▲
2024 · €21k
Cash flow
€20k▲
2024 · €16k
Solvency
77.5%▲
2024 · 71.8%
Current ratio
4.23▲
2024 · 3.24
Quick ratio
4.23▲
2024 · 3.24
Debt / equity
0.29▼
2024 · 0.39
ROE
27.0%▼
2024 · 29.3%
ROA
21.0%▼
2024 · 21.0%
Interest coverage
792.70▲
2024 · 206.05
Debt
€19k▼
2024 · €20k
Debt ≤ 1 year
€19k▼
2024 · €20k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€86k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€64k€82k▲
Amounts receivable within one year40/41€20k€21k▲
Trade receivables40€20k€21k▲
Cash at bank and in hand54/58€42k€59k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€86k▲
Equity10/15€50k€67k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€42k€59k▲
Amounts payable17/49€20k€19k▼
Amounts payable within one year42/48€20k€19k▼
Trade debts44€554€514▼
Suppliers440/4€554€514▼
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€13k€12k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€90€90=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8-€64
Gross operating margin9900€21k€25k▲
Operating profit (loss)9901€19k€23k▲
Financial charges65/66B€102€32▼
Recurring financial charges65€102€32▼
Profit (loss) for the period before taxes9903€19k€23k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€15k€18k▲
Profit (loss) for the period to be appropriated9905€15k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€60k▲
Profit (loss) brought forward from the previous period14P€29k€42k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €15k ▼52.2%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houyet · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Hour 145560 HouyetGround area
1,559 m²
Building footprint
112 m²
Parcel 91072B0436/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Hour 14, 5560 Houyet
since 20222.331.484.773
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91072B0436/00G000 | Wallonia | 1,559 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MDM Ben scs
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As · Eq €67k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2022
Fiscal year end31-03
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.