Sapide
ActiveSapide has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145k and a net result of €56k. Its solvency ranks better than 58% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+3
Solvency94▲+1
Growth78
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 3.37 against 3.04 in 2023; short-term debt: 29.1% and cash: 57% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€145k▲ 62.2%
2023 · €90k
2023: €90k
2023 → 2024
Total assets
€210k▲ 59.5%
2023 · €132k
2023: €132k
2023 → 2024
Net result
€56k▲ 85.4%
2023 · €30k
2023: €30k
2023 → 2024
Working capital
€145k▲ 69.1%
2023 · €86k
2023: €86k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€90k-€145k▲ 62.2%
Operating result€37k-€86k▲ 130%
Net result€30k-€56k▲ 85.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 130% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €210k
Fixed assets
€4k▲ 1.9%
Current assets
€206k▲ 61.3%
Equity and liabilities €210k
Equity
€145k▲ 62.2%
Debt
€65k▲ 53.9%
The debt ratio falls from 32.0% to 30.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€88k▲
2023 · €39k
Cash flow
€58k▲
2023 · €32k
Solvency
69.2%▲
2023 · 68.0%
Current ratio
3.37▲
2023 · 3.04
Quick ratio
3.37▲
2023 · 3.04
Debt / equity
0.45▼
2023 · 0.47
ROE
38.4%▲
2023 · 33.6%
ROA
26.5%▲
2023 · 22.8%
Interest coverage
746.48▼
2023 · 809.02
Debt
€65k▲
2023 · €42k
Debt ≤ 1 year
€61k▲
2023 · €42k
Income taxes
€32k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€132k€210k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€4k€4k▲
Plant, machinery and equipment23€4k€4k▲
Current assets29/58€128k€206k▲
Amounts receivable after more than one year29€35k€50k▲
Other amounts receivable291€35k€50k▲
Amounts receivable within one year40/41€31k€34k▲
Trade receivables40€31k€32k▲
Other amounts receivable41€208€1k▲
Cash at bank and in hand54/58€61k€120k▲
Deferred charges and accrued income490/1€343€3k▲
Equity and liabilities
Total equity and liabilities10/49€132k€210k▲
Equity10/15€90k€145k▲
Contributions10/11€3k€3k=
Reserves13€87k€143k▲
Distributable reserves133€87k€143k▲
Amounts payable17/49€42k€65k▲
Amounts payable within one year42/48€42k€61k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€39k€58k▲
Taxes450/3€31k€47k▲
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€36€37▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€401€899▲
Gross operating margin9900€39k€89k▲
Operating profit (loss)9901€37k€86k▲
Financial income75/76B€343€1k▲
Recurring financial income75€343€1k▲
Financial charges65/66B€48€118▲
Recurring financial charges65€48€118▲
Profit (loss) for the period before taxes9903€38k€87k▲
Income taxes67/77€8k€32k▲
Profit (loss) for the period9904€30k€56k▲
Profit (loss) for the period to be appropriated9905€30k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€56k▲
Transfer to equity691/2€30k€56k▲
To other reserves6921€30k€56k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Equity above €100kEq €145k ▲62.2%
2 profitable years in a row build equity to €145k.
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Beaumont 211390 Grez-DoiceauGround area
2,084 m²
Building footprint
269 m²
Volume, LiDAR
1,540 m³
Parcel 25070B0133/00D000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sapide
since 20222.334.929.659
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25070B0133/00D000 | Wallonia | 2,084 m² | 1 · 269 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.sapide.be
E-mail:info@sapide.be