SAPHAM
ActiveSummary
The annual accounts of SAPHAM for financial year 2024 show a net loss of 85% of the equity at the start of that year. The 2024 annual accounts show equity of €3,674 and a net result of -€20,873. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 8% of 514 sector peers (NACE 88, financial year 2024). The association has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 09-12-1993 Normal situation
- Activity
- Other social work without accommodation NACE 88999
- Joint committee
- 319.02 Paritair Subcomité voor de opvoedings- en huisvestingsinrichtingen en -diensten van de Franse Gemeenschap, het Waalse Gewest en de Duitstalige Gemeenschap · annual accounts 2023
- Establishment unit
- 2.162.518.394 1070 Anderlecht, since 09-12-1993
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Les Services d’InclusionDirector · since 29-06-2017
- inclusionDirector · since 12-10-2020
- Gutierrez Sanchez Marie CarmenDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €1.2m
- ▲ 12.6%
- Turnover
- ≈ €1.3m
- estimated
- Deficit
- €20,873
- Equity
- €3,674
- ▼ 85.0%
- Total assets
- €851,624
- ▼ 1.9%
- Employees on 31-12-2024
- 21
- ▼ 19.2%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLast filed accounts filed 208 days late; 3 of the last 3 accounts latelowers riskLegal form: non-profit associationLiquidity: current ratio 1.18, cash €381,875Founded in 1993Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, small). It does better than 6% of them on solvency, 30% on liquidity, 15% on profitability and 3% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 118 days after the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (1)
Key points
- Caution: Less equity than 92% of companies in social work without accommodationsector median €319,284 · 514 companies €3,674 View
Recent changes
- · Gazette deed Registered office moved to BRuxelles
- · Gazette deed Amendment of the articles · Resignations & appointments
- · Gazette deed Appointments: Vincent Garnier (administrateur de l'asbl) and Gutierrez Sanchez Marie Carmen (administrateur de l'asbl)
Comparable companies
These companies have the same main activity as SAPHAM: other social work without accommodation (NACE 88999). They are comparable in size and age: total assets between €659,000 and €1.1m, founded between 1992 and 1999.
| Company | Total assets | Gross margin |
|---|---|---|
| SAPHAM Anderlecht | €0.9m | €1.2m |
| Wijkhuis Chambéry Etterbeek | €0.9m | €1.0m |
| Info - Sourds de Bruxelles Vorst | €0.7m | €1.4m |
| COLLECTIF SOLIDARITE CONTRE L'EXCLUSION: EMPLOI ET REVENUS POUR TOUS Sint-Joost-ten-Node | €0.9m | €1.2m |
| DE WELVAARTKAPOEN Sint-Jans-Molenbeek | €0.7m | €1.2m |
| FORM'ANIM Seraing | €0.7m | €1.2m |
| Formation Encadrement Espace Social Boussu | €1.1m | €1.2m |
Key facts about SAPHAM
- What is the company number of SAPHAM?
- The company number of SAPHAM is 0451.682.775. The VAT number is the same number with BE in front: BE 0451.682.775.
- Where is SAPHAM based?
- The registered office is at Dapperheidsplein 15, 1070 Anderlecht.Company details
- What does SAPHAM do?
- According to the KBO register, the main activity is other social work without accommodation (NACE 88999).
- What is the legal form of SAPHAM?
- The legal form of SAPHAM is Non-profit association (VZW).
- When was SAPHAM founded?
- SAPHAM was founded on 09-12-1993.
- Is SAPHAM still active?
- Yes, SAPHAM is an active enterprise in the KBO register.
- How many employees does SAPHAM have?
- SAPHAM had an average of 20.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does SAPHAM fall under?
- In its 2023 annual accounts, SAPHAM states joint committee 319.02 (Paritair Subcomité voor de opvoedings- en huisvestingsinrichtingen en -diensten van de Franse Gemeenschap, het Waalse Gewest en de Duitstalige Gemeenschap).
- What is the turnover of SAPHAM?
- The turnover in financial year 2024 is ≈ €1.3m. This figure is estimated from the gross margin of €1.2m and 32 comparable companies (NACE 88). It probably lies between €1.3m and €1.5m.
- Is SAPHAM profitable?
- In financial year 2024, SAPHAM made a loss of €20,873.
- Where can I find the annual accounts of SAPHAM?
- SAPHAM filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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