Equity
€2,725 from €75,612 in 2024
Equity fell by 96% in 1 year.
SAP MGT
Lifetime
4 annual accounts with figures on one time axispeak €36,756 (2022)
€34,263▲ 825%
peak €26,639 (2022)
€22,113▼ 11.7%
peak €75,612 (2024)
€2,725▼ 96.4%
€29,696▲ 563%
Board2 names since 2022
2 directorsANTUNA PÉREZ Sébastien and 1 other
Documentsfilings and deeds
29-01-2026183 days before the deadline
2025micro format
Gross margin from €3,705 to €34,263Registered office moved from Mons to Braine-le-Château 09-07Dividend €95,000Equity from €75,612 to €2,725Debts from €4,477 to €29,696Cash from €68,251 to €20,783
Key points
from the 2025 annual accountsTurnover
≈ €84,000 estimated
The micro format states no turnover.
Debts
€29,696 92% of the balance sheet
Suppliers 7%Taxes and wages 13%Other 79%
Liquidity
1.03 was 17.55 in 2024
Short-term debts rose from €4,477 to €29,696.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 42 to 183 days before the end of the period.
Position in the sector
€2,725
Less equity than 93% of companies in legal and accounting. Sector median €86,410 · 15,829 companies.
Checked score
79
Excellent
Financially stronger than 31% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.1%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.4 percentage points vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.03, cash €20,783, halved
Figures for financial year 2025 (filed on 29-01-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 14% of them on solvency, 28% on liquidity, 82% on profitability and 3% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,157 companies had the same profile as SAP MGT has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SAP MGT itself is lower: 0.5% within 12 months. It rests on far more data about SAP MGT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,157 companies, not a prediction for SAP MGT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 15824 sector peers (2025).
NBB · sector comparisonPosition among 15824 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
183 days early
2024
149 days early
2023
72 days early
2022
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 112 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 April (3 of the last 4 accounts filed within 68 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ANTUNA PÉREZ Sébastien 100 sharesdeed of 24-05-2022
Shares in 1 company, STDF CONSULT & SERVICES
Board & ownershipRecent changes
Registered office moved from Braine-le-Château to Tubize
New registered office: Rue de la Sigillée 21, 1480 Tubize · Previous registered office: Chaussée de Tubize 135, 1440 Braine-le-Château · General meeting of 01-06-2026 · Gazette deed
Registered office moved from Mons to Braine-le-Château
New registered office: Chaussée de Tubize 135, 1440 Braine-le-Château · Previous registered office: Rue Jacques Prévert 4/1.1, 7000 Mons · General meeting of 27-06-2025 · Gazette deed
Appointment: STIENS Frédéric (director)
“L'organisation de la comptabilité et des services comptables et les activités de conseil en matière…” (deed in French) · General meeting of 20-03-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786429577
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SAP MGT Tubize | €32,421 | €34,263 | 8.4% | - |
| FISKAVAT Zwevegem | €31,482 | €38,632 | 22.0% | - |
| KVB Consulting Watermael-Boitsfort | €29,308 | €37,747 | 6.8% | - |
| Otax Jette | €37,324 | €30,677 | 38.6% | - |
| VM COMPTAFISC Chaumont-Gistoux | €33,138 | €28,137 | 4.5% | - |
| F. Gaftoneanu & Co Sint-Gillis (bij-Brussel) | €38,548 | €29,868 | 32.8% | - |
| BS TAX OFFICE Watermael-Boitsfort | €36,893 | €33,306 | 58.7% | - |
These companies have the same main activity as SAP MGT: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €29,300 and €38,500, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 20-05-2022Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment unit
- 2.331.886.2351480 Tubize, since 23-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 15-06-2022
Annual accounts 2025
- €32,421▼ 59.5%
- Filing
- Filed on 29-01-2026, 183 days before the end of the filing period
Insights on SAP MGT
SAP MGT files the micro format. That format states no turnover. The gross margin fell from €36,756 in 2022 to €34,263 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SAP MGT
- What is the company number of SAP MGT?
- The company number of SAP MGT is 0786.429.577. The VAT number is the same number with BE in front: BE 0786.429.577.
- Where is SAP MGT based?
- The registered office is at Rue de la Sigillée 21, 1480 Tubize.Company details
- What does SAP MGT do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of SAP MGT?
- SAP MGT is a private limited company (BV).
- When was SAP MGT founded?
- SAP MGT was founded on 20-05-2022.
- Is SAP MGT still active?
- Yes, SAP MGT is an active enterprise in the KBO register.
- What is the turnover of SAP MGT?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €34,263 and 41 comparable companies (NACE 69201). It probably lies between €61,000 and €110,000.Financials
- Is SAP MGT profitable?
- In financial year 2025, SAP MGT made a profit of €22,113.
- Where can I find the annual accounts of SAP MGT?
- SAP MGT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SAP MGT due?
- SAP MGT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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