KVB Consulting
ActiveSummary
KVB Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €26,449. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency32▼-63
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 12829 sector peers (2025).
NBB · sector comparisonPosition among 12829 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-03-2026, 139 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
139 d early
2024
175 d early
2023
171 d early
2022
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 130 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 February (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2,000▼ 94.8%
2024 · €38,551
Total assets
€29,308▼ 46.9%
2024 · €55,207
Net result
€26,449▲ 3.6%
2024 · €25,524
Working capital
-€1,793
2024 · €32,731
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€3,493-€16,508▲ 373%€33,638▲ 104%€34,528▲ 2.6%
Net result€1,065below the sector's middle half-€11,561within the sector's middle half▲ 985%€25,524within the sector's middle half▲ 121%€26,449within the sector's middle half▲ 3.6%
Equity€3,065below the sector's middle half-€13,026below the sector's middle half▲ 325%€38,551within the sector's middle half▲ 196%€2,000below the sector's middle half▼ 94.8%
Total assets€17,931below the sector's middle half-€24,669below the sector's middle half▲ 37.6%€55,207below the sector's middle half▲ 124%€29,308below the sector's middle half▼ 46.9%
Debt€14,865-€11,643▼ 21.7%€16,656▲ 43.1%€27,308▲ 63.9%
Working capital€2,765below the sector's middle half-€8,934below the sector's middle half▲ 223%€32,731within the sector's middle half▲ 266%-€1,793below the sector's middle half
Solvency17.1%below the sector's middle half-52.8%within the sector's middle half▲ 35.7pp69.8%within the sector's middle half▲ 17.0pp6.8%below the sector's middle half▼ 63.0pp
Current ratio1.19below the sector's middle half-1.77within the sector's middle half▲ 0.582.97within the sector's middle half▲ 1.200.93below the sector's middle half▼ 2.03
Return on assets (ROA)5.9%within the sector's middle half-46.9%above the sector's middle half▲ 40.9pp46.2%above the sector's middle half▼ 0.6pp90.2%above the sector's middle half▲ 44.0pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29,308
Fixed assets
€3,793 ▼ 34.8%
Current assets
€25,515 ▼ 48.3%
Equity and liabilities €29,308
Equity
€2,000 ▼ 94.8%
Debt
€27,308 ▲ 63.9%
Debt's share of the balance-sheet total rises from 30.2% to 93.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36,555▲
2024 · €33,898
Cash flow
€28,475▲
2024 · €25,785
Debt to equity
13.65▲
2024 · 0.43
Interest coverage
50.32▲
2024 · 37.35
Debt ≤ 1 year
€27,308▲
2024 · €16,656
Income taxes
€7,570▲
2024 · €7,371
A ratio outside any meaningful range has been withheld (balance sheet total €29,308, equity €2,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
3.0%
went bankrupt
2.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €82 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €107 | €260 | €2,027 | ▲ 679% |
| Other operating charges640/8 | €2,566 | €515 | €1,301 | €1,192 | ▼ 8.4% |
| Gross operating margin9900 | €6,059 | €17,131 | €35,199 | €37,747 | ▲ 7.2% |
| Operating profit (loss)9901 | €3,493 | €16,508 | €33,638 | €34,528 | ▲ 2.6% |
| Financial income75/76B | - | €11 | €165 | €217 | ▲ 31.5% |
| Recurring financial income75 | - | €11 | €165 | €217 | ▲ 31.5% |
| Financial charges65/66B | €729 | €1,004 | €908 | €726 | ▼ 20.0% |
| Recurring financial charges65 | €729 | €1,004 | €908 | €726 | ▼ 20.0% |
| Profit (loss) for the period before taxes9903 | €2,764 | €15,515 | €32,895 | €34,019 | ▲ 3.4% |
| Income taxes67/77 | €1,699 | €3,954 | €7,371 | €7,570 | ▲ 2.7% |
| Profit (loss) for the period9904 | €1,065 | €11,561 | €25,524 | €26,449 | ▲ 3.6% |
| Profit (loss) for the period to be appropriated9905 | €1,065 | €11,561 | €25,524 | €26,449 | ▲ 3.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €17,931 | €24,669 | €55,207 | €29,308 | ▼ 46.9% |
| Fixed assets21/28 | €300 | €4,093 | €5,820 | €3,793 | ▼ 34.8% |
| Tangible fixed assets22/27 | - | €4,093 | €5,820 | €3,793 | ▼ 34.8% |
| Furniture and vehicles24 | - | €4,093 | €5,820 | €3,793 | ▼ 34.8% |
| Financial fixed assets28 | €300 | €0 | - | - | - |
| Current assets29/58 | €17,631 | €20,576 | €49,387 | €25,515 | ▼ 48.3% |
| Amounts receivable within one year40/41 | €6,655 | €13,004 | €5,808 | €0 | ▼ 100% |
| Trade receivables40 | €6,655 | €12,977 | €5,808 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €27 | €0 | - | - |
| Current investments50/53 | - | - | €20,091 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €10,240 | €6,774 | €23,245 | €21,949 | ▼ 5.6% |
| Deferred charges and accrued income490/1 | €735 | €799 | €243 | €3,566 | ▲ 1,369% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €17,931 | €24,669 | €55,207 | €29,308 | ▼ 46.9% |
| Equity10/15 | €3,065 | €13,026 | €38,551 | €2,000 | ▼ 94.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €1,065 | €11,026 | €36,551 | €0 | ▼ 100% |
| Distributable reserves133 | €1,065 | €11,026 | €36,551 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €14,865 | €11,643 | €16,656 | €27,308 | ▲ 63.9% |
| Amounts payable within one year42/48 | €14,865 | €11,643 | €16,656 | €27,308 | ▲ 63.9% |
| Trade debts44 | €724 | €648 | €217 | €265 | ▲ 21.7% |
| Suppliers440/4 | €724 | €648 | €217 | €265 | ▲ 21.7% |
| Taxes, remuneration and social security45 | €7,142 | €10,194 | €16,298 | €5,827 | ▼ 64.2% |
| Taxes450/3 | €5,338 | €8,338 | €16,298 | €5,827 | ▼ 64.2% |
| Remuneration and social security454/9 | €1,803 | €1,856 | €0 | - | - |
| Other amounts payable47/48 | €7,000 | €800 | €141 | €21,216 | ▲ 14,928% |
| Accrued charges and deferred income492/3 | €0 | €0 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,065 | €11,561 | €25,524 | €26,449 | ▲ 3.6% |
| + Depreciation and write-downs630 | - | €107 | €260 | €2,027 | ▲ 679% |
| Operating cash flow (approximation) | €1,065 | €11,669 | €25,785 | €28,475 | ▲ 10.4% |
| Investment in fixed assets (approximation) | - | -€3,900 | -€1,988 | €0 | ▲ 100% |
| Change in cash | - | -€3,466 | €16,471 | -€1,296 | ▼ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €26,449 ▲3.6%
Operating result €34,528, net result €26,449, both a record.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2022
Ground area
4,734 m²
Building footprint
2,198 m²
Volume, LiDAR
45,588 m³
2 parcels, Brussels, Flanders · tallest building 36.1 m, ±7 floors. Linked by address, not a title deed.
231
companies at this address
See who is registered here
2 establishment units
KVB Consulting
since 20222.329.940.097
Laarheidestraat 205, 1650 Beersel
since 20262.389.093.172
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0035/00R005 | Brussels | 4,415 m² | 1 · 2,124 m² | 36.1 m · 7 fl. |
| 23003C0215/00C004 | Flanders | 319 m² | 1 · 74 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 991 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0784520360
Registered
01-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.