Skip to content

SAOUDI

Active Risk: low
Private limited company (pre-2019)founded 1994active for 32 yearsGeorges Moreaustraat 61, 1070 Anderlecht, BelgiumKBO/BCE: BE 0453.470.644
Summary

SAOUDI has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,462 and a net result of €717. Equity remains stable across the filed financial years (±1.6% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Activity not known1 site
Size
€26,462total assets 2025
Equity
€26,462
Profit
€717
Financial health
Bankruptcy probabilitywithin 12 months
0.6%
Too few figures to score
Structure
Accounts filed 44 days late0 of 2 deeds read
Signalsraises riskLatest accounts 44 days late; 2 of the last 3 lateLiquiditeit niet neergelegdlowers riskFounded in 1994Size: total assets €26,462neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.3 percentage points vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -0.8 percentage points vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.6%▼ -0.7 percentage points vs 09-2026
Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1994
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €26,462
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 44 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquiditeit niet neergelegd
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-09-2026, 44 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
44 days late
2024
30 days late
2023
31 days late
2022
61 days late
2021
83 days late
2020
59 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 60 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (44 days) Filed on 13 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00515512.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€717▼ 8.1%
2024 · €780
Working capital
€24,013
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €1,542 in 2022 against €435 in 2021; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€1,542 2022 Net result€717 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€4,427--€3,105▲ 29.9%-€2,984▲ 3.9%-€435▲ 85.4%-€1,542▼ 255%
Net result-€2,310--€1,350▲ 41.6%-€787▲ 41.7%€988€91▼ 90.8%€660▲ 622%€780▲ 18.2%€717▼ 8.1%
Equity€25,363-€24,013▼ 5.3%€23,226▼ 3.3%€24,214▲ 4.3%€24,305▲ 0.4%€24,965▲ 2.7%€25,745▲ 3.1%€26,462▲ 2.8%
Total assets€25,363-€24,134▼ 4.8%€23,226▼ 3.8%€24,214▲ 4.3%€24,305▲ 0.4%€24,965▲ 2.7%€25,745▲ 3.1%€26,462▲ 2.8%
Debt€121
Working capital€24,013
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%=
2024 · 100.0%
ROE
2.7%▼
2024 · 3.0%
ROA
2.7%▼
2024 · 3.0%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.4% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 20 lines
Balance sheet Code20242025
Assets
Total assets20/58€25,745€26,462▲
Current assets29/58€25,745€26,462▲
Amounts receivable after more than one year29€25,745€26,462▲
Other amounts receivable291€25,745€26,462▲
Equity and liabilities
Total equity and liabilities10/49€25,745€26,462▲
Equity10/15€25,745€26,462▲
Contributions10/11€16,237€16,237=
Contributions outside capital11€16,237€16,237=
Other1109/19€16,237€16,237=
Reserves13€518€518=
Non-distributable reserves130/1€518€518=
Reserves not available under the articles1311€518€518=
Profit (loss) carried forward14€8,989€9,706▲
Income statement Code20242025
Financial income75/76B€780€717▼
Recurring financial income75€780€717▼
Profit (loss) for the period before taxes9903€780€717▼
Profit (loss) for the period9904€780€717▼
Profit (loss) for the period to be appropriated9905€780€717▼
Appropriation of the result
Profit (loss) to be appropriated9906€8,989€9,706▲
Profit (loss) brought forward from the previous period14P€8,209€8,989▲
Line20182019202020212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€1,045----
Gross operating margin9900-€4,400-€3,105-€2,984-€435-€498----
Operating profit (loss)9901-€4,427-€3,105-€2,984-€435-€1,542----
Financial income75/76B---€1,423€1,636€660€780€717▼ 8.1%
Recurring financial income75€2,310€1,991€2,197€1,423€1,636€660€780€717▼ 8.1%
Financial charges65/66B----€2----
Recurring financial charges65€193€236--€2----
Profit (loss) for the period before taxes9903-€2,310-€1,350-€787€988€91€660€780€717▼ 8.1%
Profit (loss) for the period9904-€2,310-€1,350-€787€988€91€660€780€717▼ 8.1%
Profit (loss) for the period to be appropriated9905-€2,310-€1,350-€787€988€91€660€780€717▼ 8.1%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€25,363€24,134€23,226€24,214€24,305€24,965€25,745€26,462▲ 2.8%
Current assets29/58€25,363€24,134€23,226€24,214€24,305€24,965€25,745€26,462▲ 2.8%
Amounts receivable after more than one year29---€23,167€24,305€24,965€25,745€26,462▲ 2.8%
Other amounts receivable291---€23,167€24,305€24,965€25,745€26,462▲ 2.8%
Amounts receivable within one year40/41€1,044€1,044€1,044€1,045-----
Other amounts receivable41---€1,045-----
Cash at bank and in hand54/58€39€3€3€2-----
Equity and liabilities
Total equity and liabilities10/49€25,363€24,134€23,226€24,214€24,305€24,965€25,745€26,462▲ 2.8%
Equity10/15€25,363€24,013€23,226€24,214€24,305€24,965€25,745€26,462▲ 2.8%
Contributions10/11€16,238€16,238€16,238€16,237€16,237€16,237€16,237€16,237=
Capital10---€16,237-----
Issued capital100---€18,592-----
Uncalled capital101---€2,355-----
Contributions outside capital11----€16,237€16,237€16,237€16,237=
Other1109/19----€16,237€16,237€16,237€16,237=
Reserves13€518€518€518€518€518€518€518€518=
Non-distributable reserves130/1---€518€518€518€518€518=
Legal reserve130---€518-----
Reserves not available under the articles1311----€518€518€518€518=
Profit (loss) carried forward14€8,607€7,257€6,470€7,458€7,549€8,209€8,989€9,706▲ 8.0%
Amounts payable17/49-€121-------
Amounts payable within one year42/48-€121-------
Trade debts44-€121-------
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€2,310-€1,350-€787€988€91€660€780€717▼ 8.1%
Operating cash flow (approximation)-€2,310-€1,350-€787€988€91€660€780€717▼ 8.1%
Change in cash--€36€0-€1-----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 28 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 13-09-2026 2026-00515512
31-12-2024 micro format 30-08-2025 2025-00471989
31-12-2023 micro format 31-08-2024 2024-00448157
31-12-2022 micro format 30-09-2023 2023-00475707
31-12-2021 full format 22-10-2022 2022-20474794
31-12-2020 full format 28-09-2021 2021-69000122
31-12-2019 full format 23-11-2020 2020-72200357
31-12-2018 full format 16-09-2019 2019-64700600
31-12-2017 full format 17-09-2018 2018-63300578
31-12-2016 full format 28-08-2017 2017-55000173

Show all 28 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

SAOUDI was incorporated on 19 September 1994.1 Total assets went from €25,363 in 2018 to €26,462 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
13-09
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 44 days late
2025
30-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 30 days late
2024
31-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 31 days late
2023
30-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 61 days late
2022
22-10
NBB filing Annual accounts filed
financial year 2021 · full format · 83 days late
2021
31-12
Financial Back to profitnet €988
Net result €988 after 3 loss-making years.
28-09
NBB filing Annual accounts filed
financial year 2020 · full format · 59 days late
2020
23-11
NBB filing Annual accounts filed
financial year 2019 · full format · 115 days late
2019
16-09
NBB filing Annual accounts filed
financial year 2018 · full format · 47 days late
2018
17-09
NBB filing Annual accounts filed
financial year 2017 · full format · 48 days late
2017
28-08
NBB filing Annual accounts filed
financial year 2016 · full format · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 28 annual accounts filed, the latest 10 are here; all 28 are under Financials.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded19-09-1994
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1995
registered office establishment The establishment unit on the map
Ground area
141 m²
Building footprint
140 m²
Building volume
1,535 m³
Parcel 21305C0264/00G016, Brussels · tallest building 18.4 m. Linked by address, not a title deed.
1 establishment unit
Georges Moreaustraat 61, 1070 Anderlecht
Artisanal bread and fresh pastry making
since 1995unit no. 2.071.723.030
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21305C0264/00G016 Brussels 141 m² 1 · 140 m² 18.4 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.