SAOLA
ActiveSAOLA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €30k. Its solvency ranks better than 58% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▼-14
Growth78
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 2.93 in 2024), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
42.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 198%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€70k▲ 198%
2024 · €24k
2024: €24k
2024 → 2025
Net result
€30k▲ 147%
2024 · €12k
2024: €12k
2024 → 2025
Working capital
€9k▼ 45.0%
2024 · €16k
2024: €16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€45k▲ 198%
Operating result€15k-€39k▲ 154%
Net result€12k-€30k▲ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 154% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €70k
Fixed assets
€37k
Current assets
€34k
Equity and liabilities €70k
Equity
€45k▲ 198%
Debt
€25k▲ 196%
The debt ratio falls from 36.0% to 35.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€43k
Cash flow
€34k
Solvency
64.2%▲
2024 · 64.0%
Current ratio
1.34▼
2024 · 2.93
Quick ratio
1.34▼
2024 · 2.93
Debt / equity
0.56▼
2024 · 0.56
ROE
66.5%▼
2024 · 80.2%
ROA
42.7%▼
2024 · 51.3%
Interest coverage
4137.69
Debt
€25k▲
2024 · €9k
Debt ≤ 1 year
€25k▲
2024 · €8k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€70k▲
Fixed assets21/28-€37k
Tangible fixed assets22/27-€37k
Land and buildings22-€8k
Furniture and vehicles24-€29k
Current assets29/58€24k€34k▲
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€3k€10k▲
Cash at bank and in hand54/58€21k€23k▲
Deferred charges and accrued income490/1-€570
Equity and liabilities
Total equity and liabilities10/49€24k€70k▲
Equity10/15€15k€45k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€12k€42k▲
Amounts payable17/49€9k€25k▲
Amounts payable within one year42/48€8k€25k▲
Trade debts44€1k€493▼
Suppliers440/4€1k€493▼
Taxes, remuneration and social security45€7k€20k▲
Taxes450/3€7k€20k▲
Other amounts payable47/48-€5k
Accrued charges and deferred income492/3€438€1▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8-€2k
Gross operating margin9900€15k€45k▲
Operating profit (loss)9901€15k€39k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B-€10
Recurring financial charges65-€10
Profit (loss) for the period before taxes9903€15k€39k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€12k€30k▲
Profit (loss) for the period to be appropriated9905€12k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€42k▲
Profit (loss) brought forward from the previous period14P-€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Merly 121401 NivellesGround area
2,026 m²
Building footprint
181 m²
Parcel 25004B0015/00R000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SAOLA
since 20242.367.264.808
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25004B0015/00R000 | Wallonia | 2,026 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 37,438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01500Mixed farming
47761Retail sale of flowers, plants, seeds and fertilisers
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.