SANZUMED
ActiveSummary
The computed 12-month bankruptcy probability of SANZUMED is 5.5% (elevated). The 2025 annual accounts show equity of €234,152 and a net result of €81,054. Equity is growing by ~28.7% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 101 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €9,463 | €121 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,594 | €3,086 | €12,966 | €16,947 | €18,924 | ▲ 11.7% |
| Other operating charges640/8 | €415 | €2,582 | €125 | €393 | €796 | ▲ 103% |
| Non-recurring operating charges66A | - | €116 | - | €103 | €29 | ▼ 71.9% |
| Gross operating margin9900 | €101,574 | €81,832 | €123,487 | €110,191 | €120,515 | ▲ 9.4% |
| Operating profit (loss)9901 | €98,566 | €76,048 | €110,396 | €92,748 | €100,766 | ▲ 8.6% |
| Financial income75/76B | €1,618 | €3,184 | €2,325 | €4,140 | €9,050 | ▲ 119% |
| Recurring financial income75 | €1,618 | €3,184 | €2,325 | €4,140 | €9,050 | ▲ 119% |
| Financial charges65/66B | €1,681 | €1,653 | €4,648 | €4,963 | €4,173 | ▼ 15.9% |
| Recurring financial charges65 | €1,681 | €1,653 | €4,648 | €4,963 | €4,173 | ▼ 15.9% |
| Profit (loss) for the period before taxes9903 | €98,502 | €77,579 | €108,074 | €91,926 | €105,642 | ▲ 14.9% |
| Income taxes67/77 | €20,590 | €19,461 | €30,381 | €20,843 | €24,588 | ▲ 18.0% |
| Profit (loss) for the period9904 | €77,912 | €58,118 | €77,692 | €71,083 | €81,054 | ▲ 14.0% |
| Profit (loss) for the period to be appropriated9905 | €77,912 | €58,118 | €77,692 | €71,083 | €81,054 | ▲ 14.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €216,219 | €282,101 | €260,054 | €325,504 | €277,911 | ▼ 14.6% |
| Fixed assets21/28 | €13,469 | €10,383 | €71,417 | €62,074 | €56,826 | ▼ 8.5% |
| Tangible fixed assets22/27 | €9,969 | €6,883 | €67,917 | €58,574 | €53,326 | ▼ 9.0% |
| Plant, machinery and equipment23 | €2,803 | €1,372 | €158 | €2,583 | €6,511 | ▲ 152% |
| Furniture and vehicles24 | €2,518 | €1,946 | €65,278 | €51,606 | €35,879 | ▼ 30.5% |
| Other tangible fixed assets26 | €4,648 | €3,565 | €2,481 | €4,386 | €10,936 | ▲ 149% |
| Financial fixed assets28 | €3,500 | €3,500 | €3,500 | €3,500 | €3,500 | = |
| Current assets29/58 | €202,750 | €271,718 | €188,637 | €263,429 | €221,086 | ▼ 16.1% |
| Amounts receivable within one year40/41 | €30,458 | €64,620 | €24,873 | €105,303 | €77,298 | ▼ 26.6% |
| Trade receivables40 | - | - | - | - | €410 | - |
| Other amounts receivable41 | €30,458 | €64,620 | €24,873 | €105,303 | €76,888 | ▼ 27.0% |
| Current investments50/53 | €2,750 | €31,976 | €48,101 | €69,846 | €76,721 | ▲ 9.8% |
| Cash at bank and in hand54/58 | €157,125 | €158,284 | €82,305 | €65,538 | €42,159 | ▼ 35.7% |
| Deferred charges and accrued income490/1 | €12,416 | €16,838 | €33,359 | €22,742 | €24,908 | ▲ 9.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €216,219 | €282,101 | €260,054 | €325,504 | €277,911 | ▼ 14.6% |
| Equity10/15 | €177,505 | €124,323 | €202,015 | €273,098 | €234,152 | ▼ 14.3% |
| Contributions10/11 | €12,400 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €165,105 | €105,723 | €183,415 | €254,498 | €215,552 | ▼ 15.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €163,245 | €103,863 | €181,555 | €254,498 | €215,552 | ▼ 15.3% |
| Amounts payable17/49 | €38,714 | €157,778 | €58,039 | €52,406 | €43,760 | ▼ 16.5% |
| Amounts payable after more than one year17 | - | - | €47,884 | €38,676 | €28,871 | ▼ 25.4% |
| Financial debts170/4 | - | - | €47,884 | €38,676 | €28,871 | ▼ 25.4% |
| Amounts payable within one year42/48 | €38,714 | €157,778 | €9,405 | €13,730 | €14,889 | ▲ 8.4% |
| Current portion of amounts payable after more than one year42 | - | - | €8,647 | €9,208 | €9,805 | ▲ 6.5% |
| Trade debts44 | €2,674 | €11,453 | €759 | €1,612 | €2,174 | ▲ 34.8% |
| Suppliers440/4 | €2,674 | €11,453 | €759 | €1,612 | €2,174 | ▲ 34.8% |
| Taxes, remuneration and social security45 | €36,040 | €28,825 | - | €2,910 | €2,910 | = |
| Taxes450/3 | €36,040 | €28,825 | - | €2,910 | €2,910 | = |
| Other amounts payable47/48 | - | €117,500 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €750 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77,912 | €58,118 | €77,692 | €71,083 | €81,054 | ▲ 14.0% |
| + Depreciation and write-downs630 | €2,594 | €3,086 | €12,966 | €16,947 | €18,924 | ▲ 11.7% |
| Operating cash flow (approximation) | €80,505 | €61,204 | €90,658 | €88,030 | €99,978 | ▲ 13.6% |
| Investment in fixed assets (approximation) | - | €0 | -€74,000 | -€7,605 | -€13,676 | ▼ 79.8% |
| Change in cash | - | €1,159 | -€75,979 | -€16,766 | -€23,380 | ▼ 39.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
3 establishment units
3 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21524C0160/00N003 | Brussels | 331 m² | 1 · 121 m² | 14.4 m · 2 fl. |
| 21012A0105/00B006 | Brussels | 319 m² | 1 · 120 m² | 22.6 m · 7 fl. |
| 21009A0717/00B002 | Brussels | 143 m² | 1 · 145 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.