SANYVAN
ActiveSummary
The computed 12-month bankruptcy probability of SANYVAN is 1.9% (moderate). The 2025 annual accounts show equity of €76k and a net result of €10k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 27965 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-1
Solvency60▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.22 in 2024; short-term debt: 58.8% and cash: 0.1% of total assets), and 65.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
34 d early
2023
34 d early
2022
18 d late
2021
31 d late
2020
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 14.7%
2024 · €66k
Total assets
€217k▲ 1.5%
2024 · €214k
Net result
€10k▼ 3.2%
2024 · €10k
Working capital
€44k▲ 60.1%
2024 · €28k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4k€37k▲ 747%€11k▼ 70.4%€14k▲ 26.9%€15k▲ 6.5%
Net result€2k€29k▲ 1,073%€8k▼ 72.8%€10k▲ 28.2%€10k▼ 3.2%
Equity€20k▲ 14.2%€48k▲ 146%€56k▲ 16.2%€66k▲ 17.9%€76k▲ 14.7%
Total assets€143k▲ 29.3%€129k▼ 9.6%€167k▲ 29.1%€214k▲ 28.2%€217k▲ 1.5%
Debt€123k▲ 32.0%€81k▼ 34.3%€111k▲ 36.7%€148k▲ 33.5%€141k▼ 4.3%
Working capital€7k▲ 66.5%€27k▲ 261%€36k▲ 34.0%€28k▼ 22.7%€44k▲ 60.1%
Staff (FTE)0.9
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€45k ▼ 22.5%
Current assets
€172k ▲ 10.5%
Equity and liabilities €217k
Equity
€76k ▲ 14.7%
Debt
€141k ▼ 4.3%
Debt's share of the balance-sheet total falls from 69.1% to 65.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €30k
Cash flow
€28k▲
2024 · €26k
Current ratio
1.35▲
2024 · 1.22
Quick ratio
0.84▲
2024 · 0.77
Debt to equity
1.87▼
2024 · 2.24
ROE
12.8%▼
2024 · 15.1%
ROA
4.5%▼
2024 · 4.7%
Interest coverage
11.44▼
2024 · 13.88
Debt ≤ 1 year
€128k▼
2024 · €128k
Debt > 1 year
€14k▼
2024 · €20k
Income taxes
€4k▲
2024 · €2k
Staff costs
€29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1k | - | - | €7k | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €29k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €8k | €9k | €16k | €18k | ▲ 11.2% |
| Other operating charges640/8 | €1k | €1k | €3k | €1k | €3k | ▲ 175% |
| Non-recurring operating charges66A | €4k | - | - | - | - | - |
| Gross operating margin9900 | €18k | €46k | €23k | €31k | €65k | ▲ 110% |
| Operating profit (loss)9901 | €4k | €37k | €11k | €14k | €15k | ▲ 6.5% |
| Financial income75/76B | €57 | €20 | €583 | €683 | €1k | ▲ 115% |
| Recurring financial income75 | €57 | €20 | €583 | €683 | €1k | ▲ 115% |
| Financial charges65/66B | €962 | €908 | €1k | €2k | €3k | ▲ 32.4% |
| Recurring financial charges65 | €962 | €908 | €1k | €2k | €3k | ▲ 32.4% |
| Profit (loss) for the period before taxes9903 | €3k | €36k | €10k | €12k | €13k | ▲ 8.1% |
| Income taxes67/77 | €964 | €7k | €3k | €2k | €4k | ▲ 58.0% |
| Profit (loss) for the period9904 | €2k | €29k | €8k | €10k | €10k | ▼ 3.2% |
| Profit (loss) for the period to be appropriated9905 | €2k | €29k | €8k | €10k | €10k | ▼ 3.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143k | €129k | €167k | €214k | €217k | ▲ 1.5% |
| Fixed assets21/28 | €23k | €28k | €21k | €58k | €45k | ▼ 22.5% |
| Tangible fixed assets22/27 | €20k | €25k | €18k | €58k | €45k | ▼ 22.5% |
| Plant, machinery and equipment23 | €6k | €4k | €1k | €6k | €5k | ▼ 22.9% |
| Furniture and vehicles24 | €6k | €10k | €9k | €42k | €31k | ▼ 26.1% |
| Other tangible fixed assets26 | €8k | €10k | €8k | €10k | €9k | ▼ 7.1% |
| Financial fixed assets28 | €3k | €3k | €3k | - | - | - |
| Current assets29/58 | €120k | €102k | €145k | €156k | €172k | ▲ 10.5% |
| Stocks and contracts in progress3 | €29k | €20k | €65k | €57k | €65k | ▲ 14.0% |
| Stocks30/36 | €24k | €15k | €60k | €57k | €65k | ▲ 14.0% |
| Contracts in progress37 | €5k | €5k | €5k | - | - | - |
| Amounts receivable within one year40/41 | €88k | €80k | €77k | €57k | €92k | ▲ 62.1% |
| Trade receivables40 | €65k | €58k | €63k | €47k | €89k | ▲ 88.9% |
| Other amounts receivable41 | €24k | €22k | €13k | €9k | €2k | ▼ 75.1% |
| Cash at bank and in hand54/58 | €937 | €139 | €1k | €29k | €150 | ▼ 99.5% |
| Deferred charges and accrued income490/1 | €2k | €1k | €2k | €13k | €15k | ▲ 14.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143k | €129k | €167k | €214k | €217k | ▲ 1.5% |
| Equity10/15 | €20k | €48k | €56k | €66k | €76k | ▲ 14.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €978 | €30k | €37k | €47k | €57k | ▲ 20.4% |
| Amounts payable17/49 | €123k | €81k | €111k | €148k | €141k | ▼ 4.3% |
| Amounts payable after more than one year17 | €11k | €6k | €1k | €20k | €14k | ▼ 30.8% |
| Financial debts170/4 | €11k | €6k | €1k | €20k | €14k | ▼ 30.8% |
| Amounts payable within one year42/48 | €112k | €75k | €110k | €128k | €128k | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | €5k | €5k | €5k | €7k | €6k | ▼ 13.4% |
| Financial debts43 | €9 | - | €4k | - | €12k | - |
| Credit institutions430/8 | €9 | - | €4k | - | €12k | - |
| Trade debts44 | €100k | €62k | €93k | €79k | €74k | ▼ 6.1% |
| Suppliers440/4 | €100k | €62k | €93k | €79k | €74k | ▼ 6.1% |
| Advances received on contracts in progress46 | - | - | - | €26k | - | - |
| Taxes, remuneration and social security45 | €3k | €7k | €208 | €2k | €7k | ▲ 230% |
| Taxes450/3 | €343 | €7k | €208 | €2k | €4k | ▲ 58.0% |
| Remuneration and social security454/9 | €3k | - | - | - | €4k | - |
| Other amounts payable47/48 | €4k | €2k | €7k | €14k | €28k | ▲ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €29k | €8k | €10k | €10k | ▼ 3.2% |
| + Depreciation and write-downs630 | €9k | €8k | €9k | €16k | €18k | ▲ 11.2% |
| Operating cash flow (approximation) | €11k | €37k | €17k | €26k | €28k | ▲ 5.7% |
| Investment in fixed assets (approximation) | - | €-13k | €-3k | €-53k | €-5k | ▲ 90.9% |
| Change in cash | - | €-798 | €1k | €28k | €-29k | ▼ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2020net €29k ▲1,073%
Operating result €37k, net result €29k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2019
Ground area
1,505 m²
Building footprint
203 m²
Volume, LiDAR
943 m³
Parcel 44036A1844/00F003, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SANYVAN
since 20192.289.850.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1844/00F003 | Flanders | 1,505 m² | 1 · 203 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,044 companies in sector 43221 we hold annual accounts for 3,473. 3,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
25110Manufacture of metal structures and parts of structures
25210Manufacture of fabricated metal products, except machinery and equipment
42110Construction of roads and motorways
43120Site preparation
Scores and ratios are computed by Checked and are not a credit decision.