Santurel
ActiveSanturel has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-14k) and a net result of €-18k. Equity is shrinking by ~20% per year across the filed fiscal years. Its solvency ranks better than 20% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability13▼-18
Solvency18▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.11 against 1.27 in 2023; short-term debt: 90.2% and cash: 2.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-7.5%
Return on assets
-9.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-14k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d late
2023
29 d late
2022
41 d early
2021
27 d early
2020
36 d early
2019
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-14k
2023 · €4k
2018: €-12k
2019: €-16k
2020: €-19k
2021: €-24k
2022: €-30k
2023: €4k
2018 → 2024
Total assets
€184k▼ 0.5%
2023 · €185k
2018: €150k
2019: €150k
2020: €150k
2021: €150k
2022: €150k
2023: €185k
2018 → 2024
Net result
€-18k▼ 254%
2023 · €-5k
2018: €-4k
2019: €-3k
2020: €-3k
2021: €-5k
2022: €-6k
2023: €-5k
2018 → 2024
Working capital
€18k▼ 54.4%
2023 · €39k
2018: €-141k
2021: €-174k
2023: €39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-19k-€-24k▼ 25.5%€-30k▼ 26.6%€4k€-14k
Operating result€-3k-€-5k▼ 79.9%€-6k▼ 32.9%€-5k▲ 19.4%€-13k▼ 158%
Net result€-3k-€-5k▼ 52.8%€-6k▼ 30.9%€-5k▲ 19.4%€-18k▼ 254%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €5k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €184k
Fixed assets
€148=
Current assets
€184k▼ 0.5%
Key figures and ratios
Solvency
-7.5%▼
2023 · 2.3%
Current ratio
1.11▼
2023 · 1.27
Quick ratio
1.03▼
2023 · 1.24
Debt / equity
-14.36▼
2023 · 42.69
ROA
-9.8%▼
2023 · -2.7%
Debt
€198k▲
2023 · €181k
Debt ≤ 1 year
€166k▲
2023 · €146k
Debt > 1 year
€32k▼
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€185k€184k▼
Fixed assets21/28€148€148=
Intangible fixed assets21€148€148=
Current assets29/58€185k€184k▼
Stocks and contracts in progress3€4k€13k▲
Stocks30/36€4k€13k▲
Amounts receivable within one year40/41€31k€16k▼
Trade receivables40€20k€11k▼
Other amounts receivable41€11k€6k▼
Cash at bank and in hand54/58-€4k
Deferred charges and accrued income490/1€150k€150k=
Equity and liabilities
Total equity and liabilities10/49€185k€184k▼
Equity10/15€4k€-14k▼
Contributions10/11€52k€52k=
Reserves13€42k€42k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€-90k€-108k▼
Amounts payable17/49€181k€198k▲
Amounts payable after more than one year17€35k€32k▼
Financial debts170/4€35k€32k▼
Amounts payable within one year42/48€146k€166k▲
Financial debts43€25k-
Credit institutions430/8€25k-
Trade debts44€27k€33k▲
Suppliers440/4€27k€33k▲
Other amounts payable47/48€94k€134k▲
Income statement
Code20232024
Non-recurring operating income76A-€150
Gross operating margin9900€-5k€-13k▼
Operating profit (loss)9901€-5k€-13k▼
Financial charges65/66B-€5k
Recurring financial charges65-€5k
Profit (loss) for the period before taxes9903€-5k€-18k▼
Profit (loss) for the period9904€-5k€-18k▼
Profit (loss) for the period to be appropriated9905€-5k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-108k▼
Profit (loss) brought forward from the previous period14P€-85k€-90k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Dreve 8F8980 ZonnebekeGround area
1,911 m²
Building footprint
197 m²
Volume, LiDAR
1,198 m³
Parcel 33037C0136/00C003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lange Dreve 8F, 8980 Zonnebeke
since 20122.214.310.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037C0136/00C003 | Flanders | 1,911 m² | 1 · 197 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonnebeke2.214.310.159
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Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2012
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47192Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.