Santermans Constructions
ActiveSummary
The computed 12-month bankruptcy probability of Santermans Constructions is 1.8% (moderate). The 2025 annual accounts show equity of €48,349 and a net result of -€36,057. Equity has been shrinking by about 12% per year since 2023. Its solvency ranks better than 22% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 09-09-2022 Normal situation
- Activity
- Other construction installation NACE 43240
- Establishment unit
- 2.335.609.055 3581 Beringen, since 09-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
- Gross margin
- -€8,370
- Loss
- €36,057
- Equity
- €48,349
- ▼ 42.7%
- Total assets
- €234,216
- ▼ 30.9%
Score breakdownraises riskFounded in 2022Sector: Specialised construction activities (NACE 43)Loss of €36,057 (financial year 2025)lowers riskFigures for financial year 2025 (filed on 23-06-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 22% of them on solvency, 11% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 40 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed IncorporationStarting capital €15,000 · Appointment: SANTERMANS Timothy (director)
Comparable companies
These companies have the same main activity as Santermans Constructions: other construction installation (NACE 43240). They are comparable in size and age: total assets between €146,000 and €201,000, founded between 2020 and 2024.
| Company | Total assets | Gross margin |
|---|---|---|
| Santermans Constructions Beringen | €234,216 | -€8,370 |
| E-trends Rumst | €192,944 | -€4,700 |
| SAPORINI Olne | €200,809 | -€76,784 |
| RAIDEN BELGIUM Waterloo | €165,660 | -€25,882 |
| PAIVA RENOV Zaventem | €146,448 | -€56,194 |
| EVME Leuven | €176,550 | -€42,960 |
| Seryna Group Zaventem | €170,716 | -€4,172 |
Key facts about Santermans Constructions
- What is the company number of Santermans Constructions?
- The company number of Santermans Constructions is 0790.646.505. The VAT number is the same number with BE in front: BE 0790.646.505.
- Where is Santermans Constructions based?
- The registered office is at Oosthamsesteenweg 32, 3581 Beringen.Company details
- What does Santermans Constructions do?
- According to the KBO register, the main activity is other construction installation (NACE 43240).
- What is the legal form of Santermans Constructions?
- The legal form of Santermans Constructions is Private limited company (BV).
- When was Santermans Constructions founded?
- Santermans Constructions was founded on 09-09-2022.
- Is Santermans Constructions still active?
- Yes, Santermans Constructions is an active enterprise in the KBO register.
- What is the turnover of Santermans Constructions?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Santermans Constructions profitable?
- In financial year 2025, Santermans Constructions made a loss of €36,057.
- Where can I find the annual accounts of Santermans Constructions?
- Santermans Constructions filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Santermans Constructions due?
- Santermans Constructions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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