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Santa Luzia

Active
Private limited company (pre-2019)founded 1977active for 48 yearsLaarsebaan 309, 2170 Antwerpen, BelgiumKBO/BCE: BE 0417.951.224
Summary

Santa Luzia has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€93,130) and a net result of €61,391. Equity has been shrinking by about 4.6% per year since 2018. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 10-11-1977 Normal situation
Activity
No activity registered in the KBO
Joint committees
109 Paritair Comité voor het kleding- en confectiebedrijf
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
Establishment unit
2.014.193.617 2170 Antwerpen, since 01-12-1977
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Krikor MoniqueDirector

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€224,082
▲ 2.9%
Turnover
≈ €570,000
estimated
Profit
€61,391
▲ 15.2%
Equity
-€93,130
▲ 39.7%
Total assets
€388,791
▼ 50.9%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 3 days after the deadline
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€93,130lowers riskSize: total assets €388,791Figures for financial year 2025 (filed on 06-08-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 1-4
equity -24.0% of total assets
Liquidity 5-4
short-term debt 111.2% · cash 4.2%
Profitability 88+11
return on assets 15.8%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -1.2 percentage points vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.2 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.46 (0.58 in 2024), below 1. Short-term debt is 111.2% and cash 4.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 10% of them on solvency, 7% on liquidity, 71% on profitability and 84% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €388,791
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 06-08-2026)
NBB · annual accounts
raises risk · Negative equity -€93,130
NBB · annual accounts
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
3 days late
2024
9 days late
2023
28 days late
2022
2 days late
2021
24 days late
2020
25 days late
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 18 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€93,130 View
  • Positive: Equity rose in 2025from -€154,520 to -€93,130 ▲ 39.7% View

Recent changes

  1. · Gazette deed Registered office moved within Antwerpen
All 14 events

Key facts about Santa Luzia

What is the company number of Santa Luzia?
The company number of Santa Luzia is 0417.951.224. The VAT number is the same number with BE in front: BE 0417.951.224.
Where is Santa Luzia based?
The registered office is at Laarsebaan 309, 2170 Antwerpen.Company details
What is the legal form of Santa Luzia?
The legal form of Santa Luzia is Private limited company (pre-2019) (BVBA).
When was Santa Luzia founded?
Santa Luzia was founded on 10-11-1977.
Is Santa Luzia still active?
Yes, Santa Luzia is an active enterprise in the KBO register.
Which joint committee does Santa Luzia fall under?
In its 2024 annual accounts, Santa Luzia states joint committees 109 (Paritair Comité voor het kleding- en confectiebedrijf) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of Santa Luzia?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €224,082 and 1,647 comparable companies of the same size. It probably lies between €350,000 and €1.1m. It is a rough estimate.Financials
Is Santa Luzia profitable?
In financial year 2025, Santa Luzia made a profit of €61,391.
Where can I find the annual accounts of Santa Luzia?
Santa Luzia filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Santa Luzia due?
Santa Luzia must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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