SANSEVERIA
ActiveSummary
The computed 12-month bankruptcy probability of SANSEVERIA is 3.9% (moderate). The 2025 annual accounts show equity of €155,884 and a net result of €97,416. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 3770 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+14
Solvency35▲+6
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
3.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.37 in 2024; short-term debt: 32.5% and cash: 1.5% of total assets), and 90.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.6%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €155,884
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
58 d early
2023
2 d early
2022
3 d early
2021
76 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€155,884▲ 167%
2024 · €58,468
Total assets
€1.6m▲ 19.5%
2024 · €1.4m
Net result
€97,416▲ 105%
2024 · €47,451
Working capital
-€333,666▼ 46.8%
2024 · -€227,220
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,968▼ 73.4%-€30,983-€29,339▲ 5.3%€87,948€152,342▲ 73.2%
Net result€29,243above the sector's middle half▼ 65.0%-€46,588below the sector's middle half-€58,243below the sector's middle half▼ 25.0%€47,451within the sector's middle half€97,416above the sector's middle half▲ 105%
Equity€115,848above the sector's middle half▲ 33.8%€69,260within the sector's middle half▼ 40.2%€11,017within the sector's middle half▼ 84.1%€58,468within the sector's middle half▲ 431%€155,884within the sector's middle half▲ 167%
Total assets€241,769above the sector's middle half▲ 75.8%€795,053above the sector's middle half▲ 229%€992,064above the sector's middle half▲ 24.8%€1.4mabove the sector's middle half▲ 36.5%€1.6mabove the sector's middle half▲ 19.5%
Debt€125,922▲ 147%€725,793▲ 476%€981,047▲ 35.2%€1.3m▲ 32.1%€1.5m▲ 12.9%
Working capital-€43,308below the sector's middle half▼ 281%-€252,198below the sector's middle half▼ 482%-€240,125below the sector's middle half▲ 4.8%-€227,220below the sector's middle half▲ 5.4%-€333,666below the sector's middle half▼ 46.8%
Solvency47.9%within the sector's middle half▼ 15.1pp8.7%within the sector's middle half▼ 39.2pp1.1%within the sector's middle half▼ 7.6pp4.3%below the sector's middle half▲ 3.2pp9.6%within the sector's middle half▲ 5.3pp
Current ratio0.66within the sector's middle half▼ 0.120.13below the sector's middle half▼ 0.530.34below the sector's middle half▲ 0.210.37below the sector's middle half▲ 0.030.37below the sector's middle half▼ 0.01
Return on assets (ROA)12.1%within the sector's middle half▼ 48.7pp-5.9%within the sector's middle half▼ 18.0pp-5.9%within the sector's middle half=3.5%within the sector's middle half▲ 9.4pp6.0%within the sector's middle half▲ 2.5pp
Staff (FTE)3▼ 53.1%3.6▲ 20.0%4.9▲ 36.1%3.5within the sector's middle half▼ 28.6%3.5within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets
€1.4m ▲ 17.0%
Current assets
€191,901 ▲ 42.3%
Equity and liabilities €1.6m
Equity
€155,884 ▲ 167%
Debt
€1.5m ▲ 12.9%
Debt's share of the balance-sheet total falls from 95.7% to 90.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€264,162▲
2024 · €183,859
Cash flow
€209,236▲
2024 · €143,362
Quick ratio
0.34▲
2024 · 0.33
Debt to equity
9.38▼
2024 · 22.16
ROE
62.5%▼
2024 · 81.2%
Interest coverage
6.39▲
2024 · 4.62
Debt ≤ 1 year
€525,566▲
2024 · €362,099
Debt > 1 year
€927,345▼
2024 · €931,848
Income taxes
€14,093▲
2024 · €1,095
Staff costs
€172,966▲
2024 · €169,213
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €95,754 | €130,924 | €184,800 | €169,213 | €172,966 | ▲ 2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,345 | €45,949 | €74,672 | €95,911 | €111,820 | ▲ 16.6% |
| Other operating charges640/8 | €1,390 | €12,078 | €16,915 | €27,648 | €41,152 | ▲ 48.8% |
| Gross operating margin9900 | €147,456 | €157,968 | €247,048 | €380,720 | €478,279 | ▲ 25.6% |
| Operating profit (loss)9901 | €31,968 | -€30,983 | -€29,339 | €87,948 | €152,342 | ▲ 73.2% |
| Financial income75/76B | €2,515 | €299 | €78 | €380 | €476 | ▲ 25.0% |
| Recurring financial income75 | €2,515 | €299 | €78 | €380 | €476 | ▲ 25.0% |
| Financial charges65/66B | €5,041 | €14,876 | €25,405 | €39,782 | €41,308 | ▲ 3.8% |
| Recurring financial charges65 | €5,041 | €14,876 | €25,405 | €39,782 | €41,308 | ▲ 3.8% |
| Profit (loss) for the period before taxes9903 | €29,443 | -€45,559 | -€54,666 | €48,546 | €111,510 | ▲ 130% |
| Income taxes67/77 | €200 | €1,029 | €3,577 | €1,095 | €14,093 | ▲ 1,187% |
| Profit (loss) for the period9904 | €29,243 | -€46,588 | -€58,243 | €47,451 | €97,416 | ▲ 105% |
| Profit (loss) for the period to be appropriated9905 | €29,243 | -€46,588 | -€58,243 | €47,451 | €97,416 | ▲ 105% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €241,769 | €795,053 | €992,064 | €1.4m | €1.6m | ▲ 19.5% |
| Fixed assets21/28 | €159,156 | €758,053 | €867,453 | €1.2m | €1.4m | ▲ 17.0% |
| Intangible fixed assets21 | €6,000 | €28,260 | €22,049 | €22,523 | €17,757 | ▼ 21.2% |
| Tangible fixed assets22/27 | €148,156 | €729,792 | €845,404 | €1.2m | €1.4m | ▲ 17.7% |
| Land and buildings22 | €112,274 | €586,289 | €618,806 | €896,347 | €997,338 | ▲ 11.3% |
| Plant, machinery and equipment23 | €21,345 | €44,978 | €35,257 | €30,062 | €26,320 | ▼ 12.4% |
| Furniture and vehicles24 | €14,537 | €98,526 | €78,102 | €74,141 | €86,561 | ▲ 16.8% |
| Other tangible fixed assets26 | - | - | €113,239 | €196,314 | €298,863 | ▲ 52.2% |
| Financial fixed assets28 | €5,000 | €0 | - | - | - | - |
| Current assets29/58 | €82,614 | €37,000 | €124,611 | €134,878 | €191,901 | ▲ 42.3% |
| Stocks and contracts in progress3 | €3,000 | €9,681 | €11,381 | €14,881 | €15,640 | ▲ 5.1% |
| Stocks30/36 | €3,000 | €9,681 | €11,381 | €14,881 | €15,640 | ▲ 5.1% |
| Amounts receivable within one year40/41 | €75,210 | €22,697 | €66,148 | €100,198 | €152,018 | ▲ 51.7% |
| Trade receivables40 | - | €3,334 | €0 | €4,996 | €485 | ▼ 90.3% |
| Other amounts receivable41 | €75,210 | €19,363 | €66,148 | €95,201 | €151,533 | ▲ 59.2% |
| Cash at bank and in hand54/58 | €4,404 | €2,821 | €44,292 | €19,272 | €24,243 | ▲ 25.8% |
| Deferred charges and accrued income490/1 | €0 | €1,802 | €2,791 | €528 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €241,769 | €795,053 | €992,064 | €1.4m | €1.6m | ▲ 19.5% |
| Equity10/15 | €115,848 | €69,260 | €11,017 | €58,468 | €155,884 | ▲ 167% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €112,848 | €66,260 | €8,017 | €55,468 | €152,884 | ▲ 176% |
| Distributable reserves133 | €112,848 | €66,260 | €8,017 | €55,468 | €152,884 | ▲ 176% |
| Amounts payable17/49 | €125,922 | €725,793 | €981,047 | €1.3m | €1.5m | ▲ 12.9% |
| Amounts payable after more than one year17 | - | €428,416 | €616,310 | €931,848 | €927,345 | ▼ 0.5% |
| Financial debts170/4 | - | €428,416 | €616,310 | €931,848 | €927,345 | ▼ 0.5% |
| Amounts payable within one year42/48 | €125,922 | €289,198 | €364,736 | €362,099 | €525,566 | ▲ 45.1% |
| Current portion of amounts payable after more than one year42 | - | €95,479 | €102,097 | €123,524 | €121,376 | ▼ 1.7% |
| Financial debts43 | - | - | €300 | €12 | €1,656 | ▲ 13,792% |
| Credit institutions430/8 | - | - | €300 | €12 | €0 | ▼ 100% |
| Other loans439 | - | - | - | - | €1,656 | - |
| Trade debts44 | €51,712 | €106,646 | €157,113 | €166,661 | €113,069 | ▼ 32.2% |
| Suppliers440/4 | €51,712 | €106,646 | €157,113 | €166,661 | €113,069 | ▼ 32.2% |
| Taxes, remuneration and social security45 | €33,314 | €23,947 | €48,806 | €26,915 | €17,209 | ▼ 36.1% |
| Taxes450/3 | €30,702 | €20,000 | €29,021 | €16,751 | €17,209 | ▲ 2.7% |
| Remuneration and social security454/9 | €2,613 | €3,947 | €19,785 | €10,164 | €0 | ▼ 100% |
| Other amounts payable47/48 | €40,896 | €63,126 | €56,420 | €44,987 | €272,256 | ▲ 505% |
| Accrued charges and deferred income492/3 | - | €8,179 | €0 | €1,850 | €9,946 | ▲ 438% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,243 | -€46,588 | -€58,243 | €47,451 | €97,416 | ▲ 105% |
| + Depreciation and write-downs630 | €18,345 | €45,949 | €74,672 | €95,911 | €111,820 | ▲ 16.6% |
| Operating cash flow (approximation) | €47,587 | -€639 | €16,430 | €143,362 | €209,236 | ▲ 45.9% |
| Investment in fixed assets (approximation) | - | -€644,846 | -€184,073 | -€447,845 | -€319,274 | ▲ 28.7% |
| Change in cash | - | -€1,583 | €41,471 | -€25,020 | €4,971 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €97,416 ▲105%
Operating result €152,342, net result €97,416, both a record.
31-12
Financial
Equity above €150,000Eq €155,884 ▲167%
2 profitable years in a row build equity to €155,884.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €47,451
Net result €47,451 after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€58,243
Net result drops to -€58,243, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
31-12
Financial
Equity above €100,000Eq €115,848 ▲33.8%
2 profitable years in a row build equity to €115,848.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 2020
Ground area
440 m²
Building footprint
319 m²
Volume, LiDAR
2,937 m³
3 parcels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
SANSEVERIA
since 20202.297.805.581
Barabas
since 20222.346.241.839
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31802B1068/00E000 | Flanders | 223 m² | 1 · 91 m² | 14.3 m · 4 fl. |
| 31802B0955/00F000 | Flanders | 114 m² | 1 · 126 m² | 13.4 m · 3 fl. |
| 31802B0946/00B000 | Flanders | 103 m² | 1 · 103 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrugge2.297.805.581
Brugge2.346.241.839
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 9,001 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
55204Guest rooms (bed and breakfast)
56112Limited-service restaurants, excluding mobile food services
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740605985
Also
9925:BE0740605985
Registered
12-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.