SANRO
ActiveThe computed 12-month bankruptcy probability of SANRO is 3.2% (moderate). The 2025 annual accounts show equity of €67k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 25% of 7332 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+23
Solvency44=
Growth52=
Track record84
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.24 against 1.23 in 2024; short-term debt: 80.9% and cash: 0.6% of total assets), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.1%
Return on assets
0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
30 d late
2022
23 d late
2021
31 d late
2020
90 d late
2019
137 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 3.7%
2024 · €64k
2018: €-135k
2019: €43k
2020: €101k
2021: €99k
2022: €97k
2023: €93k
2024: €64k
2018 → 2025
Total assets
€349k▲ 2.1%
2024 · €342k
2018: €244k
2019: €423k
2020: €306k
2021: €306k
2022: €306k
2023: €306k
2024: €342k
2018 → 2025
Net result
€2k
2024 · €-29k
2018: €27k
2019: €178k
2020: €58k
2021: €-2k
2022: €-1k
2023: €-4k
2024: €-29k
2018 → 2025
Working capital
€67k▲ 3.7%
2024 · €64k
2018: €-135k
2019: €43k
2020: €101k
2021: €99k
2022: €97k
2023: €93k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€97k▼ 1.4%€93k▼ 4.3%€64k▼ 31.1%€67k▲ 3.7%
Operating result€-2k-€-1k▲ 35.3%€-4k▼ 219%€-29k▼ 593%€2k
Net result€-2k-€-1k▲ 34.1%€-4k▼ 212%€-29k▼ 587%€2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €29k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €349k
Equity
€67k▲ 3.7%
Debt
€282k▲ 1.7%
The debt ratio falls from 81.2% to 80.9%. Equity and debt are higher.
Key figures and ratios
Solvency
19.1%▲
2024 · 18.8%
Current ratio
1.24▲
2024 · 1.23
Quick ratio
1.24▲
2024 · 1.23
Debt / equity
4.24▼
2024 · 4.33
ROE
3.6%▲
2024 · -45.2%
ROA
0.7%▲
2024 · -8.5%
Debt
€282k▲
2024 · €278k
Debt ≤ 1 year
€282k▲
2024 · €278k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€342k€349k▲
Current assets29/58€342k€349k▲
Amounts receivable within one year40/41€334k€342k▲
Trade receivables40€110k€109k▼
Other amounts receivable41€224k€233k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€5k€5k=
Equity and liabilities
Total equity and liabilities10/49€342k€349k▲
Equity10/15€64k€67k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€44k€46k▲
Amounts payable17/49€278k€282k▲
Amounts payable within one year42/48€278k€282k▲
Financial debts43€3k€3k=
Credit institutions430/8€3k€3k=
Trade debts44€86k€89k▲
Suppliers440/4€86k€89k▲
Other amounts payable47/48€189k€190k▲
Income statement
Code20242025
Other operating charges640/8€163€419▲
Gross operating margin9900€-29k€3k▲
Operating profit (loss)9901€-29k€2k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€33€24▼
Recurring financial charges65€33€24▼
Profit (loss) for the period before taxes9903€-29k€2k▲
Profit (loss) for the period9904€-29k€2k▲
Profit (loss) for the period to be appropriated9905€-29k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€46k▲
Profit (loss) brought forward from the previous period14P€73k€44k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
03-10
KBO administration
Address strikeout annulled
29-09
KBO administration
Address struck
Louizalaan 367 1050 Die Sitzadresse Avenue Louise / Louizalaan
Ixelles · event 23-07-2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
31-12
Financial
Equity above €100kEq €101k ▲136%
3 profitable years in a row build equity to €101k.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 137 days late
2019
31-12
Financial
Highest result since 2018net €178k ▲555%
Operating result €178k, net result €178k, both a record.
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 117 days late
2018
07-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 99 days late
25-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 329 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3671050 ElseneGround area
2,007 m²
Building footprint
2,007 m²
Volume, LiDAR
40,197 m³
2 parcels, Brussels · tallest building 34.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Robert Schumanplein 6, 1040 Brussel
since 20022.101.695.535
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0369/00H002 | Brussels | 1,740 m² | 1 · 1,742 m² | 34.0 m · 9 fl. |
| 21807G0211/00W012 | Brussels | 266 m² | 1 · 265 m² | 34.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MS RENOV-CONSTRUCT
BE 0651.743.691
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NARCOM
BE 0680.932.179
Sint-Pieters-Leeuw · Eq €67k
DIXART
BE 0804.901.446
Lasne · Eq €67k
PRORENOV
BE 0897.899.405
Ans · Eq €67k
ENTREPRISE CONSTRUCT
BE 0504.948.940
Ukkel · Eq €67k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,211 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2001
Fiscal year end31-12
Trade name NL
Mining Life
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.