SANOE

Active

Private limited companyfounded 20242 yrs activeLéon Mahillonlaan 133, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1013.651.978

The computed 12-month bankruptcy probability of SANOE is 5.3% (elevated). The 2025 annual accounts show equity of €27k and a net result of €27k. Its solvency ranks better than 86% of 4527 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency100

Growth-

Track record67

Bankruptcy probability, 12 months

5.3% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days only on tighter terms

Liquidity ample (current ratio 4.12; short-term debt: 19.1% and cash: 0% of total assets), and 19.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

80.9%

Return on assets

80.9%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

4 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€27k

Total assets

€33k

Net result

€27k

Working capital

€20k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €33k

21.4%

78.6%

Fixed assets €7k

Current assets €26k

Equity and liabilities €33k

80.9%

19.1%

Equity €27k

Debt €6k

Debt finances 19.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€30k

Cash flow

€29k

Solvency

80.9%

Current ratio

4.12

Quick ratio

4.12

Debt / equity

0.24

ROE

100.0%

ROA

80.9%

Interest coverage

63.71

Debt

€6k

Debt ≤ 1 year

€6k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€33k

Fixed assets21/28€7k

Tangible fixed assets22/27€7k

Furniture and vehicles24€7k

Current assets29/58€26k

Amounts receivable within one year40/41€26k

Trade receivables40€9k

Other amounts receivable41€17k

Cash at bank and in hand54/58€1

Equity and liabilities

Total equity and liabilities10/49€33k

Equity10/15€27k

Profit (loss) carried forward14€27k

Amounts payable17/49€6k

Amounts payable within one year42/48€6k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€5k

Taxes450/3€5k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k

Other operating charges640/8€204

Gross operating margin9900€30k

Operating profit (loss)9901€27k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€469

Recurring financial charges65€469

Profit (loss) for the period before taxes9903€27k

Profit (loss) for the period9904€27k

Profit (loss) for the period to be appropriated9905€27k

Appropriation of the result

Profit (loss) to be appropriated9906€27k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

04-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 4 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Léon Mahillonlaan 1331030 Schaarbeek

Ground area

3,969 m²

Building footprint

1,126 m²

Volume, LiDAR

25,507 m³

2 parcels, Brussels · tallest building 26.4 m, ±8 floors. Linked by address, not a title deed.

1 establishment unit

Arteveldestraat 161, 1000 Brussel

Freight transport by road

since 20242.366.504.941

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21811M1469/00L000	Brussels	3,922 m²	1 · 1,096 m²	26.4 m · 8 fl.
21905C0089/00M013	Brussels	47 m²	1 · 30 m²	12.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT

since 01-04-2025

Similar companies · same sector, comparable size

TRANSPORT PONCELET ADRIEN

Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 5,359 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-09-2024

Fiscal year end31-12

Activities, NACEBEL

49410Freight transport by road

49420Removal services

52250Logistics services

52290Warehousing and support activities for transportation

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.